GEHLEN ZONWERING
ActiveThe computed 12-month bankruptcy probability of GEHLEN ZONWERING is 2.8% (moderate). The annual accounts of GEHLEN ZONWERING for fiscal year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €6k and a net result of €-14k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 9% of 7757 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-23
Solvency30▼-5
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.46 against 0.57 in 2024; short-term debt: 94.5% and cash: 33.8% of total assets), and 94.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.2%
Return on assets
-11.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7757 sector peers (2025).
NBB · sector comparisonPosition among 7757 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
16 d early
2024
2 d early
2023
30 d early
2022
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€6k▼ 69.7%
2024 · €20k
2022: €5k
2023: €6k
2024: €20k
2022 → 2025
Total assets
€118k▼ 42.1%
2024 · €204k
2022: €282k
2023: €279k
2024: €204k
2022 → 2025
Net result
€-14k
2024 · €14k
2022: €2k
2023: €2k
2024: €14k
2022 → 2025
Working capital
€-60k▲ 23.1%
2024 · €-78k
2022: €-139k
2023: €-124k
2024: €-78k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€6k▲ 30.3%€20k▲ 212%€6k▼ 69.7%
Operating result€2k-€2k▼ 16.2%€14k▲ 745%€-14k
Net result€2k-€2k▼ 23.2%€14k▲ 809%€-14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €14k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€66k▼ 32.3%
Current assets
€51k▼ 51.2%
Equity and liabilities €118k
Equity
€6k▼ 69.7%
Debt
€112k▼ 39.1%
The debt ratio rises from 90.1% to 94.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €46k
Cash flow
€18k▼
2024 · €46k
Solvency
5.2%▼
2024 · 9.9%
Current ratio
0.46▼
2024 · 0.57
Quick ratio
0.46▼
2024 · 0.55
Debt / equity
18.32▲
2024 · 9.11
ROE
-230.3%▼
2024 · 67.9%
ROA
-11.9%▼
2024 · 6.7%
Interest coverage
242.22▼
2024 · 892.34
Debt
€112k▼
2024 · €184k
Debt ≤ 1 year
€111k▼
2024 · €183k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€118k▼
Formation expenses20€853€345▼
Fixed assets21/28€98k€66k▼
Intangible fixed assets21€98k€66k▼
Current assets29/58€105k€51k▼
Stocks and contracts in progress3€4k-
Contracts in progress37€4k-
Amounts receivable within one year40/41€52k€11k▼
Trade receivables40€52k€11k▼
Cash at bank and in hand54/58€49k€40k▼
Equity and liabilities
Total equity and liabilities10/49€204k€118k▼
Equity10/15€20k€6k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€17k€3k▼
Amounts payable17/49€184k€112k▼
Amounts payable within one year42/48€183k€111k▼
Trade debts44€24k€3k▼
Suppliers440/4€24k€3k▼
Taxes, remuneration and social security45€835€1k▲
Taxes450/3€835€1k▲
Other amounts payable47/48€158k€107k▼
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k=
Other operating charges640/8€449€462▲
Gross operating margin9900€46k€19k▼
Operating profit (loss)9901€14k€-14k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€51€75▲
Recurring financial charges65€51€75▲
Profit (loss) for the period before taxes9903€14k€-14k▼
Profit (loss) for the period9904€14k€-14k▼
Profit (loss) for the period to be appropriated9905€14k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€3k▼
Profit (loss) brought forward from the previous period14P€3k€17k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼203%
Net result drops to €-14k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €14k ▲809%
Operating result €14k, net result €14k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stift 513960 BreeGround area
559 m²
Building footprint
146 m²
Volume, LiDAR
676 m³
Parcel 72004B0255/00B003, Flanders · tallest building 9.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Gehlen Zonwering
since 20212.321.205.050
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0255/00B003 | Flanders | 559 m² | 1 · 146 m² | 9.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 3,526 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-09-2021
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.