GEFORA

Active

Private limited companyfounded 1984active for 42 yearsRue du Moulin, Denée 7, 5537 Anhée, BelgiumKBO/BCE: BE 0426.292.234

Summary

GEFORA has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €663,939 and a net result of -€27,766. Equity remains stable across the filed financial years (±0.9% per year). Its solvency ranks better than 79% of 1,588 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

GEFORAActiveChecked score 94/100

Risk analysis Report Compare

Activity

Holiday cottages, homes and apartments

NACE 55203

10th oldest company in Anhée1 site

Size

≈ €210,000turnover 2025, estimated

Equity: €663,939
Loss: -€27,766

Turnover estimated from the gross margin

Financial health

94 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts on time1 of 5 deeds summarised

Why 94raises riskLiquidity: current ratio 0.15, cash €4,630Loss of €27,766, the second in a row (financial year 2025)lowers riskSize: total assets €1.1mFounded in 1984Show the evidence

Checked score

Score 2025

94 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 49% of its sector peers (NACE 55, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 86+1

equity 61.2% of total assets

Liquidity 40=

short-term debt 26.4% · cash 0.4%

Profitability 52+2

return on assets -2.6%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,515 companies, NACE 55, micro)

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.6 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €60,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.15, compared with 0.12 in 2024, below 1; short-term debt: 26.4% and cash: 0.4% of total assets), and 38.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 78% on solvency, 37% on liquidity, 42% on profitability and 39% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €1.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1984

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.15, cash €4,630

NBB · annual accounts

Loss of €27,766, the second in a row (financial year 2025)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€27,766

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

6 days late

2023

on the day

2022

2 days early

2021

1 day early

2020

on the day

2019

29 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 5 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end28-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-04-2026 Annual accounts filedfinancial year 2025 · micro…
14-07-2025 Legal-form change · Resignations & appointmentsAmendment of the articles ·…
06-05-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 16% on net resultsector median €2,147 · 1,590 companies -€27,766 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€27,766 View
Active since 1984founded 30-08-1984 42 years View

By topic

Financials

Financial year: 2025
Total assets: €1.1m
Loss: -€27,766
Solvency: 61.2%

Total assets▼ 6.1%

Net result

20192025

Go to Financials

Timeline

Events: 44
Since: 1986
Next accounts: by 30-04-2027

30-04-2024Annual accounts filed
28-04-2023Annual accounts filed
30-09-2022Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Holiday cottages, homes and apartmentsNACE 55203
Founded: 30-08-1984
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 25

Annual meeting: First Thursday of March at 11:00
Purpose: “La société a pour objet toutes opérations se rapportant directement ou indirectement à la…” (deed in French)

Go to Articles of association

Key facts about GEFORA

What is the company number of GEFORA?: 0426.292.234. In Belgium the VAT number is the company number with BE in front: BE 0426.292.234.
Where is GEFORA based?: The registered office is at Rue du Moulin, Denée 7, 5537 Anhée.Company details
What does GEFORA do?: According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of GEFORA?: Private limited company (BV).
When was GEFORA founded?: On 30-08-1984.
Is GEFORA still active?: Yes, GEFORA is an active enterprise in the KBO register.
How many employees does GEFORA have?: On average 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of GEFORA?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GEFORA profitable?: In financial year 2025, GEFORA made a loss of €27,766.
Where can I find the annual accounts of GEFORA?: GEFORA filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GEFORA due?: By 30-04-2027, for financial year 2026.Timeline