GBE Consulting
ActiveGBE Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €28k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 44% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency74▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.05 in 2024; short-term debt: 50.9% and cash: 38.3% of total assets), but 50.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.1%
Return on assets
22.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
31 d late
2023
33 d early
2022
31 d late
2021
6 d early
2020
27 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▼ 3.5%
2024 · €29k
2018: €12k
2019: €15k
2020: €18k
2021: €23k
2022: €31k
2023: €21k
2024: €29k
2018 → 2025
Working capital
€40k▼ 16.2%
2024 · €47k
2018: €18k
2019: €33k
2020: €51k
2021: €74k
2022: €67k
2023: €64k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€67k▼ 9.6%€64k▼ 4.4%€67k▲ 5.7%€60k▼ 11.4%
Operating result€32k-€43k▲ 32.6%€32k▼ 25.9%€35k▲ 11.2%€41k▲ 16.4%
Net result€23k-€31k▲ 34.2%€21k▼ 32.3%€29k▲ 38.5%€28k▼ 3.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€20k=
Current assets
€102k▲ 9.6%
Equity and liabilities €122k
Equity
€60k▼ 11.4%
Debt
€62k▲ 36.7%
The debt ratio rises from 40.2% to 50.9%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
49.1%▼
2024 · 59.8%
Current ratio
1.64▼
2024 · 2.05
Quick ratio
1.64▼
2024 · 2.05
Debt / equity
1.04▲
2024 · 0.67
ROE
46.2%▲
2024 · 42.4%
ROA
22.7%▼
2024 · 25.4%
Debt
€62k▲
2024 · €45k
Debt ≤ 1 year
€62k▲
2024 · €45k
Income taxes
€13k▲
2024 · €6k
Staff costs
€47k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€122k▲
Fixed assets21/28€20k€20k=
Financial fixed assets28€20k€20k=
Current assets29/58€93k€102k▲
Amounts receivable within one year40/41€59k€54k▼
Trade receivables40€38k€34k▼
Other amounts receivable41€21k€20k▼
Current investments50/53€1€1=
Cash at bank and in hand54/58€33k€47k▲
Deferred charges and accrued income490/1€953€1k▲
Equity and liabilities
Total equity and liabilities10/49€113k€122k▲
Equity10/15€67k€60k▼
Contributions10/11€19k€19k=
Reserves13€49k€41k▼
Non-distributable reserves130/1€5k€5k=
Other1319€5k€5k=
Distributable reserves133€44k€36k▼
Profit (loss) carried forward14€258€370▲
Amounts payable17/49€45k€62k▲
Amounts payable within one year42/48€45k€62k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€8k€15k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€73€4k▲
Other amounts payable47/48€35k€41k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€81k€97k▲
Remuneration, social security and pensions62€44k€47k▲
Other operating charges640/8€1k€801▼
Gross operating margin9900€81k€89k▲
Operating profit (loss)9901€35k€41k▲
Financial income75/76B€45€13▼
Recurring financial income75€45€13▼
Financial charges65/66B€429€298▼
Recurring financial charges65€429€298▼
Profit (loss) for the period before taxes9903€35k€41k▲
Income taxes67/77€6k€13k▲
Profit (loss) for the period9904€29k€28k▼
Profit (loss) for the period to be appropriated9905€29k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€28k▼
Profit (loss) brought forward from the previous period14P€651€258▼
Transfer from equity791/2€25k€35k▲
Transfer to equity691/2€29k€28k▼
To other reserves6921€29k€28k▼
Profit to be distributed694/7€25k€35k▲
Return on contributions (dividend)694€25k€35k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €31k ▲34.2%
Operating result €43k, net result €31k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lessines · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Viane(DA) 77864 LessinesGround area
420 m²
Building footprint
64 m²
Parcel 55007C1083/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
GBE Consulting
since 20172.268.455.262
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55007C1083/00X000 | Wallonia | 420 m² | 1 · 64 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,998 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2017
Fiscal year end31-12
Activities, NACEBEL
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.