Gashandel Vanhoudt
ActiveGashandel Vanhoudt has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €-99. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 40% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-5
Solvency54▲+1
Growth50▼-18
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.75 in 2024; short-term debt: 65.2% and cash: 6.4% of total assets), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
0%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
6 d early
2023
51 d early
2022
38 d early
2021
31 d early
2020
26 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€497k▼ 3.1%
2024 · €513k
2018: €395k
2019: €357k
2020: €330k
2021: €413k
2022: €510k
2023: €499k
2024: €513k
2018 → 2025
EBIT margin
1.1%▼ 2.2pp
2024 · 3.2%
2018: 0.6%
2019: 2.5%
2020: -1.0%
2021: 1.4%
2022: 4.7%
2023: 6.0%
2024: 3.2%
2018 → 2025
Net result
€-99
2024 · €10k
2018: €1k
2019: €6k
2020: €-7k
2021: €3k
2022: €21k
2023: €24k
2024: €10k
2018 → 2025
Working capital
€-32k▲ 23.1%
2024 · €-41k
2018: €-2k
2019: €-17k
2020: €-25k
2021: €-17k
2022: €-5k
2023: €-57k
2024: €-41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€413k-€510k▲ 23.4%€499k▼ 2.1%€513k▲ 2.7%€497k▼ 3.1%
Equity€23k-€44k▲ 89.6%€68k▲ 54.9%€77k▲ 14.4%€77k▼ 0.1%
Operating result€6k-€24k▲ 299%€30k▲ 25.9%€17k▼ 44.6%€5k▼ 68.6%
Net result€3k-€21k▲ 623%€24k▲ 16.2%€10k▼ 59.5%€-99
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 69% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€125k▼ 19.8%
Current assets
€143k▲ 14.9%
Equity and liabilities €269k
Equity
€77k▼ 0.1%
Debt
€191k▼ 6.0%
The debt ratio falls from 72.4% to 71.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€49k▼
2024 · €59k
Cash flow
€44k▼
2024 · €52k
Solvency
28.8%▲
2024 · 27.6%
Current ratio
0.82▲
2024 · 0.75
Quick ratio
0.65▲
2024 · 0.56
Debt / equity
2.47▼
2024 · 2.63
ROE
-0.1%▼
2024 · 12.6%
ROA
0.0%▼
2024 · 3.5%
Interest coverage
8.04▼
2024 · 8.06
Debt
€191k▼
2024 · €203k
Debt ≤ 1 year
€175k▲
2024 · €166k
Debt > 1 year
€16k▼
2024 · €38k
Income taxes
€195▼
2024 · €212
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€269k▼
Fixed assets21/28€156k€125k▼
Tangible fixed assets22/27€156k€125k▼
Land and buildings22€29k€25k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€95k€76k▼
Leasing and similar rights25€31k€23k▼
Current assets29/58€125k€143k▲
Stocks and contracts in progress3€32k€30k▼
Stocks30/36€32k€30k▼
Amounts receivable within one year40/41€81k€93k▲
Trade receivables40€51k€55k▲
Other amounts receivable41€30k€37k▲
Cash at bank and in hand54/58€8k€17k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€281k€269k▼
Equity10/15€77k€77k▼
Contributions10/11€19k€19k=
Reserves13€140k€140k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€118k€118k=
Profit (loss) carried forward14€-81k€-81k▼
Amounts payable17/49€203k€191k▼
Amounts payable after more than one year17€38k€16k▼
Financial debts170/4€38k€16k▼
Amounts payable within one year42/48€166k€175k▲
Current portion of amounts payable after more than one year42€33k€21k▼
Financial debts43€12k€12k▲
Credit institutions430/8€12k€12k▲
Trade debts44€120k€139k▲
Suppliers440/4€120k€139k▲
Taxes, remuneration and social security45€460€2k▲
Taxes450/3€460€2k▲
Other amounts payable47/48€407€1k▲
Income statement
Code20242025
Turnover70€513k€497k▼
Goods, raw materials, services and sundry goods60/61€455k€439k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€44k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€358€-358▼
Other operating charges640/8€8k€9k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€70k€57k▼
Operating profit (loss)9901€17k€5k▼
Financial income75/76B€628€956▲
Recurring financial income75€628€956▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€10k€95▼
Income taxes67/77€212€195▼
Profit (loss) for the period9904€10k€-99▼
Profit (loss) for the period to be appropriated9905€10k€-99▼
Appropriation of the result
Profit (loss) to be appropriated9906€-81k€-81k▼
Profit (loss) brought forward from the previous period14P€-91k€-81k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €24k ▲16.2%
Operating result €30k, net result €24k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼219%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everselkiezel 833550 Heusden-ZolderGround area
1,753 m²
Building footprint
397 m²
Volume, LiDAR
2,113 m³
Parcel 71502C0369/00T000, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Everselkiezel 83, 3550 Heusden-Zolder
since 19942.069.034.348
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0369/00T000 | Flanders | 1,753 m² | 1 · 397 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
OIL-TECH
BE 0897.106.379
Bertem · Eq €77k
INTERVOEREN
BE 0826.142.565
Ravels · Eq €78k
G. VAN ZELE
BE 0468.264.629
Assenede · Eq €76k
HURKMANS PETROLEUM
BE 0474.746.704
Hasselt · Eq €79k
J.V.L SERVICES
BE 0436.209.493
Wuustwezel · Eq €74k
Of 841 companies in sector 46810 we hold annual accounts for 473. 257 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-1994
Fiscal year end31-12
Activities, NACEBEL
46810Wholesale of solid, liquid and gaseous fuels and related products
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52481
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.