GB MALDEGEM

Active

Private limited companyfounded 2001active for 25 yearsHandzamestraat 105, 8610 Kortemark, BelgiumKBO/BCE: BE 0473.665.648

Summary

The computed 12-month bankruptcy probability of GB MALDEGEM is 2.2% (moderate). The 2024 annual accounts show equity of €1.8m and a net result of €117,951. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 50% of 9,537 sector peers (NACE 47, financial year 2024). The company has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

GB MALDEGEMActiveChecked score 54/100

Risk analysis Report Compare

Activity

Non-specialised retail sale with food, beverages or tobacco predominating

NACE 47110

1 site

Size

€4.7mtotal assets 2024

Staff: 5.8 FTE
Equity: €1.8m
Profit: €117,951

Turnover not published (abbreviated format)

Financial health

54 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 2.2%

Structure

Holdings: 1

PETITQUEUX Stefaan Willy AiméDirector
POLLET Heidi Dominieke MiekeDirector

2025 accounts not filed, 87 days past the deadline1 of 4 deeds summarised

Why 54raises riskFigures for financial year 2024 (filed 03-10-2025)Liquidity: current ratio 1.33, cash €218,1561 financial year not filed after the legal deadline; last filed accounts filed 64 days late; 3 of the last 3 latelowers riskFounded in 2001Show the evidence

Checked score

Score 2024

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 51% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 63+2

equity 38.0% of total assets

Liquidity 41+4

short-term debt 33.9% · cash 4.6%

Profitability 72-5

return on assets 2.5%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 3.6% 12-2024: 4.2%▲ +0.6 percentage points vs 11-2024highest value 01-2025: 1.4%▼ -2.8 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.3%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.6%▲ +0.2 percentage points vs 06-2025 08-2025: 2.3%▲ +0.7 percentage points vs 07-2025 09-2025: 2.5%▲ +0.2 percentage points vs 08-2025 10-2025: 3.2%▲ +0.7 percentage points vs 09-2025 11-2025: 0.5%▼ -2.7 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▲ +0.6 percentage points vs 07-2026 09-2026: 1.5%▲ +0.2 percentage points vs 08-2026 10-2026: 2.2%▲ +0.7 percentage points vs 09-2026

Credit of up to €95,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity tight (current ratio 1.33, compared with 1.22 in 2023, below the usual 1.5; short-term debt: 33.9% and cash: 4.6% of total assets), and 62% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 53% on solvency, 39% on liquidity, 55% on profitability and 56% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 03-10-2025)

NBB · annual accounts

Founded in 2001

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.33, cash €218,156

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 64 days late; 3 of the last 3 late

NBB · filings

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline26-10-2026 today

2024 accounts filed 64 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-10-2025, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

64 days late

2023

142 days late

2022

127 days late

2021

121 days late

2020

89 days late

2019

105 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 108 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-10-2025 Annual accounts filedfinancial year 2024 · abbreviated…
20-12-2024 Annual accounts filedfinancial year 2023 · abbreviated…
31-12-2023 Back to profitnet €322,931

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 87 days past the deadline View
Positive: Among the best 9% on equitysector median €332,679 · 9,539 companies €1.8m View
Result fell in 20242023 carried a one-off income of €211,023 ▼ 63.5% View

By topic

Financials

Financial year: 2024
Total assets: €4.7m
Profit: €117,951
Solvency: 38.0%

Total assets▲ 0.7%

Net result

20182024

Go to Financials

Board & ownership

Board: 2 members

PETITQUEUX Stefaan Willy AiméDirector
POLLET Heidi Dominieke MiekeDirector

Go to Board & ownership

Network & group

Holdings: 1
Connected companies: 1

1 holding

Go to Network & group

Timeline

Events: 28
Since: 2003

05-12-2023Annual accounts filed
18-10-2023Resignations: PETITQUEUX Stefaan Willy Aimé, POLLET Heidi…
31-12-2022Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded: 02-01-2001
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 14

Annual meeting: Last Thursday of May at 11:00

Go to Articles of association

Key facts about GB MALDEGEM

What is the company number of GB MALDEGEM?: 0473.665.648. In Belgium the VAT number is the company number with BE in front: BE 0473.665.648.
Where is GB MALDEGEM based?: The registered office is at Handzamestraat 105, 8610 Kortemark.Company details
What does GB MALDEGEM do?: According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of GB MALDEGEM?: Private limited company (BV).
When was GB MALDEGEM founded?: On 02-01-2001.
Is GB MALDEGEM still active?: Yes, GB MALDEGEM is an active enterprise in the KBO register.
How many employees does GB MALDEGEM have?: On average 5.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of GB MALDEGEM?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GB MALDEGEM profitable?: In financial year 2024, GB MALDEGEM made a profit of €117,951.
Where can I find the annual accounts of GB MALDEGEM?: GB MALDEGEM filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2024.