GARANCE MONSERRAT
ActiveFrom the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
GARANCE MONSERRAT has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,490 and a net result of €1,749. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 74% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 15-10-1996 Normal situation
- Activity
- Real estate agency activities NACE 68310and 1 other
- Establishment unit
- 2.080.568.836 1950 Kraainem, since 21-02-1997
- Financial year end
- 31 December
- Peppol
- Reachable since 28-01-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €36,525
- ▲ 106%
- Turnover
- ≈ €82,000
- estimated
- Profit
- €1,749
- Equity
- €154,490
- ▲ 1.1%
- Total assets
- €247,596
- ▼ 12.3%
Score breakdownraises riskLast filed accounts filed 24 days late; 1 of the last 3 accounts lateLiquidity: current ratio 0.21, cash €3,856, halvedlowers riskFounded in 1996Size: total assets €247,596Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 73% of them on solvency, 27% on liquidity, 58% on profitability and 49% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 104 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Comparable companies
These companies have the same main activity as GARANCE MONSERRAT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €205,000 and €283,000, founded between 1993 and 1999.
| Company | Total assets | Gross margin |
|---|---|---|
| GARANCE MONSERRAT Namur | €247,596 | €36,525 |
| M et 3i Sambreville | €205,175 | €39,967 |
| OTTIMA INVEST Elsene | €283,058 | €39,112 |
| LABEL IMMO GEST-LOC Huy | €209,441 | €35,182 |
| JOSE RUELENS IMMOBILIENKANTOOR Leuven | €220,974 | €32,153 |
| STENIC IMMO Braine-l'Alleud | €281,284 | €32,131 |
| De Limburgse Huizenwinkel Hasselt | €254,965 | €45,504 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 24-08-2026
- Annual accounts 2024filed on 29-07-2025
- Annual accounts 2023filed on 07-01-2025
- Annual accounts 2022filed on 29-12-2023
Acts in the Belgian Official Gazette
- Purpose · Amendment of the articles · Legal-form change · Resignations & appointmentsact of 08-09-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about GARANCE MONSERRAT
- What is the company number of GARANCE MONSERRAT?
- The company number of GARANCE MONSERRAT is 0459.006.077. The VAT number is the same number with BE in front: BE 0459.006.077.
- Where is GARANCE MONSERRAT based?
- The registered office is at Rue Rogier 52, 5000 Namur.Company details
- What does GARANCE MONSERRAT do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of GARANCE MONSERRAT?
- The legal form of GARANCE MONSERRAT is Private limited company (BV).
- When was GARANCE MONSERRAT founded?
- GARANCE MONSERRAT was founded on 15-10-1996.
- Is GARANCE MONSERRAT still active?
- Yes, GARANCE MONSERRAT is an active enterprise in the KBO register.
- What is the turnover of GARANCE MONSERRAT?
- The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €36,525 and 33 comparable companies (NACE 683). It probably lies between €56,000 and €140,000.Financials
- Is GARANCE MONSERRAT profitable?
- In financial year 2025, GARANCE MONSERRAT made a profit of €1,749.
- Where can I find the annual accounts of GARANCE MONSERRAT?
- GARANCE MONSERRAT filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of GARANCE MONSERRAT due?
- GARANCE MONSERRAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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