GEBOBE
ActiveSummary
GEBOBE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €880,027 and a net result of €123,648. Equity is growing by ~9.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+22
Solvency44▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40,000 at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.71 in 2024; short-term debt: 79.3% and cash: 1.1% of total assets), and 80.8% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
97 d early
2023
119 d early
2022
96 d early
2021
96 d early
2020
107 d early
2019
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 99 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€880,027▲ 16.3%
2024 · €756,379
Total assets
€4.6m▼ 9.9%
2024 · €5.1m
Net result
€123,648▲ 142%
2024 · €51,143
Working capital
-€3.3m▼ 167%
2024 · -€1.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,065▼ 19.6%€7,995▼ 0.9%-€12,582-€949▲ 92.5%-€7,225▼ 662%
Net result€155,123▲ 1,446%€40,365▼ 74.0%€17,193▼ 57.4%€51,143▲ 197%€123,648▲ 142%
Equity€647,678▲ 31.5%€688,043▲ 6.2%€705,236▲ 2.5%€756,379▲ 7.3%€880,027▲ 16.3%
Total assets€2.0m▲ 219%€2.2m▲ 6.9%€2.6m▲ 16.7%€5.1m▲ 99.5%€4.6m▼ 9.9%
Debt€1.4m▲ 833%€1.5m▲ 7.3%€1.9m▲ 23.2%€4.3m▲ 135%€3.7m▼ 14.5%
Working capital-€302,252▼ 117%-€330,906▼ 9.5%-€918,727▼ 178%-€1.2m▼ 35.9%-€3.3m▼ 167%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7,225 in 2025 against €949 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.6m
Fixed assets
€4.3m ▲ 104%
Current assets
€305,631 ▼ 89.8%
Equity and liabilities €4.6m
Equity
€880,027 ▲ 16.3%
Debt
€3.7m ▼ 14.5%
Debt's share of the balance-sheet total falls from 85.2% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30,163▼
2024 · €35,635
Cash flow
€161,037▲
2024 · €87,727
Current ratio
0.08▼
2024 · 0.71
Debt to equity
4.22▼
2024 · 5.74
ROE
14.1%▲
2024 · 6.8%
ROA
2.7%▲
2024 · 1.0%
Interest coverage
7.34▲
2024 · 3.54
Debt ≤ 1 year
€3.6m▼
2024 · €4.2m
Debt > 1 year
€71,344▼
2024 · €92,815
Income taxes
€18,852
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,172 | €14,172 | €14,172 | €36,584 | €37,388 | ▲ 2.2% |
| Other operating charges640/8 | €1,813 | €6,653 | €3,441 | €7,513 | €5,124 | ▼ 31.8% |
| Gross operating margin9900 | €24,050 | €28,820 | €5,031 | €43,148 | €35,287 | ▼ 18.2% |
| Operating profit (loss)9901 | €8,065 | €7,995 | -€12,582 | -€949 | -€7,225 | ▼ 662% |
| Financial income75/76B | €147,087 | €32,400 | €30,005 | €62,144 | €153,833 | ▲ 148% |
| Recurring financial income75 | €147,087 | €32,400 | €30,005 | €62,144 | €153,833 | ▲ 148% |
| Financial charges65/66B | €29 | €30 | €230 | €10,053 | €4,108 | ▼ 59.1% |
| Recurring financial charges65 | €29 | €30 | €230 | €10,053 | €4,108 | ▼ 59.1% |
| Profit (loss) for the period before taxes9903 | €155,123 | €40,365 | €17,193 | €51,143 | €142,500 | ▲ 179% |
| Income taxes67/77 | - | - | - | - | €18,852 | - |
| Profit (loss) for the period9904 | €155,123 | €40,365 | €17,193 | €51,143 | €123,648 | ▲ 142% |
| Profit (loss) for the period to be appropriated9905 | €155,123 | €40,365 | €17,193 | €51,143 | €123,648 | ▲ 142% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.2m | €2.6m | €5.1m | €4.6m | ▼ 9.9% |
| Fixed assets21/28 | €949,930 | €1.0m | €1.6m | €2.1m | €4.3m | ▲ 104% |
| Tangible fixed assets22/27 | €165,293 | €151,122 | €136,950 | €240,809 | €211,462 | ▼ 12.2% |
| Land and buildings22 | €165,293 | €151,122 | €136,950 | €164,401 | €152,764 | ▼ 7.1% |
| Plant, machinery and equipment23 | - | - | - | €6,263 | €11,935 | ▲ 90.6% |
| Furniture and vehicles24 | - | - | - | €70,145 | €46,763 | ▼ 33.3% |
| Financial fixed assets28 | €784,636 | €867,827 | €1.5m | €1.9m | €4.1m | ▲ 119% |
| Current assets29/58 | €1.1m | €1.2m | €932,088 | €3.0m | €305,631 | ▼ 89.8% |
| Amounts receivable within one year40/41 | €6,995 | €6,374 | €6,043 | €24,807 | €2,747 | ▼ 88.9% |
| Trade receivables40 | - | - | - | €11,005 | €2,747 | ▼ 75.0% |
| Other amounts receivable41 | €6,995 | €6,374 | €6,043 | €13,802 | - | - |
| Current investments50/53 | €500,126 | €900,126 | €900,126 | €2.9m | €250,126 | ▼ 91.4% |
| Cash at bank and in hand54/58 | €590,111 | €263,936 | €25,568 | €73,451 | €50,107 | ▼ 31.8% |
| Deferred charges and accrued income490/1 | €517 | €571 | €352 | €2,639 | €2,652 | ▲ 0.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.2m | €2.6m | €5.1m | €4.6m | ▼ 9.9% |
| Equity10/15 | €647,678 | €688,043 | €705,236 | €756,379 | €880,027 | ▲ 16.3% |
| Contributions10/11 | €600,000 | €600,000 | €600,000 | €600,000 | €600,000 | = |
| Capital10 | €600,000 | €600,000 | €600,000 | €600,000 | €600,000 | = |
| Issued capital100 | €600,000 | €600,000 | €600,000 | €600,000 | €600,000 | = |
| Reserves13 | €34,386 | €36,405 | €37,265 | €39,825 | €46,010 | ▲ 15.5% |
| Non-distributable reserves130/1 | €34,386 | €36,405 | €37,265 | €39,825 | €46,010 | ▲ 15.5% |
| Legal reserve130 | €34,386 | €36,405 | €37,265 | €39,825 | €46,010 | ▲ 15.5% |
| Profit (loss) carried forward14 | €13,291 | €51,638 | €67,971 | €116,554 | €234,017 | ▲ 101% |
| Amounts payable17/49 | €1.4m | €1.5m | €1.9m | €4.3m | €3.7m | ▼ 14.5% |
| Amounts payable after more than one year17 | - | - | - | €92,815 | €71,344 | ▼ 23.1% |
| Financial debts170/4 | - | - | - | €92,815 | €71,344 | ▼ 23.1% |
| Amounts payable within one year42/48 | €1.4m | €1.5m | €1.9m | €4.2m | €3.6m | ▼ 14.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €20,684 | €21,471 | ▲ 3.8% |
| Trade debts44 | - | €1,913 | €815 | €2,029 | €1,183 | ▼ 41.7% |
| Suppliers440/4 | - | €1,913 | €815 | €2,029 | €1,183 | ▼ 41.7% |
| Other amounts payable47/48 | €1.4m | €1.5m | €1.9m | €4.2m | €3.6m | ▼ 14.4% |
| Accrued charges and deferred income492/3 | - | - | - | - | €35 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €155,123 | €40,365 | €17,193 | €51,143 | €123,648 | ▲ 142% |
| + Depreciation and write-downs630 | €14,172 | €14,172 | €14,172 | €36,584 | €37,388 | ▲ 2.2% |
| Operating cash flow (approximation) | €169,294 | €54,536 | €31,365 | €87,727 | €161,037 | ▲ 83.6% |
| Investment in fixed assets (approximation) | - | -€83,190 | -€619,186 | -€509,976 | -€2.2m | ▼ 337% |
| Change in cash | - | -€326,175 | -€238,369 | €47,883 | -€23,344 | ▼ 149% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €155,123 ▲1,446%
Net result €155,123, the highest in the series.
31-12
Financial
Equity above €500,000Eq €647,678 ▲31.5%
4 profitable years in a row build equity to €647,678.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 45 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2000
Ground area
2,744 m²
Building footprint
769 m²
Volume, LiDAR
3,981 m³
2 parcels, Brussels, Flanders · tallest building 19.9 m, ±5 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Ommeganckstraat 47 4, 2018 Antwerpen
since 20002.115.668.384
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0204/00E004 | Brussels | 1,614 m² | 1 · 279 m² | 19.9 m · 5 fl. |
| 11808H1161/00F008 | Flanders | 1,130 m² | 1 · 490 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- MVL-FINANCE
- GEBOBE
Highest known parent: MVL-FINANCE. The sources do not say who stands above it.
Owners 1
- MVL-FINANCEparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPublic limited company
Founded24-12-1999
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.