GEFIBO
ActiveSummary
GEFIBO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €771,754 and a net result of €173,493. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 15369 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability93▲+12
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 7.28 against 3.82 in 2023; short-term debt: 13.2% and cash: 3.4% of total assets), and 13.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.8%
Return on assets
19.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-06-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
40 d early
2023
39 d early
2022
40 d early
2021
36 d early
2020
37 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€771,754▲ 8.8%
2023 · €709,574
Total assets
€888,857▼ 7.3%
2023 · €959,205
Net result
€173,493▲ 85.0%
2023 · €93,802
Working capital
€735,312▲ 8.8%
2023 · €676,020
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€126,772▲ 28.0%€146,679▲ 15.7%€116,486▼ 20.6%€118,358▲ 1.6%€205,145▲ 73.3%
Net result€81,652above the sector's middle half▲ 21.3%€101,561above the sector's middle half▲ 24.4%€81,209above the sector's middle half▼ 20.0%€93,802above the sector's middle half▲ 15.5%€173,493above the sector's middle half▲ 85.0%
Equity€484,744above the sector's middle half▲ 20.3%€586,305above the sector's middle half▲ 21.0%€667,514above the sector's middle half▲ 13.9%€709,574above the sector's middle half▲ 6.3%€771,754above the sector's middle half▲ 8.8%
Total assets€614,667above the sector's middle half▲ 12.4%€667,963above the sector's middle half▲ 8.7%€731,669above the sector's middle half▲ 9.5%€959,205above the sector's middle half▲ 31.1%€888,857above the sector's middle half▼ 7.3%
Debt€129,923▼ 9.6%€81,658▼ 37.1%€64,155▼ 21.4%€249,632▲ 289%€117,103▼ 53.1%
Working capital€439,387▲ 16.7%€545,755▲ 24.2%€631,494▲ 15.7%€676,020▲ 7.1%€735,312▲ 8.8%
Solvency78.9%above the sector's middle half▲ 5.1pp87.8%above the sector's middle half▲ 8.9pp91.2%above the sector's middle half▲ 3.5pp74.0%within the sector's middle half▼ 17.3pp86.8%above the sector's middle half▲ 12.9pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 73% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €888,857
Fixed assets
€36,443 ▼ 16.4%
Current assets
€852,415 ▼ 6.9%
Equity and liabilities €888,857
Equity
€771,754 ▲ 8.8%
Debt
€117,103 ▼ 53.1%
Debt's share of the balance-sheet total falls from 26.0% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€219,313▲
2023 · €132,953
Cash flow
€187,661▲
2023 · €108,397
Current ratio
7.28▲
2023 · 3.82
Debt to equity
0.15▼
2023 · 0.35
ROE
22.5%▲
2023 · 13.2%
ROA
19.5%▲
2023 · 9.8%
Interest coverage
54.59▼
2023 · 75.37
Debt ≤ 1 year
€117,103▼
2023 · €239,583
Income taxes
€52,956▲
2023 · €29,280
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,082 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,800 | €14,760 | €14,752 | €14,595 | €14,168 | ▼ 2.9% |
| Other operating charges640/8 | - | €2,378 | €2,102 | €2,504 | €2,615 | ▲ 4.4% |
| Gross operating margin9900 | €143,117 | €163,817 | €133,340 | €135,457 | €221,928 | ▲ 63.8% |
| Operating profit (loss)9901 | €126,772 | €146,679 | €116,486 | €118,358 | €205,145 | ▲ 73.3% |
| Financial income75/76B | - | €4,756 | €8,350 | €6,488 | €25,322 | ▲ 290% |
| Recurring financial income75 | €28 | €4,756 | €8,350 | €6,488 | €25,322 | ▲ 290% |
| Financial charges65/66B | - | €6,788 | €1,395 | €1,764 | €4,018 | ▲ 128% |
| Recurring financial charges65 | €4,771 | €6,788 | €1,395 | €1,764 | €4,018 | ▲ 128% |
| Profit (loss) for the period before taxes9903 | €127,317 | €144,646 | €123,441 | €123,082 | €226,450 | ▲ 84.0% |
| Income taxes67/77 | €45,665 | €43,085 | €42,232 | €29,280 | €52,956 | ▲ 80.9% |
| Profit (loss) for the period9904 | €81,652 | €101,561 | €81,209 | €93,802 | €173,493 | ▲ 85.0% |
| Profit (loss) for the period to be appropriated9905 | €81,652 | €101,561 | €81,209 | €93,802 | €173,493 | ▲ 85.0% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €614,667 | €667,963 | €731,669 | €959,205 | €888,857 | ▼ 7.3% |
| Fixed assets21/28 | €85,700 | €70,940 | €56,188 | €43,602 | €36,443 | ▼ 16.4% |
| Tangible fixed assets22/27 | €85,700 | €70,940 | €56,188 | €43,602 | €36,443 | ▼ 16.4% |
| Land and buildings22 | - | €45,210 | €34,822 | €24,575 | €14,753 | ▼ 40.0% |
| Plant, machinery and equipment23 | - | €153 | €0 | - | - | - |
| Furniture and vehicles24 | - | €2,311 | €1,071 | - | €6,035 | - |
| Other tangible fixed assets26 | - | €23,266 | €20,295 | €19,027 | €15,654 | ▼ 17.7% |
| Current assets29/58 | €528,967 | €597,023 | €675,481 | €915,603 | €852,415 | ▼ 6.9% |
| Amounts receivable within one year40/41 | €30,194 | €57,976 | €42,796 | €43,545 | €35,198 | ▼ 19.2% |
| Trade receivables40 | - | €50,726 | €34,671 | €34,421 | €29,216 | ▼ 15.1% |
| Other amounts receivable41 | - | €7,249 | €8,125 | €9,124 | €5,982 | ▼ 34.4% |
| Current investments50/53 | €113,705 | €283,856 | €283,856 | €733,856 | €783,856 | ▲ 6.8% |
| Cash at bank and in hand54/58 | €381,485 | €253,246 | €346,568 | €136,113 | €30,302 | ▼ 77.7% |
| Deferred charges and accrued income490/1 | - | €1,946 | €2,262 | €2,090 | €3,059 | ▲ 46.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €614,667 | €667,963 | €731,669 | €959,205 | €888,857 | ▼ 7.3% |
| Equity10/15 | €484,744 | €586,305 | €667,514 | €709,574 | €771,754 | ▲ 8.8% |
| Contributions10/11 | - | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €465,744 | €567,305 | €648,514 | €690,574 | €752,754 | ▲ 9.0% |
| Non-distributable reserves130/1 | - | €1,900 | €1,900 | €1,900 | - | - |
| Reserves not available under the articles1311 | - | €1,900 | €1,900 | €1,900 | - | - |
| Distributable reserves133 | - | €565,405 | €646,614 | €688,674 | €752,754 | ▲ 9.3% |
| Amounts payable17/49 | €129,923 | €81,658 | €64,155 | €249,632 | €117,103 | ▼ 53.1% |
| Amounts payable after more than one year17 | €40,343 | €30,367 | €20,167 | €10,048 | - | - |
| Financial debts170/4 | - | €30,367 | €20,167 | €10,048 | - | - |
| Amounts payable within one year42/48 | €89,580 | €51,269 | €43,988 | €239,583 | €117,103 | ▼ 51.1% |
| Current portion of amounts payable after more than one year42 | - | €10,281 | €10,200 | €10,119 | €10,048 | ▼ 0.7% |
| Trade debts44 | €384 | €11,183 | €22 | €1,533 | €504 | ▼ 67.1% |
| Suppliers440/4 | - | €11,183 | €22 | €1,533 | €504 | ▼ 67.1% |
| Advances received on contracts in progress46 | - | - | €1,885 | €1,675 | €1,254 | ▼ 25.1% |
| Taxes, remuneration and social security45 | - | €17,525 | €10,936 | €14,227 | €15,023 | ▲ 5.6% |
| Taxes450/3 | - | €17,525 | €10,936 | €14,227 | €15,023 | ▲ 5.6% |
| Other amounts payable47/48 | - | €12,279 | €20,944 | €212,029 | €90,274 | ▼ 57.4% |
| Accrued charges and deferred income492/3 | - | €22 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €81,652 | €101,561 | €81,209 | €93,802 | €173,493 | ▲ 85.0% |
| + Depreciation and write-downs630 | €13,800 | €14,760 | €14,752 | €14,595 | €14,168 | ▼ 2.9% |
| Operating cash flow (approximation) | €95,453 | €116,321 | €95,961 | €108,397 | €187,661 | ▲ 73.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€2,010 | -€7,008 | ▼ 249% |
| Change in cash | - | -€128,239 | €93,322 | -€210,455 | -€105,811 | ▲ 49.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €173,493 ▲85%
Operating result €205,145, net result €173,493, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500,000Eq €586,305 ▲21%
4 profitable years in a row build equity to €586,305.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
26-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2001
Ground area
2,771 m²
Building footprint
533 m²
Volume, LiDAR
4,617 m³
2 parcels, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
2 establishment units
GEFIBO
since 20012.201.341.952
GEFIBO
since 20102.201.343.239
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34302B0702/00E006 | Flanders | 1,422 m² | 1 · 331 m² | 14.9 m · 4 fl. |
| 37007A0096/00F000 | Flanders | 1,349 m² | 1 · 201 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 772 EUR awarded · 772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 135 EUR | 135 EUR |
| 2024 | 1 | 60 EUR | 60 EUR |
| 2023 | 1 | 240 EUR | 240 EUR |
| 2022 | 1 | 337 EUR | 337 EUR |
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DIPA
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 4,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2001
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0474016927
Also
9925:BE0474016927
Registered
10-04-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.