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Gebr. Schuermans

Active
Private limited companyfounded 1975active for 51 yearsDrie Eikenstraat 451, 2650 Edegem, BelgiumKBO/BCE: BE 0415.303.817
Summary

Gebr. Schuermans has been active since 1975 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64,209 and a net result of -€14,489. Equity is shrinking by about 2.9% per year across the filed financial years. Its solvency ranks better than 86% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

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Gebr. SchuermansActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
Oldest company in Edegem, Construction sector1 site
Size
€81,942total assets 2025
Equity
€64,209
Loss
-€14,489
Turnover not published (micro format)
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
2025 accounts filed 21 days late4 deeds in the Belgian Official Gazette
Why 81raises riskSector: Construction of residential and non-residential buildings (NACE 41)Loss of €14,489, the second in a row (financial year 2025)lowers riskFounded in 1975Liquidity: current ratio 1.21, cash €16,659Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 78.4% of total assets
Liquidity 68-4
short-term debt 21.6% · cash 20.3%
Profitability 0-41
return on assets -17.7%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%▲ +0.1 percentage points vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.5%● unchanged vs 06-2026highest value 08-2026: 0.5%● unchanged vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.21, compared with 2.94 in 2024, below the usual 1.5; short-term debt: 21.6% and cash: 20.3% of total assets), and 21.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 73% on liquidity, 5% on profitability and 20% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Loss of €14,489, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Founded in 1975
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.21, cash €16,659
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€14,489
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-05-2026, 21 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
23 days early
2023
19 days early
2022
48 days early
2021
46 days early
2020
28 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 7 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end24-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€14,489
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€14,489 View
  • Positive: Oldest company in Edegem, Construction sectorin the Checked rankings No. 1 View
  • Active since 1975founded 21-08-1975 51 years View

By topic

Financials

Financial year
2025
Total assets
€81,942
Loss
-€14,489
Solvency
78.4%
Total assets▼ 5.8%
Net result
20192025
Go to Financials

Timeline

Events
51
Since
1978
Next accounts
by 30-04-2027
  1. 11-04-2024Annual accounts filed
  2. 13-03-2023Annual accounts filed
  3. 30-09-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-08-1975
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Gebr. Schuermans

What is the company number of Gebr. Schuermans?
0415.303.817. In Belgium the VAT number is the company number with BE in front: BE 0415.303.817.
Where is Gebr. Schuermans based?
The registered office is at Drie Eikenstraat 451, 2650 Edegem.Company details
What does Gebr. Schuermans do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Gebr. Schuermans?
Private limited company (BV).
When was Gebr. Schuermans founded?
On 21-08-1975.
Is Gebr. Schuermans still active?
Yes, Gebr. Schuermans is an active enterprise in the KBO register.
How many employees does Gebr. Schuermans have?
On average 0.3 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of Gebr. Schuermans?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Gebr. Schuermans profitable?
In financial year 2025, Gebr. Schuermans made a loss of €14,489.
Where can I find the annual accounts of Gebr. Schuermans?
Gebr. Schuermans filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gebr. Schuermans due?
By 30-04-2027, for financial year 2026.Timeline

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