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GAVALI 2

Active
Private limited companyfounded 2022active for 4 yearsChaussée de Mons(S-V) 560, 7100 La Louvière, BelgiumKBO/BCE: BE 0789.500.915
Summary

The computed 12-month bankruptcy probability of GAVALI 2 is 3.2% (moderate). The 2024 annual accounts show equity of €70,430 and a net result of €47,816. Its solvency ranks better than 32% of 6,550 sector peers (NACE 47, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of antiques
NACE 47791Retail sale of other second-hand goods, excluding clothing NACE 47793
1 site
Size
€383,697total assets 2024
Staff
4.1 FTE
Equity
€70,430
Profit
€47,816
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.2%
Structure
Accounts 70 days overdue
Why 52raises riskFigures for financial year 2024 (filed 24-09-2025)1 financial year not filed after the legal deadline; latest accounts 55 days late; 2 of the last 3 lateFounded in 2022lowers riskLiquidity: current ratio 2.22, cash €164,114Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 74% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 43+12
equity 18.4% of total assets
Liquidity 85+28
short-term debt 33.6% · cash 42.8%
Profitability 84+54
return on assets 12.5%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,186 companies, NACE 47, micro)
Last 24 months 11-2024: 2.3% 12-2024: 2.3%● unchanged vs 11-2024 01-2025: 2.3%● unchanged vs 12-2024 02-2025: 2.3%● unchanged vs 01-2025 03-2025: 2.3%● unchanged vs 02-2025 04-2025: 2.3%● unchanged vs 03-2025 05-2025: 2.5%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 3.3%▲ +0.9 percentage points vs 07-2025 09-2025: 3.7%▲ +0.4 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -2.1 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.3%▼ -0.3 percentage points vs 03-2026lowest value 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.2%▲ +0.2 percentage points vs 08-2026 10-2026: 3.2%▲ +1.0 percentage point vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.22, compared with 1.64 in 2023; short-term debt: 33.6% and cash: 42.8% of total assets), but 81.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 34% on solvency, 88% on liquidity, 78% on profitability and 96% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for financial year 2024 (filed 24-09-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.22, cash €164,114
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 55 days late; 2 of the last 3 late
NBB · filings
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
55 days late
2023
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 50 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · full…
  2. Back to profitnet €47,816
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Positive: Back in profit in 2024after -€7,386 in 2023 €47,816 View
  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Known shareholdersaccounts at 31-12-2024 100% View

By topic

Financials

Financial year
2024
Total assets
€383,697
Profit
€47,816
Solvency
18.4%
Total assets▼ 4.7%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of antiquesNACE 47791
Founded
09-08-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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