Gaudium
ActiveThe computed 12-month bankruptcy probability of Gaudium is 2.2% (moderate). The 2025 annual accounts show equity of €124k and a net result of €58k. Equity is growing by ~7.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency28▲+5
Growth52=
Stability94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.89 against 1.03 in 2024), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.9%
Return on assets
10.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
32 d early
2023
24 d late
2022
on the day
2021
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€124k▼ 5.4%
2024 · €131k
2021: €96k
2022: €93k
2023: €157k
2024: €131k
2021 → 2025
Total assets
€566k▼ 26.4%
2024 · €770k
2021: €132k
2022: €636k
2023: €650k
2024: €770k
2021 → 2025
Net result
€58k▲ 28.5%
2024 · €45k
2021: €93k
2022: €-3k
2023: €64k
2024: €45k
2021 → 2025
Working capital
€-16k
2024 · €5k
2021: €83k
2022: €31k
2023: €79k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€93k▼ 2.7%€157k▲ 69.0%€131k▼ 16.4%€124k▼ 5.4%
Operating result€117k-€10k▼ 91.6%€91k▲ 824%€72k▼ 21.3%€81k▲ 13.6%
Net result€93k-€-3k€64k€45k▼ 30.2%€58k▲ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €566k
Fixed assets
€440k▼ 29.3%
Current assets
€126k▼ 14.4%
Equity and liabilities €566k
Equity
€124k▼ 5.4%
Debt
€442k▼ 30.8%
The debt ratio falls from 82.9% to 78.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€124k▲
2024 · €97k
Cash flow
€100k▲
2024 · €70k
Solvency
21.9%▲
2024 · 17.1%
Current ratio
0.89▼
2024 · 1.03
Quick ratio
0.89▼
2024 · 1.03
Debt / equity
3.56▼
2024 · 4.86
ROE
46.4%▲
2024 · 34.1%
ROA
10.2%▲
2024 · 5.8%
Interest coverage
12.24▲
2024 · 9.01
Debt
€442k▼
2024 · €639k
Debt ≤ 1 year
€142k▼
2024 · €143k
Debt > 1 year
€300k▼
2024 · €496k
Income taxes
€15k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€770k€566k▼
Fixed assets21/28€622k€440k▼
Tangible fixed assets22/27€622k€440k▼
Land and buildings22€498k€345k▼
Plant, machinery and equipment23€736€461▼
Furniture and vehicles24€9k€3k▼
Leasing and similar rights25€115k€91k▼
Current assets29/58€147k€126k▼
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€34k€30k▼
Other amounts receivable41€2k€5k▲
Current investments50/53€7k€20k▲
Cash at bank and in hand54/58€103k€70k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€770k€566k▼
Equity10/15€131k€124k▼
Contributions10/11€3k€3k=
Reserves13€128k€121k▼
Distributable reserves133€128k€121k▼
Amounts payable17/49€639k€442k▼
Amounts payable after more than one year17€496k€300k▼
Financial debts170/4€496k€300k▼
Amounts payable within one year42/48€143k€142k▼
Current portion of amounts payable after more than one year42€58k€56k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€78k€80k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€42k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€102k€131k▲
Operating profit (loss)9901€72k€81k▲
Financial income75/76B€107€1k▲
Recurring financial income75€107€1k▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€61k€72k▲
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€45k€58k▲
Profit (loss) for the period to be appropriated9905€45k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€58k▲
Transfer from equity791/2€26k€7k▼
Profit to be distributed694/7€71k€65k▼
Return on contributions (dividend)694€71k€65k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
31-12
Financial
Equity above €150kEq €157k ▲69%
Equity rises from €93k to €157k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼103%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groeningekaai(Kor) 258500 KortrijkGround area
3,485 m²
Building footprint
2,352 m²
Volume, LiDAR
37,031 m³
Parcel 34353B0085/00X032, Flanders · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
B.V. Gaudium
since 20202.309.584.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0085/00X032 | Flanders | 3,485 m² | 1 · 2,352 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.