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GEM

Active
Private limited companyfounded 2021active for 4 yearsEversestraat 169, 1932 Zaventem, BelgiumKBO/BCE: BE 0778.830.321
Summary

The annual accounts of GEM for financial year 2025 show a net loss of 72% of total assets. The 2025 annual accounts show equity of €2,311 and a net result of -€2,021. Equity is shrinking by about 23% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€2,806total assets 2025
Equity
€2,311
Loss
-€2,021
Turnover not published (micro format)
Financial health
55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
Accounts on time0 of 1 deed read
Why 55raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLatest accounts 1 days late; 1 of the last 3 lateLoss of €2,021, the second in a row (financial year 2025)lowers riskSector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Liquidity: current ratio 5.66, cash €2,029Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 48% of its sector peers (NACE 63, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 82.3% of total assets
Liquidity 95+1
short-term debt 17.7% · cash 72.3%
Profitability 0-1
return on assets -72.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,948 companies, NACE 63, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.3%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.4 percentage points vs 03-2025highest value 05-2025: 0.3%▼ -0.5 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%▲ +0.2 percentage points vs 01-2026 03-2026: 0.1%▼ -0.4 percentage points vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 87% on liquidity, 7% on profitability and 14% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
KBO
lowers risk · Liquidity: current ratio 5.66, cash €2,029
NBB · annual accounts
raises risk · Latest accounts 1 days late; 1 of the last 3 late
NBB · filings
raises risk · Loss of €2,021, the second in a row (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
59 days late
2023
on the day
2022
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€2,021
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€2,021 View
  • Total assets 20254 financial years filed €2,806 View
  • Active since 2021founded 20-12-2021 4 years View

By topic

Financials

Financial year
2025
Total assets
€2,806
Loss
-€2,021
Solvency
82.3%
Total assets▼ 52.3%
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 02-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
20-12-2021
Year ends
30-06
Peppol
Not found in the Peppol directory
Go to Company details

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