Skip to content

Garden Life

Active
Private limited companyfounded 2020active for 5 yearsReebokweg 8, 2360 Oud-Turnhout, BelgiumKBO/BCE: BE 0759.389.541
Summary

Garden Life has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,970 and a net result of €73,970. Equity has been growing by about 2.9% per year since 2021. Its solvency ranks better than 29% of 2,072 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 03-12-2020 Normal situation
Activity
Crop and animal production, hunting and related service activities NACE 01301and 2 others
Joint committee
145 Paritair Comité voor het tuinbouwbedrijf · annual accounts 30-06-2025
Establishment unit
2.310.868.909 2360 Oud-Turnhout, since 03-12-2020
Financial year end
30 June
Peppol
Reachable

Board and ownership

Board
  • Bartels BartDirector · since 03-12-2020

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-06-2025
Gross margin
€465,622
▲ 3.6%
Turnover
≈ €1.2m
estimated
Profit
€73,970
▼ 34.2%
Equity
€83,970
▲ 740%
Total assets
€346,656
▼ 15.8%
Employees on 30-06-2025
9
▲ 28.6%
Filed on 15-01-2026, 16 days before the deadline
Score breakdownraises riskSize: 7.4 FTE, total assets €346,656Liquidity: current ratio 0.84, cash €13,206, halvedFounded in 2020lowers riskSector: Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 61% of micro companies in crop and animal production (NACE 01)
Financial strength · tick: 2024
Average
Solvency 49+22
equity 24.2% of total assets
Liquidity 21-20
short-term debt 63.8% · cash 3.8%
Profitability 95-5
return on assets 21.3%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (5,695 companies, NACE 01, micro)
Last 24 months 12-2024: 1.0%highest value 01-2025: 0.3%▼ -0.7 percentage points vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025lowest value 03-2025: 0.3%● unchanged vs 02-2025lowest value 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.3 percentage points vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.1 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.84 (0.74 in 2024), below 1. Short-term debt is 63.8% and cash 3.8% of total assets. 75.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 38% of them on solvency, 17% on liquidity, 91% on profitability and 99% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Crop and animal production, hunting and related service activities (NACE 01)
KBO
raises risk · Size: 7.4 FTE, total assets €346,656
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.84, cash €13,206, halved
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
16 days early
2024
42 days early
2023
41 days early
2022
40 days early
2021
18 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 31 days before the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €10,000 to €83,970 ▲ 740% View
  • Caution: Less equity than 82% of companies in crop and animal productionsector median €582,335 · 2,072 companies €83,970 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €73,970 5 years View

Comparable companies

These companies have the same main activity as Garden Life: crop and animal production, hunting and related service activities (NACE 01301). They are comparable in size and age: total assets between €303,000 and €1.4m, founded between 2017 and 2022.

CompanyTotal assetsGross margin
Garden Life Oud-Turnhout€0.3m€0.5m
Boomkwekerij Guido Gijs en Zoon Retie€0.8m€0.5m
PEPINIERES DE LOUVEIGNE Sprimont€0.4m€0.4m
Bloemisterij Redant Luk Aalst€0.9m€0.4m
PEPINIERES JEAN-PAUL ET BERTRAND BONNET Brunehaut€1.0m€0.3m
Planten&Tuinen D'Hollander - Geldmeyer Sint-Niklaas€0.3m€0.3m
THOMAS CALLE Lochristi€1.4m€0.6m
Full comparison

Key facts about Garden Life

What is the company number of Garden Life?
The company number of Garden Life is 0759.389.541. The VAT number is the same number with BE in front: BE 0759.389.541.
Where is Garden Life based?
The registered office is at Reebokweg 8, 2360 Oud-Turnhout.Company details
What does Garden Life do?
According to the KBO register, the main activity is crop and animal production, hunting and related service activities (NACE 01301).
What is the legal form of Garden Life?
The legal form of Garden Life is Private limited company (BV).
When was Garden Life founded?
Garden Life was founded on 03-12-2020.
Is Garden Life still active?
Yes, Garden Life is an active enterprise in the KBO register.
How many employees does Garden Life have?
Garden Life had an average of 7.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Garden Life fall under?
In its 30-06-2025 annual accounts, Garden Life states joint committee 145 (Paritair Comité voor het tuinbouwbedrijf).
What is the turnover of Garden Life?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €465,622 and 30 comparable companies (NACE 01). It probably lies between €860,000 and €1.5m.
Is Garden Life profitable?
In financial year 2025, Garden Life made a profit of €73,970.
Where can I find the annual accounts of Garden Life?
Garden Life filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garden Life due?
Garden Life must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.