GAVARO
ActiveSummary
GAVARO has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,803 and a net result of €17,021. Equity has been growing by about 7.6% per year since 2019. Its solvency ranks better than 91% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 13-05-1996 Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
- Establishment unit
- 2.077.504.032 2030 Antwerpen, since 25-07-1996
- Financial year end
- 30 June
- Peppol
- Reachable since 19-11-2025
Board and ownership
- PERSONAL CAR SERVICES - HAVENDirector · since 15-01-2016 · permanent representative VAN dEN CLOOT Jean Paul
- VAN ROOSBROECK PieterDirector · since 15-01-2016
- Jean Paul VAN DEN CLOOTannual accounts 30-06-2017
- Pieter VAN ROOSBROECKannual accounts 30-06-2017
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €23,850
- ▲ 159%
- Turnover
- ≈ €300,000
- estimated
- Profit
- €17,021
- ▲ 286%
- Equity
- €73,803
- ▲ 30.0%
- Total assets
- €89,030
- ▲ 19.5%
Score breakdownraises riskSize: total assets €89,030lowers riskFounded in 1996Liquidity: current ratio 5.30, cash €12,990Equity €73,803 (82.9% of total assets)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 70% on liquidity, 87% on profitability and 79% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Amendment of the articles · Resignations & appointments · MiscellaneousPermanent representative: VAN dEN CLOOT Jean Paul · Resignations: VAN ROOSBROECK Pieter (director) and PERSONAL CAR SERVICES - HAVEN (director) · Reappointments: VAN ROOSBROECK Pieter (director) and PERSONAL CAR SERVICES - HAVEN (director)
- · Gazette deed Reappointments: VAN ROOSBROECK Pieter (director and managing director) and Personal Car Services-Haven BV (director and managing director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as GAVARO: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €72,000 and €106,000, founded between 1992 and 1999.
| Company | Total assets | Gross margin |
|---|---|---|
| GAVARO Antwerpen | €89,030 | €23,850 |
| Garage De Vuyst Antwerpen | €71,996 | €28,948 |
| BELGHALI Sint-Jans-Molenbeek | €96,238 | €26,452 |
| GARAGE VANDEGEUCHTE Gent | €84,628 | €20,113 |
| GARAGE NATENS Tienen | €95,644 | €26,861 |
| J.P. - CARS Zulte | €105,853 | €28,043 |
| JD CAR Péruwelz | €79,726 | €20,003 |
Key facts about GAVARO
- What is the company number of GAVARO?
- The company number of GAVARO is 0457.987.676. The VAT number is the same number with BE in front: BE 0457.987.676.
- Where is GAVARO based?
- The registered office is at Kotterstraat 3, 2030 Antwerpen.Company details
- What does GAVARO do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of GAVARO?
- The legal form of GAVARO is Public limited company (NV).
- When was GAVARO founded?
- GAVARO was founded on 13-05-1996.
- Is GAVARO still active?
- Yes, GAVARO is an active enterprise in the KBO register.
- What is the turnover of GAVARO?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €23,850 and 102 comparable companies (NACE 47811). It probably lies between €160,000 and €830,000. It is a rough estimate.Financials
- Is GAVARO profitable?
- In financial year 2025, GAVARO made a profit of €17,021.
- Where can I find the annual accounts of GAVARO?
- GAVARO filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GAVARO due?
- GAVARO must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.