GARANTIS
ActiveSummary
The computed 12-month bankruptcy probability of GARANTIS is 4.2% (elevated). The annual accounts of GARANTIS for fiscal year 2025 show a net loss of 81% of total assets and of 79% of the equity at the start of that year. The 2025 annual accounts show equity of €5,248 and a net result of -€6,517. Equity is shrinking by ~18.2% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 97 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, abbreviated schema
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Peer companies
Historical observationOf the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Gross operating margin9900 | - | - | -€1,719 | -€6,469 | ▼ 276% |
| Operating profit (loss)9901 | - | - | -€1,719 | -€6,469 | ▼ 276% |
| Financial charges65/66B | - | - | €16 | €48 | ▲ 200% |
| Recurring financial charges65 | - | - | €16 | €48 | ▲ 200% |
| Profit (loss) for the period before taxes9903 | - | - | -€1,735 | -€6,517 | ▼ 276% |
| Profit (loss) for the period9904 | - | - | -€1,735 | -€6,517 | ▼ 276% |
| Profit (loss) for the period to be appropriated9905 | - | - | -€1,735 | -€6,517 | ▼ 276% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €10,000 | €10,000 | €8,565 | €8,048 | ▼ 6.0% |
| Current assets29/58 | €10,000 | €10,000 | €8,565 | €8,048 | ▼ 6.0% |
| Amounts receivable within one year40/41 | €10,000 | €10,000 | €6,500 | €6,500 | = |
| Other amounts receivable41 | €10,000 | €10,000 | €6,500 | €6,500 | = |
| Cash at bank and in hand54/58 | - | - | €2,065 | €1,548 | ▼ 25.0% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €10,000 | €10,000 | €8,565 | €8,048 | ▼ 6.0% |
| Equity10/15 | €10,000 | €10,000 | €8,265 | €5,248 | ▼ 36.5% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €13,500 | ▲ 35.0% |
| Capital10 | €10,000 | €10,000 | - | - | - |
| Issued capital100 | €10,000 | €10,000 | - | - | - |
| Outside capital11 | - | - | €10,000 | €13,500 | ▲ 35.0% |
| Other1109/19 | - | - | €10,000 | €13,500 | ▲ 35.0% |
| Profit (loss) carried forward14 | - | - | -€1,735 | -€8,252 | ▼ 376% |
| Amounts payable17/49 | - | - | €300 | €2,800 | ▲ 833% |
| Amounts payable within one year42/48 | - | - | €300 | €2,800 | ▲ 833% |
| Other amounts payable47/48 | - | - | €300 | €2,800 | ▲ 833% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | - | - | -€1,735 | -€6,517 | ▼ 276% |
| Operating cash flow (approximation) | - | - | -€1,735 | -€6,517 | ▼ 276% |
| Change in cash | - | - | - | -€517 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0043/00V012 | Wallonia | 1,005 m² | 1 · 228 m² | 17.3 m · 5 fl. |
Linked by address, not proof of ownership
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.