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GEMA CASA

Active
Private limited company (pre-2019)founded 2007active for 19 yearsPontstraat (W.) 14, 9790 Wortegem-Petegem, BelgiumKBO/BCE: BE 0890.850.473
Summary

GEMA CASA has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,973 and a net result of €8,106. Equity is shrinking by about 9.7% per year across the filed financial years. Its solvency ranks better than 15% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
GEMA CASAActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
8th largest company by total assets in Wortegem-Petegem, Construction sector1 site
Size
€2.1mtotal assets 2025
Equity
€87,973
Profit
€8,106
Turnover not published (micro format)
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
2025 accounts filed 13 days late
Why 66raises riskSector: Construction of residential and non-residential buildings (NACE 41)Figures for financial year 2025 (filed 14-11-2025)Equity €87,973 (4.3% of total assets)lowers riskSize: total assets €2.1mShow the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 35% of its sector peers (NACE 41, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 29=
equity 4.3% of total assets
Liquidity 1-2
short-term debt 95.7% · cash 0.4%
Profitability 69+2
return on assets 0.4%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (911 companies, NACE 41, small)
Last 24 months 11-2024: 1.3%highest value 12-2024: 0.4%▼ -0.9 percentage points vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025lowest value 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025lowest value 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025 11-2025: 0.9%▲ +0.3 percentage points vs 10-2025 12-2025: 0.4%▼ -0.5 percentage points vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.9%▲ +0.4 percentage points vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.4, compared with 0.41 in 2024, below 1; short-term debt: 95.7% and cash: 0.4% of total assets), and 95.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 12% on solvency, 2% on liquidity, 60% on profitability and 67% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €2.1m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Figures for financial year 2025 (filed 14-11-2025)
NBB · annual accounts
raises risk · Equity €87,973 (4.3% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9302 sector peers (2025).
NBB · sector comparison
Position among 9302 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-11-2025, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
on the day
2023
on the day
2022
2 days late
2021
11 days late
2020
24 days late
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 2 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end25-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €8,106
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 15% on solvencysector median 43.0% · 9,302 companies 4.3% View
  • Total assets 20256 financial years filed €2.1m View
  • Active since 2007founded 16-07-2007 19 years View

By topic

Financials

Financial year
2025
Total assets
€2.1m
Profit
€8,106
Solvency
4.3%
Total assets▲ 0.7%
Net result
20192025
Go to Financials

Timeline

Events
19
Since
2010
Next accounts
by 31-10-2026
  1. 31-10-2023Annual accounts filed
  2. 31-03-2023Weakest financial year
  3. 02-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
General construction of residential buildingsNACE 41001
Founded
16-07-2007
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GEMA CASA

What is the company number of GEMA CASA?
0890.850.473. In Belgium the VAT number is the company number with BE in front: BE 0890.850.473.
Where is GEMA CASA based?
The registered office is at Pontstraat (W.) 14, 9790 Wortegem-Petegem.Company details
What does GEMA CASA do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of GEMA CASA?
Private limited company (pre-2019) (BVBA).
When was GEMA CASA founded?
On 16-07-2007.
Is GEMA CASA still active?
Yes, GEMA CASA is an active enterprise in the KBO register.
What is the turnover of GEMA CASA?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GEMA CASA profitable?
In financial year 2025, GEMA CASA made a profit of €8,106.
Where can I find the annual accounts of GEMA CASA?
GEMA CASA filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GEMA CASA due?
By 31-10-2026, for financial year 2026.Timeline

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