Garage VHS

Active

Private limited companyfounded 20241 yr activeZogge 21, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 1017.738.747

Summary

The computed 12-month bankruptcy probability of Garage VHS is 2.5% (moderate). The 2025 annual accounts show equity of €2,980 and a net result of €980. Its solvency ranks better than 24% of 21938 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Garage VHSActiveChecked score 51/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811NACE 45113

1 site

Size

€112,778total assets 2025

Equity: €2,980
Profit: €980

Turnover not published (abridged schema)

Financial health

51 Fair Checked score 2025

Bankruptcy chance 12 m: 2.5%

Structure

Accounts 1 d early0 of 1 deed read

Why 51- Founded in 2024- Sector Retail trade (NACE 47)- Equity €2,980 (2.6% of total assets)- Size: total assets €112,778Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 26% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 28

equity 2.6% of total assets

Liquidity 21

short-term debt 65.2% · cash 4.6%

Profitability 51

return on assets 0.9%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (39,974 companies)

Last 24 months 01-2026: 1.8%lowest value 02-2026: 1.8%● 0.0% vs 01-2026lowest value 03-2026: 1.9%▲ +4.8% vs 02-2026 04-2026: 2.2%▲ +16.8% vs 03-2026 05-2026: 2.3%▲ +5.7% vs 04-2026 06-2026: 2.6%▲ +10.3% vs 05-2026highest value 07-2026: 2.6%● 0.0% vs 06-2026highest value 08-2026: 2.5%▼ -5.1% vs 07-2026 09-2026: 2.5%▲ +2.5% vs 08-2026 10-2026: 2.5%▼ -1.2% vs 09-2026

Founded in 2024 raises the probability for this profile
Sector Retail trade (NACE 47) raises the probability
Equity €2,980 (2.6% of total assets) raises the probability
Size: total assets €112,778 raises the probability for this profile

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 21%, liquidity 19%, profitability 37%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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