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GATIC

Active Private limited company (pre-2019)founded 1992active for 33 yearsEngstegenseweg 45, 3520 ZonhovenKBO/BCE: BE 0448.964.104

Lifetime

20 annual accounts with figures on one time axis, 33 filings since 1993
peak €40,880 (2023)
€34,341▲ €35,206
lowest -€170,835 (2025)
-€170,835▼ €139,975
peak €339,858 (2012)
€101,305▼ 62.8%
€333,267▼ 0.7%
Board1 name since 2021
1 directorSchepers Myriam
Owners
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from -€865 to €34,341Loss of €170,835Equity from €272,140 to €101,305Cash from €4,586 to €881

Key points

from the 2025 annual accounts

Equity

€101,305 from €339,858 in 2012

Equity fell by 70% in 13 years.

Result

-€170,835 ▼ 454%
-€30,9002024-€171,0002025

The result fell in 2025: different schema filed.

Turnover

≈ €100,000 estimated

The accounts state no turnover.

Debts

€333,267 77% of the balance sheet
Financial debts 96%Suppliers 0%Taxes and wages 3%

Of this, €12,607 falls due within a year.

Filings

33 annual accounts since 1993
AprilJune31 JulyOctober200020102020

Six of the last ten came late. The 2019 accounts came latest: 60 days after the end of the period.

Position in the sector

-€170,835

Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.

Checked score

53
Fair
Financially stronger than 19% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.

Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026highest value 10-2026: 0.5%● unchanged vs 09-2026highest value 11-2026: 0.5%● unchanged vs 10-2026highest value

Financial strength
Weak

48-22equity 23.3% of total assets
50-1short-term debt 2.9% · cash 0.2%
0-12return on assets -39.3%

Score breakdown

raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €170,835, the second in a row (financial year 2025)
Liquidity: current ratio 4.35, cash €881, halved
lowers risk
Size: total assets €434,572
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 36% on liquidity, 4% on profitability and 10% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €5,000 on 30-day terms, only on tighter conditions

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity is ample, with a current ratio of 4.35 (3.46 in 2024), above the usual 1.5. Short-term debt is 2.9% and cash 0.2% of total assets. However, 76.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €170,835, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €434,572
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 4.35, cash €881, halved
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€170,835
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
2 days early
2023
30 days late
2022
32 days late
2021
23 days late
2020
30 days late
2019
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 25 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SM
Schepers Myriam
Director

Shares in 2 companies, PREFAMAC and Prefamac Chocolate Machines

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0448964104
General meeting · Name change Gazette deed
Incorporation · Founder Gazette deed
General meeting · Director resignation Gazette deed
All 48 events

Comparable companies

same main activity, similar in size and age
Company
GATIC Zonhoven €434,572 €34,341 23.3% -
MIFREVA Maasmechelen €400,644 €35,627 46.4% -
HORECA MANAGEMENT REEKMANS Hasselt €497,620 €34,949 44.0% -
TRUE IT Herk-de-Stad €406,038 €35,430 40.7% -
ADORimmo Knokke-Heist €406,114 €37,087 36.6% -
INFIRMIER VAN DAELE P. Tournai €447,192 €32,188 90.6% -
FIMOGEST Wijnegem €466,923 €38,070 95.6% -

These companies have the same main activity as GATIC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €401,000 and €498,000, founded between 1991 and 1997.

Official details

Source: KBO
Status
Active since 18-12-1992Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.060.372.8423520 Zonhoven, since 18-01-1993
Financial year end
31 December
Peppol
Reachable since 05-01-2026
Company details

Annual accounts 2025

€434,572▼ 28.5%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on GATIC

GATIC files the micro format. That format states no turnover. The gross margin rose from €22,039 in 2006 to €34,341 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about GATIC

What is the company number of GATIC?
The company number of GATIC is 0448.964.104. The VAT number is the same number with BE in front: BE 0448.964.104.
Where is GATIC based?
The registered office is at Engstegenseweg 45, 3520 Zonhoven.Company details
What does GATIC do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of GATIC?
GATIC is a private limited company (pre-2019) (BVBA).
When was GATIC founded?
GATIC was founded on 18-12-1992.
Is GATIC still active?
Yes, GATIC is an active enterprise in the KBO register.
What is the turnover of GATIC?
The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €34,341 and 144 comparable companies (NACE 70200). It probably lies between €60,000 and €140,000.Financials
Is GATIC profitable?
In financial year 2025, GATIC made a loss of €170,835.
Where can I find the annual accounts of GATIC?
GATIC filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GATIC due?
GATIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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