GEBART BELGIUM
ActiveSummary
GEBART BELGIUM has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338k and a net result of €2k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-15
Solvency86▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 2.7 against 2.33 in 2024; short-term debt: 36.3% and cash: 7.1% of total assets), and 38.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.3%
Return on assets
0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
7 d early
2023
8 d early
2022
3 d early
2021
3 d late
2020
2 d early
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k▲ 16.4%
2024 · €2k
2018: €10k
2019: €2k
2020: €10k
2021: €2k
2022: €8k
2023: €30k
2024: €2k
2018 → 2025
Working capital
€341k▲ 3.5%
2024 · €330k
2018: €228k
2019: €232k
2020: €244k
2021: €252k
2022: €280k
2023: €330k
2024: €330k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€445k-€453k▲ 1.8%€333k▼ 26.5%€335k▲ 0.6%€338k▲ 0.7%
Operating result€5k-€12k▲ 125%€41k▲ 251%€3k▼ 93.5%€5k▲ 87.7%
Net result€2k-€8k▲ 229%€30k▲ 273%€2k▼ 93.1%€2k▲ 16.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 88% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €551k
Fixed assets
€10k ▼ 27.2%
Current assets
€542k ▼ 6.3%
Equity and liabilities €551k
Equity
€338k ▲ 0.7%
Provisions
€5k =
Debt
€209k ▼ 17.0%
Debt's share of the balance-sheet total falls from 42.5% to 37.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€9k▲
2024 · €6k
Cash flow
€6k▲
2024 · €6k
Current ratio
2.70▲
2024 · 2.33
Quick ratio
1.96▲
2024 · 1.31
Debt to equity
0.62▼
2024 · 0.75
ROE
0.7%▲
2024 · 0.6%
ROA
0.4%▲
2024 · 0.3%
Interest coverage
4.21▼
2024 · 15.18
Debt ≤ 1 year
€200k▼
2024 · €249k
Income taxes
€1k▲
2024 · €917
Staff costs
€260k▲
2024 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€592k€551k▼
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€795€0▼
Financial fixed assets28€25€25=
Current assets29/58€578k€542k▼
Stocks and contracts in progress3€253k€150k▼
Stocks30/36€253k€150k▼
Amounts receivable within one year40/41€278k€340k▲
Trade receivables40€255k€324k▲
Other amounts receivable41€23k€16k▼
Cash at bank and in hand54/58€14k€39k▲
Deferred charges and accrued income490/1€34k€13k▼
Equity and liabilities
Total equity and liabilities10/49€592k€551k▼
Equity10/15€335k€338k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€273k€276k▲
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Distributable reserves133€265k€267k▲
Provisions and deferred taxes16€5k€5k=
Provisions for liabilities and charges160/5€5k€5k=
Other liabilities and charges164/5€5k€5k=
Amounts payable17/49€251k€209k▼
Amounts payable within one year42/48€249k€200k▼
Trade debts44€176k€129k▼
Suppliers440/4€176k€129k▼
Taxes, remuneration and social security45€49k€48k▼
Taxes450/3€25k€15k▼
Remuneration and social security454/9€24k€33k▲
Other amounts payable47/48€23k€24k▲
Accrued charges and deferred income492/3€3k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€236k€260k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€245k€271k▲
Operating profit (loss)9901€3k€5k▲
Financial income75/76B€695€513▼
Recurring financial income75€695€513▼
Financial charges65/66B€407€2k▲
Recurring financial charges65€407€2k▲
Profit (loss) for the period before taxes9903€3k€4k▲
Income taxes67/77€917€1k▲
Profit (loss) for the period9904€2k€2k▲
Profit (loss) for the period to be appropriated9905€2k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▲
Transfer to equity691/2€2k€2k▲
To other reserves6921€2k€2k▲
Social balance
Average headcount (FTE)90875.45.2▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼93.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €30k ▲273%
Operating result €41k, net result €30k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrenweg 2103980 Tessenderlo-HamGround area
3,288 m²
Building footprint
1,431 m²
Volume, LiDAR
7,005 m³
Parcel 71364E1985/00S000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sparrenweg 210, 3980 Tessenderlo-Ham
since 19892.042.848.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71364E1985/00S000 | Flanders | 3,287 m² | 1 · 1,431 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DRIE IN 1
BE 0598.958.469
Malle · Eq €337,897
MENUISERIE GODART
BE 1012.794.321
Frameries · Eq €338,098
STEFAAN VANDERBEKE
BE 0860.870.545
Tielt · Eq €337,335
Toitures&Charpentes Adrian
BE 0833.369.461
Schaarbeek · Eq €337,320
FDMP Projects
BE 0527.978.324
Zaventem · Eq €338,161
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 6,696 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-03-1989
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
16240Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
16281Manufacture of other wood products
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.