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GELDHOF IT

Active
Private limited companyfounded 1998active for 28 yearsHubert Frère-Orbanlaan 33, 9000 Gent, BelgiumKBO/BCE: BE 0464.005.735
Summary

GELDHOF IT has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €237,635 and a net result of -€73,609. Equity remains stable across the filed financial years (±1.6% per year). Its solvency ranks better than 29% of 20,550 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
2 sites
Size
€605,832total assets 2024
Equity
€237,635
Loss
-€73,609
Turnover not published (micro format)
Financial health
54 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 73 days overdue0 of 2 deeds read
Why 54raises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; latest accounts 103 days late; 3 of the last 3 lateLoss of €73,609, the second in a row (financial year 2024)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Founded in 1998Show the evidence

Checked score

Score 2024
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 62, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 64-14
equity 39.2% of total assets
Liquidity 67-31
short-term debt 8.6% · cash 13.9%
Profitability 6-6
return on assets -12.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,850 companies, NACE 62, micro)
Last 24 months 11-2024: 2.1% 12-2024: 2.1%● unchanged vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.1%● unchanged vs 03-2025 05-2025: 1.9%▼ -0.2 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.3%▲ +0.4 percentage points vs 07-2025 09-2025: 2.2%▼ -0.1 percentage points vs 08-2025 10-2025: 2.7%▲ +0.5 percentage points vs 09-2025 11-2025: 2.8%▲ +0.1 percentage points vs 10-2025highest value 12-2025: 0.7%▼ -2.1 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.6%▼ -0.1 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 0.8%▼ -0.1 percentage points vs 08-2026 10-2026: 0.9%▲ +0.1 percentage points vs 09-2026
Credit of up to €12,000 on 30-day terms, only on tighter conditions
Liquidity ample (current ratio 2.0, compared with 0.31 in 2023; short-term debt: 8.6% and cash: 13.9% of total assets), but 60.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 35% on solvency, 51% on liquidity, 12% on profitability and 23% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 103 days late; 3 of the last 3 late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Founded in 1998
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €73,609, the second in a row (financial year 2024)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€73,609
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 73 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline12-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-11-2025, 103 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
103 days late
2023
89 days late
2022
122 days late
2021
92 days late
2020
91 days late
2019
126 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 104 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€73,609
  3. Liquidity more than 6 timescurrent ratio 2.00

Key points

  • Caution: Among the weakest 5% on net resultsector median €27,553 · 20,551 companies -€73,609 View
  • Caution: Accounts not fileddeadline was 31-07-2026 73 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€73,609 View

By topic

Financials

Financial year
2024
Total assets
€605,832
Loss
-€73,609
Solvency
39.2%
Total assets▲ 3.9%
Net result
20182024
Go to Financials

Timeline

Events
30
Since
2001
  1. 28-10-2024Annual accounts filed
  2. 30-11-2023Annual accounts filed
  3. 31-10-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
28-08-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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