Garage Van Caeneghem
ActiveGarage Van Caeneghem has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €13k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 65% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+10
Solvency77▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.72 in 2024; short-term debt: 46% and cash: 31.7% of total assets), and 48.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 09-12-2025, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
6 d early
2023
6 d early
2022
3 d late
2021
6 d early
2020
20 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 13.1%
2024 · €97k
2019: €112k
2020: €120k
2021: €130k
2022: €124k
2023: €114k
2024: €97k
2019 → 2025
Total assets
€211k▲ 8.1%
2024 · €195k
2019: €189k
2020: €195k
2021: €187k
2022: €216k
2023: €202k
2024: €195k
2019 → 2025
Net result
€13k▲ 265%
2024 · €3k
2019: €21k
2020: €8k
2021: €10k
2022: €13k
2023: €1k
2024: €3k
2019 → 2025
Working capital
€92k▲ 35.0%
2024 · €68k
2019: €105k
2020: €96k
2021: €112k
2022: €77k
2023: €75k
2024: €68k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€124k▼ 4.9%€114k▼ 7.5%€97k▼ 15.6%€109k▲ 13.1%
Operating result€10k-€17k▲ 59.2%€4k▼ 76.1%€9k▲ 128%€23k▲ 157%
Net result€10k-€13k▲ 28.4%€1k▼ 88.8%€3k▲ 138%€13k▲ 265%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 157% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€22k▼ 31.0%
Current assets
€188k▲ 15.8%
Equity and liabilities €211k
Equity
€109k▲ 13.1%
Debt
€101k▲ 3.2%
The debt ratio falls from 50.4% to 48.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €19k
Cash flow
€23k▲
2024 · €13k
Solvency
51.9%▲
2024 · 49.6%
Current ratio
1.95▲
2024 · 1.72
Quick ratio
1.04▲
2024 · 0.74
Debt / equity
0.93▼
2024 · 1.02
ROE
11.6%▲
2024 · 3.6%
ROA
6.0%▲
2024 · 1.8%
Interest coverage
7.12▲
2024 · 5.39
Debt
€101k▲
2024 · €98k
Debt ≤ 1 year
€97k▲
2024 · €95k
Income taxes
€6k▲
2024 · €2k
Staff costs
€53k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€195k€211k▲
Fixed assets21/28€32k€22k▼
Tangible fixed assets22/27€32k€22k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€17k€10k▼
Other tangible fixed assets26€12k€10k▼
Financial fixed assets28€50€50=
Current assets29/58€163k€188k▲
Stocks and contracts in progress3€92k€88k▼
Stocks30/36€92k€88k▼
Amounts receivable within one year40/41€25k€33k▲
Trade receivables40€25k€33k▲
Cash at bank and in hand54/58€45k€67k▲
Deferred charges and accrued income490/1€968€991▲
Equity and liabilities
Total equity and liabilities10/49€195k€211k▲
Equity10/15€97k€109k▲
Contributions10/11€31k€31k=
Reserves13€66k€78k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€66k€78k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€98k€101k▲
Amounts payable within one year42/48€95k€97k▲
Trade debts44€16k€6k▼
Suppliers440/4€16k€6k▼
Taxes, remuneration and social security45€10k€19k▲
Taxes450/3€646€12k▲
Remuneration and social security454/9€9k€7k▼
Other amounts payable47/48€69k€71k▲
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€48k€53k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€20€0▼
Gross operating margin9900€71k€90k▲
Operating profit (loss)9901€9k€23k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€6k€19k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€3k€13k▲
Profit (loss) for the period to be appropriated9905€3k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€13k▲
Transfer from equity791/2€21k€0▼
Transfer to equity691/2€3k€13k▲
To other reserves6921€3k€13k▲
Profit to be distributed694/7€21k€0▼
Return on contributions (dividend)694€21k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
09-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
31-03
Financial
Equity above €100kEq €109k ▲13.1%
7 profitable years in a row build equity to €109k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €1k ▼88.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2021
25-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
20-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2019
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacob Lacopsstraat 629700 OudenaardeGround area
232 m²
Building footprint
114 m²
Volume, LiDAR
498 m³
Parcel 45508B0197/00F003, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GARAGE VAN CAENEGHEM FILIP
since 19942.069.143.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45508B0197/00F003 | Flanders | 232 m² | 1 · 114 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VANHOOF KRIS
BE 0864.985.325
Balen · Eq €109k
LEFEBVRE MOTOCULTURE
BE 0423.643.243
Tournai · Eq €109k
Deva Cycling
BE 0774.907.264
Kortrijk · Eq €110k
SPRL NOEL-BALON
BE 0809.888.137
Orp-Jauche · Eq €111k
Marcotty Team Racing
BE 0440.440.871
Sprimont · Eq €112k
Of 1,126 companies in sector 47830 we hold annual accounts for 468. 388 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-1994
Fiscal year end31-03
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
50103
50200
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.