GARE
ActiveGARE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €660k and a net result of €-12k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 7971 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
4 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€660k▼ 1.7%
2024 · €672k
2019: €499k
2020: €503k
2021: €493k
2022: €532k
2023: €615k
2024: €672k
2019 → 2025
Net result
€-12k
2024 · €57k
2019: €36k
2020: €4k
2021: €-10k
2022: €39k
2023: €83k
2024: €57k
2019 → 2025
Total assets
€1.39M▲ 44.3%
2024 · €966k
2019: €1.02M
2020: €989k
2021: €943k
2022: €953k
2023: €994k
2024: €966k
2019 → 2025
Solvency
47.3%▼ 22.2pp
2024 · 69.5%
2019: 48.8%
2020: 50.8%
2021: 52.2%
2022: 55.8%
2023: 61.9%
2024: 69.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€493k-€532k▲ 7.9%€615k▲ 15.6%€672k▲ 9.3%€660k▼ 1.7%
Operating result€3k-€58k▲ 2,016%€121k▲ 108%€78k▼ 36.0%€1k▼ 98.5%
Net result€-10k-€39k€83k▲ 113%€57k▼ 31.6%€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 98% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.39M
Fixed assets
€1.28M▲ 63.7%
Current assets
€117k▼ 37.0%
Equity and liabilities €1.39M
Equity
€660k▼ 1.7%
Debt
€734k▲ 149%
The debt ratio rises from 30.5% to 52.7%: debt grows while equity shrinks.
Key figures and ratios
Solvency
47.3%▼
2024 · 69.5%
ROE
-1.8%▼
2024 · 8.5%
ROA
-0.8%▼
2024 · 5.9%
Debt
€734k▲
2024 · €294k
Debt ≤ 1 year
€290k▲
2024 · €107k
Debt > 1 year
€444k▲
2024 · €182k
Income taxes
€2k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€966k€1.39M▲
Fixed assets21/28€780k€1.28M▲
Tangible fixed assets22/27€780k€1.28M▲
Land and buildings22€780k€1.28M▲
Current assets29/58€185k€117k▼
Amounts receivable within one year40/41€155k€17k▼
Trade receivables40€146k€12k▼
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€12k€79k▲
Deferred charges and accrued income490/1€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€966k€1.39M▲
Equity10/15€672k€660k▼
Contributions10/11€6k€6k=
Revaluation surpluses12€452k€452k=
Reserves13€213k€213k=
Distributable reserves133€213k€213k=
Profit (loss) carried forward14-€-12k
Amounts payable17/49€294k€734k▲
Amounts payable after more than one year17€182k€444k▲
Financial debts170/4€182k€444k▲
Amounts payable within one year42/48€107k€290k▲
Current portion of amounts payable after more than one year42€60k€111k▲
Financial debts43€21k€4k▼
Credit institutions430/8€21k€4k▼
Trade debts44€3k€513▼
Suppliers440/4€3k€513▼
Advances received on contracts in progress46-€21k
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€15k€9k▼
Other amounts payable47/48€7k€144k▲
Accrued charges and deferred income492/3€6k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€87k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€104k€96k▼
Operating profit (loss)9901€78k€1k▼
Financial income75/76B€138€61▼
Recurring financial income75€138€61▼
Financial charges65/66B€13k€11k▼
Recurring financial charges65€13k€11k▼
Profit (loss) for the period before taxes9903€65k€-10k▼
Income taxes67/77€8k€2k▼
Profit (loss) for the period9904€57k€-12k▼
Profit (loss) for the period to be appropriated9905€57k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€-12k▼
Transfer to equity691/2€57k-
To other reserves6921€57k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-12k ▼121%
Net result drops to €-12k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €83k ▲113%
Operating result €121k, net result €83k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-06
Financial
Equity above €500kEq €532k ▲7.9%
Equity rises from €493k to €532k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
30-06
Financial
Equity above €500kEq €503k ▲0.8%
2 profitable years in a row build equity to €503k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
15-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 15 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
09-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jozefstraat 183530 Houthalen-HelchterenGround area
1,777 m²
Building footprint
119 m²
Volume, LiDAR
835 m³
Parcel 72015A0307/00N000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gare bvba
since 20102.196.237.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015A0307/00N000 | Flanders | 1,777 m² | 1 · 119 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,347 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2010
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.