GDJ TECHNICS
ActiveThe computed 12-month bankruptcy probability of GDJ TECHNICS is 1.6% (moderate). The 2025 annual accounts show equity of €15k and a net result of €3k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 25% of 18207 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-8
Solvency30=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.32 against 0.69 in 2024; short-term debt: 18.4% and cash: 34.9% of total assets), but 95.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
45 d early
2023
33 d early
2022
33 d early
2021
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 26.6%
2024 · €12k
2021: €10k
2022: €21k
2023: €13k
2024: €12k
2021 → 2025
Total assets
€336k▲ 39.5%
2024 · €241k
2021: €116k
2022: €259k
2023: €246k
2024: €241k
2021 → 2025
Net result
€3k
2024 · €-447
2021: €7k
2022: €11k
2023: €-8k
2024: €-447
2021 → 2025
Working capital
€82k
2024 · €-15k
2021: €81k
2022: €-10k
2023: €-14k
2024: €-15k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€21k▲ 116%€13k▼ 38.9%€12k▼ 3.5%€15k▲ 26.6%
Operating result€11k-€16k▲ 46.0%€-3k€3k€9k▲ 200%
Net result€7k-€11k▲ 69.4%€-8k€-447▲ 94.4%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 200% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €336k
Fixed assets
€192k▼ 7.5%
Current assets
€144k▲ 337%
Equity and liabilities €336k
Equity
€15k▲ 26.6%
Debt
€320k▲ 40.2%
The debt ratio rises from 94.9% to 95.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €19k
Cash flow
€19k▲
2024 · €15k
Solvency
4.6%▼
2024 · 5.1%
Current ratio
2.32▲
2024 · 0.69
Quick ratio
2.15▲
2024 · 0.39
Debt / equity
20.78▲
2024 · 18.76
ROE
21.0%▲
2024 · -3.7%
ROA
1.0%▲
2024 · -0.2%
Interest coverage
4.17▼
2024 · 5.32
Debt
€320k▲
2024 · €229k
Debt ≤ 1 year
€62k▲
2024 · €48k
Debt > 1 year
€248k▲
2024 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€241k€336k▲
Fixed assets21/28€208k€192k▼
Tangible fixed assets22/27€208k€192k▼
Land and buildings22€192k€183k▼
Plant, machinery and equipment23€2k€754▼
Furniture and vehicles24€14k€8k▼
Current assets29/58€33k€144k▲
Stocks and contracts in progress3€14k€11k▼
Stocks30/36€14k€11k▼
Amounts receivable within one year40/41€6k€15k▲
Trade receivables40€6k€15k▲
Cash at bank and in hand54/58€12k€117k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€241k€336k▲
Equity10/15€12k€15k▲
Contributions10/11€3k€3k=
Reserves13€18k€12k▼
Distributable reserves133€18k€12k▼
Profit (loss) carried forward14€-8k€0▲
Amounts payable17/49€229k€320k▲
Amounts payable after more than one year17€181k€248k▲
Financial debts170/4€106k€98k▼
Other amounts payable178/9€75k€150k▲
Amounts payable within one year42/48€48k€62k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€1k€12k▲
Taxes450/3€1k€12k▲
Other amounts payable47/48€37k€39k▲
Accrued charges and deferred income492/3€0€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€20k€26k▲
Operating profit (loss)9901€3k€9k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€-447€3k▲
Profit (loss) for the period9904€-447€3k▲
Profit (loss) for the period to be appropriated9905€-447€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€3k▲
Profit (loss) brought forward from the previous period14P€-8k€0▲
Transfer to equity691/2-€3k
To other reserves6921-€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.32
Current ratio from 0.69 to 2.32.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k ▼172%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €11k ▲69.4%
Operating result €16k, net result €11k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Erkestraat(SHL) 13910 PeltGround area
750 m²
Building footprint
156 m²
Volume, LiDAR
1,020 m³
Parcel 72033A0259/00H000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GDJ TECHNICS
since 20202.307.159.747
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033A0259/00H000 | Flanders | 750 m² | 1 · 156 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 247 EUR awarded · 247 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 247 EUR | 247 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 1,082 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2020
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47430Retail trade
33130Repair, maintenance and installation of machinery and equipment
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.