GEMA

Active

Private limited companyfounded 2000active for 26 yearsImpulsstraat 20, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0472.446.517

Summary

GEMA has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211,231 and a net result of €13,646. Equity is growing by about 2.9% per year across the filed financial years. Its solvency ranks better than 87% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

GEMAActiveChecked score 96/100

Risk analysis Report Compare

Activity

Other specialised construction activities

NACE 43990

1 site

Size

€259,059total assets 2025

Equity: €211,231
Profit: €13,646

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Accounts on time0 of 7 deeds read

Why 96raises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 5.32, cash €102,961Equity €211,231 (81.5% of total assets)Founded in 2000Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 64% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 81.5% of total assets

Liquidity 94+2

short-term debt 18.5% · cash 39.7%

Profitability 75-4

return on assets 5.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €20,000 on 30-day terms is acceptable

Liquidity ample (current ratio 5.32, compared with 9.13 in 2024, above the usual 1.5; short-term debt: 18.5% and cash: 39.7% of total assets), and 18.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 90% on solvency, 92% on liquidity, 50% on profitability and 25% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 5.32, cash €102,961

NBB · annual accounts

Equity €211,231 (81.5% of total assets)

NBB · annual accounts

Founded in 2000

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

12 days early

2022

12 days early

2021

31 days late

2020

30 days late

2019

57 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-07-2025 Annual accounts filedfinancial year 2024 · micro…
19-07-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 14% on solvencysector median 46.8% · 34,678 companies 81.5% View
Positive: 8 profitable years in a rowprofit 2025: €13,646 8 years View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €259,059
Profit: €13,646
Solvency: 81.5%

Total assets▲ 0.3%

Net result

20182025

Go to Financials

Timeline

Events: 28
Since: 2002
Next accounts: by 31-07-2027

19-07-2023Annual accounts filed
31-12-2022Weakest financial year
31-08-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other specialised construction activitiesNACE 43990
Founded: 19-07-2000
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about GEMA

What is the company number of GEMA?: 0472.446.517. In Belgium the VAT number is the company number with BE in front: BE 0472.446.517.
Where is GEMA based?: The registered office is at Impulsstraat 20, 2220 Heist-op-den-Berg.Company details
What does GEMA do?: According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
What is the legal form of GEMA?: Private limited company (BV).
When was GEMA founded?: On 19-07-2000.
Is GEMA still active?: Yes, GEMA is an active enterprise in the KBO register.
What is the turnover of GEMA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GEMA profitable?: In financial year 2025, GEMA made a profit of €13,646.
Where can I find the annual accounts of GEMA?: GEMA filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GEMA due?: By 31-07-2027, for financial year 2026.Timeline