GDP Holding is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €622k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 52% of 5521 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
84 d early
2024
44 d early
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€622k▲ 0.7%
2024 · €617k
2023: €612k
2024: €617k
2023 → 2025
Net result
€4k▼ 20.4%
2024 · €6k
2023: €12k
2024: €6k
2023 → 2025
Total assets
€1.15M▲ 1.3%
2024 · €1.13M
2023: €1.08M
2024: €1.13M
2023 → 2025
Solvency
54.2%▼ 0.3pp
2024 · 54.5%
2023: 56.7%
2024: 54.5%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€612k-€617k▲ 0.9%€622k▲ 0.7%
Operating result€-7k-€-4k▲ 43.6%€-6k▼ 35.9%
Net result€12k-€6k▼ 52.4%€4k▼ 20.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €4k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€187k=
Current assets
€960k▲ 1.5%
Equity and liabilities €1.15M
Equity
€622k▲ 0.7%
Debt
€526k▲ 1.9%
The debt ratio rises from 45.5% to 45.8%. Equity and debt are higher.
Key figures and ratios
Solvency
54.2%▼
2024 · 54.5%
ROE
0.7%▼
2024 · 0.9%
ROA
0.4%▼
2024 · 0.5%
Debt
€526k▲
2024 · €516k
Debt ≤ 1 year
€526k▲
2024 · €516k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.15M▲
Fixed assets21/28€187k€187k=
Financial fixed assets28€187k€187k=
Current assets29/58€946k€960k▲
Amounts receivable within one year40/41€945k€960k▲
Other amounts receivable41€945k€960k▲
Cash at bank and in hand54/58€570€688▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.15M▲
Equity10/15€617k€622k▲
Contributions10/11€600k€600k=
Capital10€600k€600k=
Issued capital100€600k€600k=
Reserves13€17k€22k▲
Distributable reserves133€17k€22k▲
Amounts payable17/49€516k€526k▲
Amounts payable within one year42/48€516k€526k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48€514k€525k▲
Income statement
Code20242025
Other operating charges640/8€528€1k▲
Gross operating margin9900€-4k€-4k▼
Operating profit (loss)9901€-4k€-6k▼
Financial income75/76B€13k€13k▲
Recurring financial income75€13k€13k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€7k€6k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€4k▼
Profit (loss) for the period to be appropriated9905€6k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€4k▼
Transfer to equity691/2€6k€4k▼
To other reserves6921€6k€4k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €4k ▼20.4%
Net result drops to €4k, the lowest in the series.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Graslei 159000 GentGround area
2,782 m²
Building footprint
218 m²
Volume, LiDAR
2,419 m³
Parcel 44803C0080/00E000, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Graslei 15, 9000 Gent
since 20222.329.550.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0080/00E000 ProtectedCultural-historical landscape · Monument · Townscape or village viewCooremetershuys met HazewindstraatjeSource ↗ |
Flanders | 2,782 m² | 1 · 218 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,455 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.