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Private limited companyfounded 20232 yrs activeLodistraat 73, 8020 Oostkamp, BelgiumKBO/BCE: BE 1003.070.664
Summary

GCG is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €373,615 and a net result of €263,390. Equity is growing by ~159.3% per year across the filed fiscal years. Its solvency ranks better than 65% of 133 sector peers (fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 07-07-2026, 116 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
116 d early
2025
32 d early
2024
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 54 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 29 September (3 of the last 3 filed years within 84 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GCG was incorporated on 6 December 2023 as a Private limited company.1 Total assets rose from EUR 41,099 in 2024 to EUR 490,340 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024 and 2026

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Financials · fiscal year 2026, micro schema

Equity
€373,615▲ 239%
2025 · €110,225
Net result
€263,390▲ 200%
2025 · €87,764
Total assets
€490,340▲ 230%
2025 · €148,599
Solvency
76.2%▲ 2.0pp
2025 · 74.2%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202420252026
Operating result€22,392-€114,166▲ 410%€351,213▲ 208%
Net result€17,461within the sector's middle half-€87,764above the sector's middle half▲ 403%€263,390▲ 200%
Equity€22,461below the sector's middle half-€110,225within the sector's middle half▲ 391%€373,615▲ 239%
Total assets€41,099below the sector's middle half-€148,599within the sector's middle half▲ 262%€490,340▲ 230%
Debt€18,638-€38,374▲ 106%€116,725▲ 204%
Working capital€22,461within the sector's middle half-€110,225within the sector's middle half▲ 391%€366,684▲ 233%
Solvency54.7%within the sector's middle half-74.2%within the sector's middle half▲ 19.5pp76.2%▲ 2.0pp
Current ratio2.21within the sector's middle half-3.87within the sector's middle half▲ 1.674.14▲ 0.27
Return on assets (ROA)42.5%above the sector's middle half-59.1%above the sector's middle half▲ 16.6pp53.7%▼ 5.3pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000€400,000Operating result 2024: €22,392€22,392Net result 2024: €17,461€17,461Operating result 2025: €114,166€114,166Net result 2025: €87,764€87,764Operating result 2026: €351,213€351,213Net result 2026: €263,390€263,390202420252026€0€100,000€200,000€300,000€400,000Operating result 2024: €22,392€22,400Net result 2024: €17,461€17,500Operating result 2025: €114,166€114,000Net result 2025: €87,764€87,800Operating result 2026: €351,213€351,000Net result 2026: €263,390€263,000202420252026
The operating result has risen two years in a row; 2026 is 208% above 2025 and is the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €490,340
Fixed assets €6,932
Current assets €483,408
Equity and liabilities €490,340
Equity €373,615 ▲ 239%
Debt €116,725 ▲ 204%
Debt's share of the balance-sheet total falls from 25.8% to 23.8%. Equity and debt are higher.
Key figures and ratios
2026 value · change against 2025
ROE
70.5%▼
2025 · 79.6%
Debt ≤ 1 year
€116,725▲
2025 · €38,374
Income taxes
€87,573▲
2025 · €25,824
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 36 lines
Balance sheet Code20252026
Assets
Total assets20/58€148,599€490,340▲
Fixed assets21/28-€6,932
Tangible fixed assets22/27-€6,932
Furniture and vehicles24-€6,932
Current assets29/58€148,599€483,408▲
Amounts receivable within one year40/41-€195,144
Trade receivables40-€195,144
Cash at bank and in hand54/58€145,164€283,250▲
Deferred charges and accrued income490/1€3,435€5,014▲
Equity and liabilities
Total equity and liabilities10/49€148,599€490,340▲
Equity10/15€110,225€373,615▲
Contributions10/11€5,000€5,000=
Reserves13€105,225€368,615▲
Distributable reserves133€105,225€368,615▲
Amounts payable17/49€38,374€116,725▲
Amounts payable within one year42/48€38,374€116,725▲
Trade debts44€782€483▼
Suppliers440/4€782€483▼
Taxes, remuneration and social security45€37,328€115,976▲
Taxes450/3€37,328€115,976▲
Other amounts payable47/48€264€266▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€301
Other operating charges640/8€3,061€1,892▼
Gross operating margin9900€117,227€353,406▲
Operating profit (loss)9901€114,166€351,213▲
Financial income75/76B€4€297▲
Recurring financial income75€4€297▲
Financial charges65/66B€582€547▼
Recurring financial charges65€582€547▼
Profit (loss) for the period before taxes9903€113,588€350,963▲
Income taxes67/77€25,824€87,573▲
Profit (loss) for the period9904€87,764€263,390▲
Profit (loss) for the period to be appropriated9905€87,764€263,390▲
Appropriation of the result
Profit (loss) to be appropriated9906€87,764€263,390▲
Transfer to equity691/2€87,764€263,390▲
To other reserves6921€87,764€263,390▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€301-
Other operating charges640/8€848€3,061€1,892▼ 38.2%
Gross operating margin9900€23,240€117,227€353,406▲ 201%
Operating profit (loss)9901€22,392€114,166€351,213▲ 208%
Financial income75/76B€0€4€297▲ 7,225%
Recurring financial income75€0€4€297▲ 7,225%
Financial charges65/66B€71€582€547▼ 6.0%
Recurring financial charges65€71€582€547▼ 6.0%
Profit (loss) for the period before taxes9903€22,321€113,588€350,963▲ 209%
Income taxes67/77€4,860€25,824€87,573▲ 239%
Profit (loss) for the period9904€17,461€87,764€263,390▲ 200%
Profit (loss) for the period to be appropriated9905€17,461€87,764€263,390▲ 200%
Line202420252026Change
Assets
Total assets20/58€41,099€148,599€490,340▲ 230%
Fixed assets21/28--€6,932-
Tangible fixed assets22/27--€6,932-
Furniture and vehicles24--€6,932-
Current assets29/58€41,099€148,599€483,408▲ 225%
Amounts receivable within one year40/41€24,350-€195,144-
Trade receivables40€24,350-€195,144-
Cash at bank and in hand54/58€12,449€145,164€283,250▲ 95.1%
Deferred charges and accrued income490/1€4,299€3,435€5,014▲ 46.0%
Equity and liabilities
Total equity and liabilities10/49€41,099€148,599€490,340▲ 230%
Equity10/15€22,461€110,225€373,615▲ 239%
Contributions10/11€5,000€5,000€5,000=
Reserves13€17,461€105,225€368,615▲ 250%
Distributable reserves133€17,461€105,225€368,615▲ 250%
Amounts payable17/49€18,638€38,374€116,725▲ 204%
Amounts payable within one year42/48€18,638€38,374€116,725▲ 204%
Trade debts44€2,560€782€483▼ 38.2%
Suppliers440/4€2,560€782€483▼ 38.2%
Taxes, remuneration and social security45€15,794€37,328€115,976▲ 211%
Taxes450/3€15,794€37,328€115,976▲ 211%
Other amounts payable47/48€284€264€266▲ 0.6%
Line202420252026Change
Profit (loss) for the period9904€17,461€87,764€263,390▲ 200%
+ Depreciation and write-downs630--€301-
Operating cash flow (approximation)€17,461€87,764€263,691▲ 200%
Change in cash-€132,715€138,086▲ 4.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-10-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial Highest result since 2024net €263,390 ▲200%
Operating result €351,213, net result €263,390, both a record.
31-03
Financial Equity above €200,000Eq €373,615 ▲239%
3 profitable years in a row build equity to €373,615.
2025
29-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Equity above €100,000Eq €110,225 ▲391%
2 profitable years in a row build equity to €110,225.
2024
18-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
4,336 m²
Building footprint
172 m²
Volume, LiDAR
508 m³
Parcel 31009D0565/00T000, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GCG
Lodistraat 73, 8020 OostkampHoldings
since 20232.352.760.041
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31009D0565/00T000 Flanders 4,336 m² 1 · 172 m² 8.0 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,770 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-12-2023
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003070664
Registered 12-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.