GECHRI
ActiveSummary
GECHRI has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249k and a net result of €19k. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 79% of 4659 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-9
Solvency90▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.75 against 0.72 in 2024; short-term debt: 35.5% and cash: 17.5% of total assets), and 35.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.5%
Return on assets
5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
49 d early
2023
49 d early
2022
38 d early
2021
44 d early
2020
39 d early
2019
50 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€249k▼ 6.8%
2024 · €267k
Total assets
€385k▲ 5.1%
2024 · €366k
Net result
€19k▼ 57.2%
2024 · €45k
Working capital
€-34k▼ 21.4%
2024 · €-28k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21k▼ 63.7%€-30k€51k€70k▲ 36.1%€43k▼ 38.9%
Net result€13k▼ 66.1%€-34k€36k€45k▲ 24.4%€19k▼ 57.2%
Equity€277k▲ 4.8%€232k▼ 16.2%€224k▼ 3.4%€267k▲ 19.1%€249k▼ 6.8%
Total assets€361k▲ 5.5%€322k▼ 10.8%€357k▲ 11.0%€366k▲ 2.6%€385k▲ 5.1%
Debt€84k▲ 8.1%€90k▲ 6.8%€133k▲ 48.1%€100k▼ 25.2%€137k▲ 36.9%
Working capital€-9k▲ 79.1%€-33k▼ 255%€-31k▲ 8.2%€-28k▲ 8.1%€-34k▼ 21.4%
Staff (FTE)5.4=5▼ 7.4%4.6▼ 8.0%3.5▼ 23.9%4.9▲ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€283k ▼ 4.1%
Current assets
€102k ▲ 42.9%
Equity and liabilities €385k
Equity
€249k ▼ 6.8%
Debt
€137k ▲ 36.9%
Debt's share of the balance-sheet total rises from 27.2% to 35.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€63k▼
2024 · €83k
Cash flow
€40k▼
2024 · €58k
Current ratio
0.75▲
2024 · 0.72
Quick ratio
0.65▲
2024 · 0.57
Debt to equity
0.55▲
2024 · 0.37
ROE
7.7%▼
2024 · 16.8%
ROA
5.0%▼
2024 · 12.2%
Interest coverage
5.97▼
2024 · 16.46
Debt ≤ 1 year
€137k▲
2024 · €100k
Income taxes
€13k▼
2024 · €20k
Staff costs
€270k▲
2024 · €217k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €17k | - |
| Remuneration, social security and pensions62 | €160k | €221k | €246k | €217k | €270k | ▲ 24.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €23k | €13k | €14k | €20k | ▲ 51.1% |
| Other operating charges640/8 | €5k | €5k | €5k | €6k | €4k | ▼ 31.0% |
| Gross operating margin9900 | €209k | €218k | €316k | €306k | €338k | ▲ 10.3% |
| Operating profit (loss)9901 | €21k | €-30k | €51k | €70k | €43k | ▼ 38.9% |
| Financial income75/76B | €4 | €230 | €1 | €0 | - | - |
| Recurring financial income75 | €4 | €230 | €1 | €0 | - | - |
| Financial charges65/66B | €1k | €4k | €5k | €5k | €11k | ▲ 109% |
| Recurring financial charges65 | €1k | €4k | €5k | €5k | €11k | ▲ 109% |
| Profit (loss) for the period before taxes9903 | €20k | €-34k | €46k | €65k | €32k | ▼ 50.5% |
| Income taxes67/77 | €7k | €663 | €10k | €20k | €13k | ▼ 35.5% |
| Profit (loss) for the period9904 | €13k | €-34k | €36k | €45k | €19k | ▼ 57.2% |
| Profit (loss) for the period to be appropriated9905 | €13k | €-34k | €36k | €45k | €19k | ▼ 57.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €361k | €322k | €357k | €366k | €385k | ▲ 5.1% |
| Fixed assets21/28 | €286k | €265k | €255k | €295k | €283k | ▼ 4.1% |
| Tangible fixed assets22/27 | €286k | €265k | €254k | €294k | €282k | ▼ 4.1% |
| Land and buildings22 | €268k | €257k | €247k | €263k | €251k | ▼ 4.5% |
| Plant, machinery and equipment23 | €6k | €5k | €6k | €11k | €13k | ▲ 14.1% |
| Furniture and vehicles24 | €12k | €3k | €2k | €20k | €18k | ▼ 8.4% |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €75k | €57k | €103k | €72k | €102k | ▲ 42.9% |
| Stocks and contracts in progress3 | €15k | €13k | €13k | €15k | €13k | ▼ 14.2% |
| Stocks30/36 | €15k | €13k | €13k | €15k | €13k | ▼ 14.2% |
| Amounts receivable within one year40/41 | €8k | €8k | €7k | €9k | €4k | ▼ 51.5% |
| Trade receivables40 | €3k | €0 | - | - | €384 | - |
| Other amounts receivable41 | €5k | €8k | €7k | €9k | €4k | ▼ 55.9% |
| Cash at bank and in hand54/58 | €42k | €33k | €80k | €48k | €68k | ▲ 42.0% |
| Deferred charges and accrued income490/1 | €10k | €3k | €3k | €65 | €18k | ▲ 27,014% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €361k | €322k | €357k | €366k | €385k | ▲ 5.1% |
| Equity10/15 | €277k | €232k | €224k | €267k | €249k | ▼ 6.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €124k | €114k | €106k | €149k | €131k | ▼ 12.2% |
| Non-distributable reserves130/1 | €2k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €0 | - | - | - | - |
| Tax-exempt reserves132 | €18k | €18k | €18k | €18k | €18k | = |
| Distributable reserves133 | €104k | €96k | €88k | €130k | €112k | ▼ 13.9% |
| Profit (loss) carried forward14 | €134k | €99k | €99k | €99k | €99k | = |
| Amounts payable17/49 | €84k | €90k | €133k | €100k | €137k | ▲ 36.9% |
| Amounts payable within one year42/48 | €84k | €90k | €133k | €100k | €137k | ▲ 36.9% |
| Current portion of amounts payable after more than one year42 | €0 | - | - | - | - | - |
| Trade debts44 | €27k | €12k | €16k | €5k | €12k | ▲ 167% |
| Suppliers440/4 | €27k | €12k | €16k | €5k | €12k | ▲ 167% |
| Advances received on contracts in progress46 | €229 | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | €49k | €59k | €67k | €63k | €80k | ▲ 27.5% |
| Taxes450/3 | €18k | €26k | €32k | €35k | €35k | = |
| Remuneration and social security454/9 | €31k | €33k | €35k | €28k | €45k | ▲ 62.5% |
| Other amounts payable47/48 | €8k | €19k | €51k | €32k | €44k | ▲ 36.9% |
| Accrued charges and deferred income492/3 | - | - | €53 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €-34k | €36k | €45k | €19k | ▼ 57.2% |
| + Depreciation and write-downs630 | €23k | €23k | €13k | €14k | €20k | ▲ 51.1% |
| Operating cash flow (approximation) | €36k | €-11k | €49k | €58k | €40k | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | €-2k | €-3k | €-54k | €-8k | ▲ 84.3% |
| Change in cash | - | €-9k | €47k | €-32k | €20k | ▲ 162% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Ground area
593 m²
Building footprint
81 m²
Volume, LiDAR
1,005 m³
Parcel 71022H0585/00C002, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
KAPSALON LOWET
since 19972.082.416.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0585/00C002 | Flanders | 593 m² | 1 · 81 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 2 entries · 885 EUR awarded · 885 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 2 | 885 EUR | 885 EUR |
Schemes
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 live approvals · 3 endedHaarverzorging duaal (so)
Kapper (vwo)
Kapper-stylist duaal (so)
Show 3 ended approvals
Kapper (so)
Kapper-salonverantwoordelijke (so)
Kapper (so)
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Of 21,739 companies in sector 96210 we hold annual accounts for 2,827. 1,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-04-1997
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
Scores and ratios are computed by Checked and are not a credit decision.