GDMA

Active

Public limited companyfounded 20214 yrs activeOude Ophoverbaan 53, 3680 Maaseik, BelgiumKBO/BCE: BE 0778.691.947

The computed 12-month bankruptcy probability of GDMA is 1.6% (moderate). The 2025 annual accounts show equity of €2.31M and a net result of €73k. Equity is growing by ~28% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

86 / 100

Excellent▲ +46 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability16▲+16

Solvency100=

Growth78=

Stability94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €200k at 30 days acceptable

Liquidity ample (current ratio 2.81), and 35.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

64.5%

Return on assets

Age of the figures

8 mo

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

31 d late

2024

61 d late

2023

386 d late

2022

752 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€73k

2024 · €-2k

2022: €-8k 2023: €-315 2024: €-2k

2022 → 2025

Working capital

€2.31M▲ 86.6%

2022 · €1.24M

2022: €1.24M

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€1.24M-€1.24M=€1.73M▲ 40.3%€2.31M▲ 33.1%

Operating result€-8k-€-446▲ 94.1%€-2k▼ 400%€-11k▼ 400%

Net result€-8k-€-315▲ 96.1%€-2k▼ 593%€73k

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €11k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

Equity and liabilities €3.58M

64.5%

35.5%

Equity €2.31M

Debt €1.27M

Debt finances 35.5% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

Solvency

64.5%▼

2024 · 100.0%

Current ratio

2.81

Quick ratio

2.81

Debt / equity

0.55

ROE

3.2%▲

2024 · -0.1%

ROA

2.0%▲

2024 · -0.1%

Debt

€1.27M

Debt ≤ 1 year

€1.27M

Income taxes

€41k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.73M€3.58M▲

Current assets29/58€1.73M€3.58M▲

Amounts receivable after more than one year29-€1.39M

Other amounts receivable291-€1.39M

Amounts receivable within one year40/41€3k-

Other amounts receivable41€3k-

Current investments50/53€1.23M€2.13M▲

Cash at bank and in hand54/58€500k€61k▼

Deferred charges and accrued income490/1€194-

Equity and liabilities

Total equity and liabilities10/49€1.73M€3.58M▲

Equity10/15€1.73M€2.31M▲

Contributions10/11€1.74M€2.24M▲

Capital10€1.74M€2.24M▲

Issued capital100€4.00M€4.00M=

Uncalled capital101€2.26M€1.76M▼

Reserves13-€62k

Non-distributable reserves130/1-€3k

Legal reserve130-€3k

Distributable reserves133-€59k

Profit (loss) carried forward14€-11k-

Amounts payable17/49-€1.27M

Amounts payable within one year42/48-€1.27M

Trade debts44-€771

Suppliers440/4-€771

Taxes, remuneration and social security45-€28k

Taxes450/3-€28k

Other amounts payable47/48-€1.24M

Income statement Code20242025

Other operating charges640/8€897€1k▲

Gross operating margin9900€-1k€-10k▼

Operating profit (loss)9901€-2k€-11k▼

Financial income75/76B€194€125k▲

Recurring financial income75€194€125k▲

Financial charges65/66B€149€220▲

Recurring financial charges65€149€220▲

Profit (loss) for the period before taxes9903€-2k€113k▲

Income taxes67/77-€41k

Profit (loss) for the period9904€-2k€73k▲

Profit (loss) for the period to be appropriated9905€-2k€73k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-11k€62k▲

Profit (loss) brought forward from the previous period14P€-8k€-11k▼

Transfer to equity691/2-€62k

To the legal reserve6920-€3k

To other reserves6921-€59k

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 31 days late

2025

31-12

Financial Back to profitnet €73k

Net result €73k after 3 loss-making years.

31-12

Financial Equity above €2MEq €2.31M ▲33.1%

Equity rises from €1.73M to €2.31M.

30-09

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 61 days late

21-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 386 days late

21-08

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema · 752 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Maaseik

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oude Ophoverbaan 533680 Maaseik

Ground area

5,646 m²

Building footprint

596 m²

Volume, LiDAR

3,621 m³

Parcel 72021A0971/00C000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
72021A0971/00C000	Flanders	5,646 m²	1 · 596 m²	10.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification

Legal formPublic limited company

Founded16-12-2021

Fiscal year end31-12

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.