GEFIBOUW
ActiveGEFIBOUW has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €16k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 58% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
64
/ 100
Healthy▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability63▲+60
Solvency61▲+6
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity short (current ratio 0.46 against 0.37 in 2023), and 50.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.3%
Return on assets
6.2%
Age of the figures
26 mo
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €127k
raises risk · Annual accounts not filed
The financial year that closed on 30-06-2025 was due at the National Bank by 31-01-2026. Nothing is on record, 226 days later.
NBB · 10 filingsPosition against the passed deadline
30-06-2025 close31-01-2026 deadline14-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 30-06-2024 was due by 31-01-2025 and was filed on 04-02-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
4 d late
2023
2 d early
2022
1 d early
2021
2 d late
2020
2 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€127k▲ 13.5%
2023 · €112k
2019: €102k
2020: €119k
2021: €137k
2022: €106k
2023: €112k
2019 → 2024
Total assets
€257k▲ 0.7%
2023 · €255k
2019: €171k
2020: €170k
2021: €209k
2022: €270k
2023: €255k
2019 → 2024
Net result
€16k▲ 2,490%
2023 · €614
2019: €8k
2020: €18k
2021: €19k
2022: €-31k
2023: €614
2019 → 2024
Working capital
€-49k▲ 16.3%
2023 · €-58k
2019: €98k
2020: €119k
2021: €138k
2022: €-58k
2023: €-58k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€119k-€137k▲ 14.9%€106k▼ 22.9%€112k▲ 5.8%€127k▲ 13.5%
Operating result€36k-€31k▼ 13.6%€-28k€3k€22k▲ 551%
Net result€18k-€19k▲ 2.6%€-31k€614€16k▲ 2,490%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 551% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €257k
Fixed assets
€215k▼ 2.5%
Current assets
€42k▲ 20.8%
Equity and liabilities €257k
Equity
€127k▲ 13.5%
Debt
€130k▼ 9.3%
The debt ratio falls from 56.2% to 50.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▲
2023 · €13k
Cash flow
€22k▲
2023 · €11k
Solvency
49.3%▲
2023 · 43.8%
Current ratio
0.46▲
2023 · 0.37
Quick ratio
0.46▲
2023 · 0.36
Debt / equity
1.03▼
2023 · 1.28
ROE
12.6%▲
2023 · 0.6%
ROA
6.2%▲
2023 · 0.2%
Interest coverage
5.22▲
2023 · 4.06
Debt
€130k▼
2023 · €144k
Debt ≤ 1 year
€90k▼
2023 · €93k
Debt > 1 year
€38k▼
2023 · €49k
Income taxes
€459
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€255k€257k▲
Fixed assets21/28€221k€215k▼
Tangible fixed assets22/27€221k€215k▼
Land and buildings22€221k€215k▼
Plant, machinery and equipment23-€646
Furniture and vehicles24€275€197▼
Current assets29/58€34k€42k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Contracts in progress37€0-
Amounts receivable within one year40/41€26k€35k▲
Trade receivables40€26k€35k▲
Other amounts receivable41€633€523▼
Cash at bank and in hand54/58€5k€6k▲
Deferred charges and accrued income490/1€1k€380▼
Equity and liabilities
Total equity and liabilities10/49€255k€257k▲
Equity10/15€112k€127k▲
Contributions10/11€21k€21k=
Capital10€21k€21k=
Issued capital100€21k€21k=
Revaluation surpluses12€6k€6k=
Reserves13€96k€101k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Tax-exempt reserves132€35k€35k=
Distributable reserves133€59k€64k▲
Profit (loss) carried forward14€-10k€0▲
Amounts payable17/49€144k€130k▼
Amounts payable after more than one year17€49k€38k▼
Financial debts170/4€49k€38k▼
Amounts payable within one year42/48€93k€90k▼
Current portion of amounts payable after more than one year42-€11k
Financial debts43€24k€12k▼
Credit institutions430/8€24k€12k▼
Trade debts44€22k€27k▲
Suppliers440/4€22k€27k▲
Advances received on contracts in progress46€10k€17k▲
Taxes, remuneration and social security45€858€1k▲
Taxes450/3€858€1k▲
Other amounts payable47/48€35k€22k▼
Accrued charges and deferred income492/3€2k€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€927€2k▲
Gross operating margin9900€14k€30k▲
Operating profit (loss)9901€3k€22k▲
Financial income75/76B€571€37▼
Recurring financial income75€571€37▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€614€16k▲
Income taxes67/77-€459
Profit (loss) for the period9904€614€16k▲
Profit (loss) for the period to be appropriated9905€614€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€5k▲
Profit (loss) brought forward from the previous period14P€-11k€-10k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€5k
To other reserves6921-€5k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €614
Net result €614 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-31k ▼269%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-06
Financial
Highest result since 2019net €19k ▲2.6%
Net result €19k, the highest in the series.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 330 days late
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
16-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vlietmanstraat 598870 IzegemGround area
406 m²
Building footprint
102 m²
Volume, LiDAR
497 m³
Parcel 36493B0276/00Y000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vlietmanstraat 59, 8870 Izegem
since 19872.032.221.165
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36493B0276/00Y000 | Flanders | 406 m² | 1 · 102 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALISON
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VdV Construction
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VANDAELE BJORN
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KLINKERWERKEN VERDONCK
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,868. 12,757 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded18-04-1987
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
45211
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.