Skip to content

GEMA

Active
Private limited companyfounded 1973active for 53 yearsLambrechtshoekenlaan 254, 2170 Antwerpen, BelgiumKBO/BCE: BE 0413.751.520
Summary

GEMA has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,180 and a net result of €42,384. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 16% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 01-11-1973 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Joint committee
336 Paritair Comité voor de vrije beroepen · annual accounts 2025
Establishment unit
2.102.136.191 2170 Antwerpen, since 01-11-1973
Financial year end
31 December
Peppol
Reachable since 12-06-2025

Board and ownership

Board
  • VEDEGDirector · since 28-12-2023 · permanent representative Steve De Greef

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€176,021
▼ 8.2%
Turnover
≈ €330,000
estimated
Profit
€42,384
▼ 41.4%
Equity
€28,180
▲ 9.2%
Total assets
€195,243
▲ 2.1%
Employees on 31-12-2025
2
=
Filed on 02-06-2026, 59 days before the deadline
Score breakdownraises riskLiquidity: current ratio 1.12, cash €605lowers riskSize: total assets €195,243Sector: Legal and accounting activities (NACE 69)Founded in 1973Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 33% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Average
Solvency 39+1
equity 14.4% of total assets
Liquidity 3+1
short-term debt 85.6% · cash 0.3%
Profitability 96-4
return on assets 21.7%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026highest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12 (1.08 in 2024), below the usual 1.5. Short-term debt is 85.6% and cash 0.3% of total assets. 85.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 18% of them on solvency, 1% on liquidity, 59% on profitability and 54% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.12, cash €605
NBB · annual accounts
lowers risk · Size: total assets €195,243
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Founded in 1973
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
38 days early
2023
58 days early
2022
56 days early
2021
62 days early
2020
39 days early
2019
63 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 54 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 83% of companies in legal and accountingsector median 56.9% · 15,759 companies 14.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Resignation: Steve De Greef (manager)Appointment: VEDEG (director) · Permanent representative: Steve De Greef
All 14 events

Comparable companies

These companies have the same main activity as GEMA: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €143,000 and €261,000, founded between 1973 and 1983.

CompanyTotal assetsGross margin
GEMA Antwerpen€195,243€176,021
Service et Gestion Liège€179,933€155,793
International Fiscal Accounting and Marketing Office Evere€164,899€197,999
WILFA Edegem€220,942€140,001
And3 Accountants en Belastingconsulenten Antwerpen€142,988€178,585
YvR Accountancy & Tax Schelle€260,701€192,191
ADEXCO Etterbeek€219,201€198,805
Full comparison

Key facts about GEMA

What is the company number of GEMA?
The company number of GEMA is 0413.751.520. The VAT number is the same number with BE in front: BE 0413.751.520.
Where is GEMA based?
The registered office is at Lambrechtshoekenlaan 254, 2170 Antwerpen.Company details
What does GEMA do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of GEMA?
The legal form of GEMA is Private limited company (BV).
When was GEMA founded?
GEMA was founded on 01-11-1973.
Is GEMA still active?
Yes, GEMA is an active enterprise in the KBO register.
How many employees does GEMA have?
GEMA had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GEMA fall under?
In its 2025 annual accounts, GEMA states joint committee 336 (Paritair Comité voor de vrije beroepen).
What is the turnover of GEMA?
The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €176,021 and 40 comparable companies (NACE 69201). It probably lies between €270,000 and €400,000.
Is GEMA profitable?
In financial year 2025, GEMA made a profit of €42,384.
Where can I find the annual accounts of GEMA?
GEMA filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GEMA due?
GEMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.