GEFORA
ActiveGEFORA has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €664k and a net result of €-28k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 80% of 1282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency65=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.12 in 2024), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
-2.6%
Age of the figures
11 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€28k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d late
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-28k▲ 15.2%
2024 · €-33k
2018: €-86k
2019: €5k
2020: €-173k
2021: €-45k
2022: €33k
2023: €3k
2024: €-33k
2018 → 2025
Working capital
€-243k▲ 10.5%
2024 · €-272k
2018: €-65k
2019: €-27k
2020: €-257k
2021: €-301k
2022: €-311k
2023: €-303k
2024: €-272k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€689k-€722k▲ 4.8%€724k▲ 0.4%€692k▼ 4.5%€664k▼ 4.0%
Operating result€-22k-€49k€21k▼ 58.3%€-17k€-13k▲ 23.1%
Net result€-45k-€33k€3k▼ 91.7%€-33k€-28k▲ 15.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €13k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€1.04M▼ 6.8%
Current assets
€43k▲ 12.1%
Equity and liabilities €1.09M
Equity
€664k▼ 4.0%
Debt
€422k▼ 9.3%
The debt ratio falls from 40.2% to 38.8%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€64k▼
2024 · €65k
Cash flow
€49k▼
2024 · €49k
Solvency
61.2%▲
2024 · 59.8%
Current ratio
0.15▲
2024 · 0.12
Quick ratio
0.15▲
2024 · 0.12
Debt / equity
0.64▼
2024 · 0.67
ROE
-4.2%▲
2024 · -4.7%
ROA
-2.6%▲
2024 · -2.8%
Interest coverage
4.40▲
2024 · 4.16
Debt
€422k▼
2024 · €465k
Debt ≤ 1 year
€286k▼
2024 · €310k
Debt > 1 year
€134k▼
2024 · €155k
Income taxes
€276▼
2024 · €282
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.16M€1.09M▼
Fixed assets21/28€1.12M€1.04M▼
Tangible fixed assets22/27€1.12M€1.04M▼
Land and buildings22€111k€106k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€8k€523▼
Other tangible fixed assets26€994k€931k▼
Financial fixed assets28€833€833=
Current assets29/58€38k€43k▲
Amounts receivable within one year40/41€36k€37k▲
Trade receivables40€21k€33k▲
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€557€5k▲
Deferred charges and accrued income490/1€1k€785▼
Equity and liabilities
Total equity and liabilities10/49€1.16M€1.09M▼
Equity10/15€692k€664k▼
Contributions10/11€681k€681k=
Reserves13€19k€19k=
Non-distributable reserves130/1€19k€19k=
Reserves not available under the articles1311€19k€19k=
Profit (loss) carried forward14€-8k€-36k▼
Amounts payable17/49€465k€422k▼
Amounts payable after more than one year17€155k€134k▼
Financial debts170/4€155k€134k▼
Amounts payable within one year42/48€310k€286k▼
Current portion of amounts payable after more than one year42€23k€31k▲
Trade debts44€117k€146k▲
Suppliers440/4€117k€146k▲
Taxes, remuneration and social security45€240€2k▲
Taxes450/3€240€2k▲
Other amounts payable47/48€170k€108k▼
Accrued charges and deferred income492/3€49€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€77k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€68k€69k▲
Operating profit (loss)9901€-17k€-13k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€16k€15k▼
Recurring financial charges65€16k€15k▼
Profit (loss) for the period before taxes9903€-32k€-27k▲
Income taxes67/77€282€276▼
Profit (loss) for the period9904€-33k€-28k▲
Profit (loss) for the period to be appropriated9905€-33k€-28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-36k▼
Profit (loss) brought forward from the previous period14P€24k€-8k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €33k
Net result €33k after 2 loss-making years.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-173k ▼3276%
Net result drops to €-173k, the lowest in the series; recovery starts the following year.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 3 days late
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin, Denée 75537 AnhéeGround area
3,348 m²
Building footprint
239 m²
Volume, LiDAR
1,193 m³
Parcel 92033B0369/00F000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Moulin, Denée 7, 5537 Anhée
since 19842.025.279.133
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92033B0369/00F000 | Wallonia | 3,348 m² | 1 · 239 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnhée2.025.279.133
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GAUME D'OR
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BRICOLTOUT
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Park Merlo
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Of 2,995 companies in sector 55203 we hold annual accounts for 687. 388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-08-1984
Fiscal year end30-09
Activities, NACEBEL
55203Holiday cottages, homes and apartments
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.