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GeMa-con

Active
Private limited companyfounded 20197 yrs activeWillem van Saeftingestraat 10, 8370 Blankenberge, BelgiumKBO/BCE: BE 0722.981.679
Summary

GeMa-con has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,652 and a net result of €89,712. Equity is shrinking by ~15.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
GeMa-conActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€135,523total assets 2025
Equity
€40,652
Profit
€89,712
Turnover not published (abridged schema)
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 32 d early0 of 2 deeds read
Why 92+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €135,523+ Liquidity: current ratio 1.29, cash €22,743+ Figures for FY 2025 (filed 29-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 55=
equity 30.0% of total assets
Liquidity 33-3
short-term debt 70.0% · cash 16.8%
Profitability 100=
return on assets 66.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (47,477 companies)
Last 19 months 04-2025: < 0.1%lowest value 05-2025: < 0.1%▲ +2.1% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +16.7% vs 06-2025 08-2025: < 0.1%▼ -12.5% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +12.2% vs 03-2026 05-2026: 0.1%▲ +1.8% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +33.9% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%▲ +2.7% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
  • Size: total assets €135,523 lowers the probability for this profile
  • Liquidity: current ratio 1.29, cash €22,743 lowers the probability
  • Figures for FY 2025 (filed 29-06-2026) lowers the probability
Credit up to €3,500 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.2 in 2024; short-term debt: 70% and cash: 16.8% of total assets), and 70% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 30%, liquidity 15%, profitability 85%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Activities of head offices; management consultancy activities (NACE 70)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €135,523
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.29, cash €22,743
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 29-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
32 d early
2024
31 d early
2023
40 d early
2022
38 d early
2021
39 d early
2020
36 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director reappointmentPermanent representative · Power of…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 18% on net resultsector median €26,813 · 34,947 companies €89,712 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Positive: 7 profitable years in a rowprofit 2025: €89,712 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€135,523
Profit
€89,712
Solvency
30.0%
Total assets▼ 15.4%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2020
Next accounts
by 31-07-2027
  1. 11-09-2026General meeting · Director reappointment
  2. 29-06-2026Annual accounts filed
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
20-03-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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