Gardisto
ActiveGardisto has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €108k and a net result of €102k. Its solvency ranks better than 64% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency96
Growth-
Track record79
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.77; short-term debt: 17% and cash: 43.9% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
35 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€108k
Total assets
€152k
Net result
€102k
Working capital
€46k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €152k
Fixed assets
€80k
Current assets
€71k
Equity and liabilities €152k
Equity
€108k
Debt
€44k
Debt finances 29.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€173k
Cash flow
€128k
Solvency
71.0%
Current ratio
2.77
Quick ratio
2.77
Debt / equity
0.41
ROE
94.4%
ROA
67.0%
Interest coverage
349.96
Debt
€44k
Debt ≤ 1 year
€26k
Debt > 1 year
€18k
Income taxes
€44k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€152k
Fixed assets21/28€80k
Tangible fixed assets22/27€80k
Furniture and vehicles24€53k
Leasing and similar rights25€27k
Current assets29/58€71k
Amounts receivable within one year40/41€3k
Other amounts receivable41€3k
Cash at bank and in hand54/58€67k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€152k
Equity10/15€108k
Contributions10/11€6k
Reserves13€102k
Distributable reserves133€102k
Amounts payable17/49€44k
Amounts payable after more than one year17€18k
Financial debts170/4€18k
Amounts payable within one year42/48€26k
Current portion of amounts payable after more than one year42€9k
Trade debts44€723
Suppliers440/4€723
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k
Other operating charges640/8€4k
Gross operating margin9900€177k
Operating profit (loss)9901€146k
Financial charges65/66B€493
Recurring financial charges65€493
Profit (loss) for the period before taxes9903€145k
Income taxes67/77€44k
Profit (loss) for the period9904€102k
Profit (loss) for the period to be appropriated9905€102k
Appropriation of the result
Profit (loss) to be appropriated9906€102k
Transfer to equity691/2€102k
To other reserves6921€102k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stijn Streuvelsstraat 108570 AnzegemGround area
2,162 m²
Building footprint
323 m²
Volume, LiDAR
2,014 m³
Parcel 34018C0461/00V000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Gardisto
since 20232.343.223.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34018C0461/00V000 | Flanders | 2,162 m² | 1 · 323 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TUUR
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Numerous
BE 1009.149.594
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.