GEFINAM
ActiveSummary
GEFINAM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €1.6m. Equity is growing by ~19.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
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Signals
This company filed its last 7 accounts on average 36 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, full schema
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €348 | €1.8m | ▲ 509,465% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €836 | €2,767 | €2,954 | €2,954 | €2,194 | ▼ 25.7% |
| Other operating charges640/8 | - | €348 | €348 | €960 | €968 | ▲ 0.8% |
| Gross operating margin9900 | €53,653 | €27,110 | €24,535 | €15,228 | €1.7m | ▲ 11,341% |
| Operating profit (loss)9901 | €52,469 | €23,995 | €21,234 | €11,314 | €1.7m | ▲ 15,271% |
| Financial income75/76B | - | - | - | €442 | €23,852 | ▲ 5,297% |
| Recurring financial income75 | - | - | - | €442 | €23,852 | ▲ 5,297% |
| Financial charges65/66B | - | €476 | €453 | €574 | €498 | ▼ 13.2% |
| Recurring financial charges65 | €520 | €476 | €453 | €574 | €498 | ▼ 13.2% |
| Profit (loss) for the period before taxes9903 | €222,648 | €23,519 | €20,781 | €11,182 | €1.8m | ▲ 15,661% |
| Income taxes67/77 | €27,083 | €7,317 | €6,847 | €3,985 | €160,012 | ▲ 3,915% |
| Profit (loss) for the period9904 | €195,565 | €16,202 | €13,934 | €7,197 | €1.6m | ▲ 22,166% |
| Profit (loss) for the period to be appropriated9905 | €195,565 | €16,202 | €13,934 | €7,197 | €1.6m | ▲ 22,166% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.1m | €1.1m | €1.8m | ▲ 69.5% |
| Fixed assets21/28 | €1.0m | €1.0m | €1.0m | €1.0m | €233,515 | ▼ 77.6% |
| Tangible fixed assets22/27 | €8,918 | €9,875 | €6,922 | €3,968 | €1,774 | ▼ 55.3% |
| Furniture and vehicles24 | - | €3,107 | €1,818 | €529 | - | - |
| Other tangible fixed assets26 | - | €6,768 | €5,103 | €3,439 | €1,774 | ▼ 48.4% |
| Financial fixed assets28 | €1.0m | €1.0m | €1.0m | €1.0m | €231,741 | ▼ 77.7% |
| Current assets29/58 | €32,525 | €29,900 | €23,045 | €21,500 | €1.6m | ▲ 7,201% |
| Amounts receivable within one year40/41 | - | - | €1,131 | €16,346 | €266,206 | ▲ 1,529% |
| Trade receivables40 | - | - | - | - | €105,263 | - |
| Other amounts receivable41 | - | - | €1,131 | €16,346 | €160,943 | ▲ 885% |
| Cash at bank and in hand54/58 | €32,525 | €29,900 | €21,914 | €4,734 | €1.3m | ▲ 27,384% |
| Deferred charges and accrued income490/1 | - | - | - | €420 | €2,443 | ▲ 481% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.1m | €1.1m | €1.8m | ▲ 69.5% |
| Equity10/15 | €1.0m | €1.0m | €1.0m | €873,394 | €1.6m | ▲ 86.4% |
| Contributions10/11 | - | €6,250 | €6,250 | €6,250 | €6,250 | = |
| Revaluation surpluses12 | - | €682,800 | €682,800 | €682,800 | - | - |
| Reserves13 | €321,875 | €336,875 | €346,875 | €182,875 | €1.6m | ▲ 785% |
| Non-distributable reserves130/1 | - | €1,875 | €1,875 | - | - | - |
| Reserves not available under the articles1311 | - | €1,875 | €1,875 | - | - | - |
| Distributable reserves133 | - | €335,000 | €345,000 | €182,875 | €1.6m | ▲ 785% |
| Profit (loss) carried forward14 | €4,137 | €5,339 | €272 | €1,469 | €3,869 | ▲ 163% |
| Amounts payable17/49 | €64,922 | €47,053 | €32,311 | €190,615 | €175,225 | ▼ 8.1% |
| Amounts payable after more than one year17 | €19,969 | €13,744 | €7,686 | €1,547 | - | - |
| Financial debts170/4 | - | €13,744 | €7,686 | €1,547 | - | - |
| Amounts payable within one year42/48 | €44,953 | €33,309 | €24,625 | €189,068 | €169,225 | ▼ 10.5% |
| Current portion of amounts payable after more than one year42 | - | €6,226 | €6,058 | €6,138 | €1,547 | ▼ 74.8% |
| Financial debts43 | - | €4,500 | €4,500 | €6,500 | €500 | ▼ 92.3% |
| Credit institutions430/8 | - | €4,500 | €4,500 | €6,500 | €500 | ▼ 92.3% |
| Trade debts44 | €7,160 | €3,200 | €2,867 | €4,930 | €2,178 | ▼ 55.8% |
| Suppliers440/4 | - | €3,200 | €2,867 | €4,930 | €2,178 | ▼ 55.8% |
| Taxes, remuneration and social security45 | - | €1,500 | €2,200 | €1,500 | - | - |
| Taxes450/3 | - | €1,500 | €2,200 | €1,500 | - | - |
| Other amounts payable47/48 | - | €17,884 | €9,000 | €170,000 | €165,000 | ▼ 2.9% |
| Accrued charges and deferred income492/3 | - | - | - | - | €6,000 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €195,565 | €16,202 | €13,934 | €7,197 | €1.6m | ▲ 22,166% |
| + Depreciation and write-downs630 | €836 | €2,767 | €2,954 | €2,954 | €2,194 | ▼ 25.7% |
| Operating cash flow (approximation) | €196,402 | €18,969 | €16,887 | €10,150 | €1.6m | ▲ 15,709% |
| Investment in fixed assets (approximation) | - | -€3,725 | €0 | €0 | €806,800 | - |
| Change in cash | - | -€2,625 | -€7,987 | -€17,180 | €1.3m | ▲ 7,645% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25101B0211/00K000 | Wallonia | 1,150 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 01-07-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the annual accounts to 01-07-2025 of GEFINAM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Company details
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.