GEFICO
ActiveGEFICO has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-123k) and a net result of €-24k. Equity is shrinking by ~45% per year across the filed fiscal years. Its solvency ranks better than 5% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
23
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-51
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.07 against 0.08 in 2024; short-term debt: 212.9% and cash: 10.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-112.9%
Return on assets
-21.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-123k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
19 d early
2023
24 d late
2022
35 d early
2021
2 d late
2020
9 d late
2019
42 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-123k▼ 24.0%
2024 · €-99k
2018: €26k
2019: €8k
2020: €-12k
2021: €-36k
2022: €-59k
2023: €-80k
2024: €-99k
2018 → 2025
Total assets
€109k▼ 18.3%
2024 · €133k
2018: €255k
2019: €244k
2020: €222k
2021: €198k
2022: €175k
2023: €157k
2024: €133k
2018 → 2025
Net result
€-24k▼ 23.8%
2024 · €-19k
2018: €-21k
2019: €-18k
2020: €-21k
2021: €-24k
2022: €-23k
2023: €-21k
2024: €-19k
2018 → 2025
Working capital
€-215k▼ 1.0%
2024 · €-213k
2018: €-219k
2019: €-229k
2020: €-222k
2021: €-218k
2022: €-218k
2023: €-215k
2024: €-213k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-36k-€-59k▼ 62.7%€-80k▼ 35.3%€-99k▼ 24.1%€-123k▼ 24.0%
Operating result€-24k-€-23k▲ 4.5%€-21k▲ 8.1%€-19k▲ 7.8%€-24k▼ 23.8%
Net result€-24k-€-23k▲ 4.6%€-21k▲ 8.4%€-19k▲ 7.7%€-24k▼ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €19k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109k
Fixed assets
€92k▼ 19.0%
Current assets
€17k▼ 13.9%
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-2k▼
2024 · €2k
Solvency
-112.9%▼
2024 · -74.4%
Current ratio
0.07▼
2024 · 0.08
Quick ratio
0.07▼
2024 · 0.08
Debt / equity
-1.89▲
2024 · -2.34
ROA
-21.9%▼
2024 · -14.4%
Interest coverage
-90.79▼
2024 · 99.79
Debt
€232k▼
2024 · €232k
Debt ≤ 1 year
€232k▼
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€133k€109k▼
Fixed assets21/28€114k€92k▼
Tangible fixed assets22/27€113k€92k▼
Land and buildings22€113k€92k▼
Financial fixed assets28€195€195=
Current assets29/58€20k€17k▼
Amounts receivable within one year40/41€4k€3k▼
Trade receivables40€4k€3k▼
Cash at bank and in hand54/58€13k€11k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€133k€109k▼
Equity10/15€-99k€-123k▼
Contributions10/11€31k€31k=
Reserves13€248€248=
Distributable reserves133€248€248=
Profit (loss) carried forward14€-130k€-154k▼
Amounts payable17/49€232k€232k▼
Amounts payable within one year42/48€232k€232k▼
Trade debts44€535-
Suppliers440/4€535-
Taxes, remuneration and social security45€248€262▲
Taxes450/3€248€262▲
Other amounts payable47/48€232k€232k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€4k€-125▼
Operating profit (loss)9901€-19k€-24k▼
Financial charges65/66B€24€24=
Recurring financial charges65€24€24=
Profit (loss) for the period before taxes9903€-19k€-24k▼
Profit (loss) for the period9904€-19k€-24k▼
Profit (loss) for the period to be appropriated9905€-19k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-130k€-154k▼
Profit (loss) brought forward from the previous period14P€-111k€-130k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 42 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leon Gillardlaan 21731 AsseGround area
555 m²
Building footprint
251 m²
Volume, LiDAR
3,071 m³
2 parcels, Brussels, Flanders · tallest building 18.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergse Steenweg 107, 1060 Sint-Gillis (bij-Brussel)
since 19862.034.084.654
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0073/00E035 | Flanders | 424 m² | 1 · 150 m² | 12.5 m · 3 fl. |
| 21562A0197/00M002 | Brussels | 131 m² | 1 · 101 m² | 18.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1005.772.016
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N'DIARRE EXPRESS TRANSPORT
BE 0751.721.195
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CUSTOM JET SOLUTIONS
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Of 7,002 companies in sector 49320 we hold annual accounts for 2,712. 2,029 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-12-1986
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
60230
71100
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.