Debts
€287,529 86% of the balance sheet
Financial debts 89%Suppliers 0%Taxes and wages 6%Other 4%
Of this, €31,316 falls due within a year.
GC DEVELOPMENTS
Overview
Lifetime
2 annual accounts with figures on one time axispeak €64,583 (2025)
€64,583▲ 206%
peak €30,597 (2025)
€30,597▲ 88.6%
peak €47,489 (2025)
€47,489▲ 168%
€287,529▲ 22×
Board2 names since 2024
2 directorsCHARLIER Gaspar Raffaele Jean and 1 other
Documentsfilings and deeds
11-03-2026142 days before the deadline
2025micro format
Gross margin from €21,084 to €64,583Result from €16,224 to €30,597Equity from €17,724 to €47,489Debts from €13,310 to €287,529Investments €276,797Cash from €3,675 to €37,927
Key points
from the 2025 annual accountsInvestments
€276,797 19.5 × depreciation
Green is investment, beige is depreciation.
Position in the sector
14.2%
Lower solvency than 82% of companies in computer programming and consultancy. Sector median 60.0% · 21,217 companies.
Checked score
90
Excellent
Financially stronger than 50% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.1%lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.2%▲ +0.1 percentage points vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026highest value
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Equity €47,489 (14.2% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €335,018
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 18% of them on solvency, 47% on liquidity, 40% on profitability and 94% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as GC DEVELOPMENTS has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GC DEVELOPMENTS itself is lower: 0.2% within 12 months. It rests on far more data about GC DEVELOPMENTS than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for GC DEVELOPMENTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.21 (2.14 in 2024), above the usual 1.5. Short-term debt is 9.3% and cash 11.3% of total assets. However, 85.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 21217 sector peers (2025).
NBB · sector comparisonPosition among 21217 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
142 days early
2024
164 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 153 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1009514434
Incorporation
Founding capital of €1,500, 10 shares · Founder: CHARLIER Gaspar Raffaele Jean · Appointments: CHARLIER Gaspar Raffaele Jean (director) and SERVIAN Jacqueline Marie Marcelle (director) · published on 23-05-2024 · Gazette deed
First establishment
Chaussée de Renaix 176, Tournai
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GC DEVELOPMENTS Tournai | €335,018 | €64,583 | 14.2% | - |
| NB24 Westerlo | €327,148 | €63,930 | 8.6% | - |
| FRADE MANAGEMENT Beaumont | €240,097 | €58,479 | 35.3% | - |
| D2B2 Anderlues | €402,734 | €80,290 | 17.3% | - |
| Silvertale Aalst | €297,538 | €70,215 | 64.3% | - |
| TECH & TOAST Rijkevorsel | €370,288 | €65,333 | 3.8% | - |
| Octopus Consulting Ghent | €337,169 | €82,641 | 5.7% | - |
These companies have the same main activity as GC DEVELOPMENTS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €240,000 and €403,000, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 21-05-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.359.710.0907500 Tournai, since 21-05-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-06-2024
Annual accounts 2025
- €64,583▲ 206%
- ≈ €120,000estimated
- €30,597▲ 88.6%
- €47,489▲ 168%
- €335,018▲ 980%
- Filing
- Filed on 11-03-2026, 142 days before the end of the filing period
Insights on GC DEVELOPMENTS
The balance sheet grew most in 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 11-03-2026, 142 days before the deadline€64,583
▲ 206%
€48,744
▲ 138%
€30,597
▲ 88.6%
€37,749
▲ 156%
14.2%
▼ 42.9 percentage points
2.21
▲ 0.07
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €120,000. Estimated: probably between €110,000 and €160,000.
Balance sheet
balance sheet total €335,018 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
14.2%
Higher than 17% of 21,217 companies in 2025.
2.21
Higher than 46% of 20,581 companies in 2025.
9.1%
Higher than 33% of 20,756 companies in 2025.
GC DEVELOPMENTS
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
335,018 | 31,034 | |
21/28 |
265,953 | 3,349 | |
22/27 |
265,953 | 3,349 | |
22 |
263,782 | - | |
24 |
2,171 | 3,349 | |
29/58 |
69,065 | 27,686 | |
40/41 |
27,672 | 12,645 | |
40 |
24,914 | 12,645 | |
41 |
2,758 | - | |
54/58 |
37,927 | 3,675 | |
490/1 |
3,465 | 11,366 | |
| Balance sheet: equity and liabilities | |||
10/49 |
335,018 | 31,034 | |
10/15 |
47,489 | 17,724 | |
10/11 |
1,500 | 1,500 | |
13 |
45,989 | 16,224 | |
133 |
45,989 | 16,224 | |
14 |
0 | - | |
17/49 |
287,529 | 13,310 | |
17 |
256,213 | - | |
170/4 |
256,213 | - | |
42/48 |
31,316 | 12,959 | |
42 |
11,063 | - | |
44 |
471 | 194 | |
440/4 |
471 | 194 | |
45 |
18,636 | 11,124 | |
450/3 |
17,201 | 9,689 | |
454/9 |
1,435 | 1,435 | |
47/48 |
1,146 | 1,641 | |
492/3 |
0 | 352 | |
| Income statement | |||
9900 |
64,583 | 21,084 | |
630 |
14,193 | 186 | |
640/8 |
1,646 | 387 | |
9901 |
48,744 | 20,511 | |
75/76B |
1 | 15 | |
75 |
1 | 15 | |
65/66B |
9,623 | 137 | |
65 |
9,623 | 137 | |
9903 |
39,122 | 20,389 | |
67/77 |
8,524 | 4,164 | |
9904 |
30,597 | 16,224 | |
9905 |
30,597 | 16,224 | |
| Appropriation of the result | |||
9906 |
30,597 | 16,224 | |
691/2 |
30,597 | 16,224 | |
6921 |
30,597 | 16,224 | |
694/7 |
0 | - | |
694 |
0 | - | |
| Document | |||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 11-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 62,937 | 20,696 | ||
| 44,790 | 16,410 | ||
| 276,797 | 3,535 | ||
| 34,252 | - | ||
| 37,749 | 14,727 | ||
| 14.2% | 57.1% | ||
| 2.21 | 2.14 | ||
| 6.05 | 0.75 | ||
| 64.4% | 91.5% | ||
| 9.1% | 52.3% | ||
| 6.54 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €276,797 | €3,535 |
| €14,193 | €186 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on GC DEVELOPMENTS
The operating result for 2025 is 138% higher than in 2024.
Debt's share of the balance-sheet total rises from 42.9% to 85.8%. Equity and debt are higher.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
since 21-05-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 11-03-2026
Director (not named in the articles)
since 21-05-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 11-03-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 23-05-2024
Mandates through the years
2 names, the dashed line is todayCHARLIER Gaspar Raffaele Jean
Director (not named in the articles)
Director (not named in the articles)
SERVIAN Jacqueline Marie Marcelle
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- CHARLIER Gaspar Raffaele Jean
- Director (not named in the articles), from 21-05-2024 to date
- SERVIAN Jacqueline Marie Marcelle
- Director (not named in the articles), from 21-05-2024 to date
Control
Founder
This company
GC DEVELOPMENTS
Equity €47,489
Profit €30,597 in 2025
Capital
- Contribution
- €1,500
- Shares
- 10
- Contribution per share
- €150
- Equity per share
- €4,749 in 2025
- Source
- deed of 23-05-2024
Articles of association
deed of 23-05-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Un ou plusieurs administrateurs, assemblée générale peut fixer préavis ou indemnité à cessation”
- Share issue ruleThe articles set how and by whom new shares are issued.
- “Apport en numéraire avec émission de nouvelles actions - Droit de préférence, courrier électronique,ou courrier ordinaire même jour pour…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 19:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Assemblée générale peut désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, sauf dissolution et liquidation en un…”
Shareholders
At incorporation
deed of 23-05-2024 ↗
- CHARLIER Gaspar Raffaele Jean 10 shares (100%) · €1,500 in cash
Network & group
No group
GC DEVELOPMENTS has no parent and no holdings in its annual accounts. GC DEVELOPMENTS shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 142 days before the deadline
2025
Annual accounts 2024 filed NBBmicro format · 164 days before the deadline
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1009514434
IncorporationFounding capital of €1,500, 10 shares · Founder: CHARLIER Gaspar Raffaele Jean · Appointments: CHARLIER Gaspar Raffaele Jean (director) and SERVIAN Jacqueline Marie Marcelle (director) · published on 23-05-20246 points ▸
- Founder, CHARLIER Gaspar Raffaele Jean
- Founding capital, €1,500, 10 shares
- 10 shares
- Registered office clause, Chaussée de Renaix 176, 7500 Tournai
- Director appointment, CHARLIER Gaspar Raffaele Jean (director (not named in the articles))
- Director appointment, SERVIAN Jacqueline Marie Marcelle (director (not named in the articles))
- The deed holds 2 more points.
First establishment Chaussée de Renaix 176, Tournai
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1009.514.434
- VAT number
- BE 1009.514.434
- Peppol ID
- 0208:1009514434
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 21-05-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 19:00deed of 23-05-2024 (in French)
- Peppol
- Reachable since 04-06-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- GC DEVELOPMENTS in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-05-2024 (in French)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
85599
Other education
Codes under NACEBEL 2008
62020
IT consultancy main activity
58290
Publishing activities
77330
Rental and leasing activities
82990
Other business support services
85599
Other education
95110
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La consultance et/ou la prestation de services dans les domaines de la gestion,de l’administration,de la restructuration,du développement,de…”deed of 23-05-2024 (in French)
20 activities
- La consultance et/ou la prestation de services dans les domaines de la gestion,de l’administration,de la restructuration,du développement,de la reconversion et du management d’entreprises,dans le cadre d’une activité de développement et de commercialisation de logiciels de tous types et/ou de tous concepts de gestion et de management d’entreprises en général
- La consultance,la prestation de services,la formation,et l’expertise dans les domaines de la conception et la mise au point de modèles numériques,algorithmes et logiciels de tous types
- La réalisation des études,la programmation et la mise en route des systèmes d’organisation,de vente,de publicité,de marketing,la mise en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et générale d’entreprises
- La conception,l’étude,la promotion et la réalisation de tous projets informatiques,bureautiques et tout ce qui s’y rapporte
- Tous travaux de secrétariat en général
- Tous travaux d’encodage et de traitement de l’information et/ou de données informatiques
- La réalisation d’études,sur base des domaines précités,et en particulier,la réalisation de simulations et analyses numériques ainsi que l’étude de l’optimisation de procédés et/ou procédures
- De dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large du terme;à l’exception des conseils de placement d’argent et autres,fournir son assistance et exécuter des services directement ou indirectement sur le plan de l’administration et des finances,de la vente,de la production et de la gestion en général;fournir toutes prestations de service et exécuter tous mandats sous forme d’études d’organisations,d’expertises,d’actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet
- La recherche,la conception,le développement,l’engineering,la production,le commerce,la diffusion,le marketing,l’amélioration et la réalisation de tous matériels et concepts dans les domaines de la modélisation,de l’informatique et de la programmation,pour tout particulier,toute industrie ou administration publique ou privée
- L’acceptation et l’exercice de mandats relatifs à l’administration,à la gestion,à la direction,au contrôle et à la liquidation de toutes sociétés,entreprises ou associations
- La prestation de tous services dans le cadre de son objet,y compris la gestion de patrimoine
- L’achat,l’échange,la vente,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec ou sans option d’achat,l’exploitation et l’entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement.
- Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers,en tant que maître de l’ouvrage ou entrepreneur général,et effectuer,éventuellement aux biens immobiliers,des transformations et mises en valeur dont l’étude et l’aménagement de lotissements y compris la construction de routes et égouts;souscrire des engagements en tant que conseiller en construction(études de génie civil et des divers équipements techniques des immeubles);acheter tous matériaux,signer tous contrats d’entreprises qui seraient nécessaires;réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d’immeubles.
- Elle peut acheter,exploiter et construire tant pour elle-même que pour des tiers,par location ou autrement,tous parkings,garages,station-service et d’entretien.
- Le commerce de détail en matériel et programmes informatiques,bureau d’étude,d’organisation et de conseil en matériel informatique
- Le commerce de détail en matériel électrique et électronique
- La conception,l’étude,la promotion et la réalisation de tous projets informatiques,bureautiques et tout ce qui s’y rapporte
- L’étude,la programmation,la mise en route des systèmes d’organisation,la mise en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et générale d’entreprises
- La prestation de services administratifs et informatiques
- Elle peut faire,tant pour elle-même que pour compte de tiers,tous actes et opérations financières,commerciales,industrielles,mobilières ou immobilières se rattachant directement ou indirectement en tout ou en partie à son objet,ou pouvant en amener le développement ou en faciliter la réalisation,notamment sans que la désignation soit limitative;prêter,emprunter,hypothéquer,acquérir ou céder tous brevets,patentes,licences,marques;s’intéresser par voie d’apport,de cession,de souscription,de participation,de fusion,d’achat d’actions ou autres valeurs,ou par toutes autres voies dans toutes sociétés,entreprises ou associations existantes ou à créer,dont l’objet est identique,analogue,similaire ou connexe à tout ou partie de celui de la présente société,exercer la gérance d’autres sociétés.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Renaix 176 registered office 7500 Tournai | 21-05-2024 | 2.359.710.090 |
Buildings and parcels at the address
- Ground area
- 158 m²
- Buildings
- 35 m²
- Volume, LiDAR
- 192 m³
- Tallest building
- 6.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 57462A0218/00W000 | 158 m² | 1 · 35 m² | 6.3 m · 2 |