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GARAGE VANDENBERGHE

Active
Public limited companyfounded 1995active for 31 yearsDragonderdreef 24, 8570 Anzegem, BelgiumKBO/BCE: BE 0455.727.774
Summary

GARAGE VANDENBERGHE has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €82,278. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 50% of 1,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
GARAGE VANDENBERGHEActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Largest company by total assets in Anzegem, Other services sector1 site
Size
€3.6mtotal assets 2025
Staff
1.3 FTE
Equity
€1.6m
Profit
€82,278
Turnover not published (abbreviated format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
  • Vandenberghe ArthurDirector
  • Vandenberghe StephanManaging director
  • Vanhoutte SylvieManaging director
Accounts 108 days early1 of 4 deeds read
Why 92raises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: 1.3 FTE, total assets €3.6mFounded in 1995Figures for financial year 2025 (filed 22-10-2025)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 38% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 69=
equity 43.6% of total assets
Liquidity 46+8
short-term debt 33.4% · cash 8.7%
Profitability 49+38
return on assets 2.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,123 companies, NACE 95, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025highest value 11-2025: < 0.1%▼ -0.2 percentage points vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: 0.1%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.2, compared with 2.21 in 2024, above the usual 1.5; short-term debt: 33.4% and cash: 8.7% of total assets), but 56.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 54% on solvency, 40% on liquidity, 27% on profitability and 31% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 1.3 FTE, total assets €3.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1995
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 22-10-2025)
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-10-2025, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 days early
2024
42 days early
2023
on the day
2022
83 days early
2021
on the day
2020
3 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (4 of the last 5 filed years within 42 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end23-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €82,278
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Back in profit in 2025after -€233,686 in 2024 €82,278 View
  • Positive: Largest company by total assets in Anzegem, Other services sectorin the Checked rankings No. 1 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

By topic

Financials

Financial year
2025
Total assets
€3.6m
Profit
€82,278
Solvency
43.6%
Total assets▼ 0.1%
Net result
20192025
Go to Financials

Board & ownership

Board
3 members
  • Vandenberghe ArthurDirector
  • Vandenberghe StephanManaging director
  • Vanhoutte SylvieManaging director
Go to Board & ownership

Timeline

Events
35
Since
1997
Next accounts
by 31-01-2027
  1. 30-06-2024Weakest financial year
  2. 31-01-2024Annual accounts filed
  3. 05-01-2024Appointments: Vandenberghe Stephan, Vanhoutte Sylvie and Vandenberghe…
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
20-07-1995
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
46
Who signs
Two directors jointly, or a managing director alone
Annual meeting
30 November at 17:00
Go to Articles of association

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