GBE Consulting
ActiveGBE Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €60k and a net result of €28k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 31523 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
33 d early
2022
31 d late
2021
6 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 11.4%
2024 · €67k
2018: €18k
2019: €33k
2020: €51k
2021: €74k
2022: €67k
2023: €64k
2024: €67k
2018 → 2025
Net result
€28k▼ 3.5%
2024 · €29k
2018: €12k
2019: €15k
2020: €18k
2021: €23k
2022: €31k
2023: €21k
2024: €29k
2018 → 2025
Total assets
€122k▲ 7.9%
2024 · €113k
2018: €25k
2019: €41k
2020: €65k
2021: €89k
2022: €128k
2023: €105k
2024: €113k
2018 → 2025
Solvency
49.1%▼ 10.7pp
2024 · 59.8%
2018: 72.7%
2019: 80.4%
2020: 79.1%
2021: 82.9%
2022: 52.2%
2023: 61.0%
2024: 59.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€67k▼ 9.6%€64k▼ 4.4%€67k▲ 5.7%€60k▼ 11.4%
Operating result€32k-€43k▲ 32.6%€32k▼ 25.9%€35k▲ 11.2%€41k▲ 16.4%
Net result€23k-€31k▲ 34.2%€21k▼ 32.3%€29k▲ 38.5%€28k▼ 3.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€20k=
Current assets
€102k▲ 9.6%
Equity and liabilities €122k
Equity
€60k▼ 11.4%
Debt
€62k▲ 36.7%
The debt ratio rises from 40.2% to 50.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
49.1%▼
2024 · 59.8%
ROE
46.2%▲
2024 · 42.4%
ROA
22.7%▼
2024 · 25.4%
Debt
€62k▲
2024 · €45k
Debt ≤ 1 year
€62k▲
2024 · €45k
Income taxes
€13k▲
2024 · €6k
Staff costs
€47k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€122k▲
Fixed assets21/28€20k€20k=
Financial fixed assets28€20k€20k=
Current assets29/58€93k€102k▲
Amounts receivable within one year40/41€59k€54k▼
Trade receivables40€38k€34k▼
Other amounts receivable41€21k€20k▼
Current investments50/53€1€1=
Cash at bank and in hand54/58€33k€47k▲
Deferred charges and accrued income490/1€953€1k▲
Equity and liabilities
Total equity and liabilities10/49€113k€122k▲
Equity10/15€67k€60k▼
Contributions10/11€19k€19k=
Reserves13€49k€41k▼
Non-distributable reserves130/1€5k€5k=
Other1319€5k€5k=
Distributable reserves133€44k€36k▼
Profit (loss) carried forward14€258€370▲
Amounts payable17/49€45k€62k▲
Amounts payable within one year42/48€45k€62k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€73€4k▲
Other amounts payable47/48€35k€41k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€81k€97k▲
Remuneration, social security and pensions62€44k€47k▲
Other operating charges640/8€1k€801▼
Gross operating margin9900€81k€89k▲
Operating profit (loss)9901€35k€41k▲
Financial income75/76B€45€13▼
Recurring financial income75€45€13▼
Financial charges65/66B€429€298▼
Recurring financial charges65€429€298▼
Profit (loss) for the period before taxes9903€35k€41k▲
Income taxes67/77€6k€13k▲
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Profit (loss) brought forward from the previous period14P€651€258▼
Transfer from equity791/2€25k€35k▲
Transfer to equity691/2€29k€28k▼
To other reserves6921€29k€28k▼
Profit to be distributed694/7€25k€35k▲
Return on contributions (dividend)694€25k€35k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €31k ▲34.2%
Operating result €43k, net result €31k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Viane(DA) 77864 LessinesGround area
420 m²
Building footprint
64 m²
Parcel 55007C1083/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GBE Consulting
since 20172.268.455.262
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55007C1083/00X000 | Wallonia | 420 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 587 companies in sector 66300 we hold annual accounts for 362. 206 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.