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GARAGE VALLES

Active
Private limited companyfounded 2009active for 17 yearsRue Puits-Marie 98, 4100 Seraing, BelgiumKBO/BCE: BE 0819.562.502
Summary

The computed 12-month bankruptcy probability of GARAGE VALLES is 1.7% (moderate). The annual accounts of GARAGE VALLES for financial year 2025 show a net loss of 82% of the equity at the start of that year. The 2025 annual accounts show equity of €4,431 and a net result of -€20,090. Equity is growing by about 59% per year across the filed financial years. Its solvency ranks better than 19% of 3,263 sector peers (NACE 95, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.

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GARAGE VALLESActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes)
NACE 95311
1 site
Size
€395,748total assets 2025
Equity
€4,431
Loss
-€20,090
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
2025 accounts filed 75 days late
Why 53raises riskLast filed accounts filed 75 days late; 2 of the last 3 lateLoss of €20,090 (financial year 2025)lowers riskFounded in 2009Size: total assets €395,748Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 13% of its sector peers (NACE 95, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 26-5
equity 1.1% of total assets
Liquidity 20-6
short-term debt 61.4% · cash 1.8%
Profitability 12-58
return on assets -5.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,123 companies, NACE 95, micro)
Last 24 months 11-2024: 5.8% 12-2024: 7.0%▲ +1.2 percentage points vs 11-2024 01-2025: 8.9%▲ +1.9 percentage points vs 12-2024 02-2025: 8.9%● unchanged vs 01-2025 03-2025: 9.2%▲ +0.3 percentage points vs 02-2025 04-2025: 8.7%▼ -0.5 percentage points vs 03-2025 05-2025: 8.7%● unchanged vs 04-2025 06-2025: 8.6%▼ -0.1 percentage points vs 05-2025 07-2025: 8.6%● unchanged vs 06-2025 08-2025: 10.8%▲ +2.2 percentage points vs 07-2025 09-2025: 10.8%● unchanged vs 08-2025 10-2025: 12.1%▲ +1.3 percentage points vs 09-2025highest value 11-2025: 2.5%▼ -9.6 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 1.0%▼ -1.5 percentage points vs 12-2025 02-2026: 1.1%▲ +0.1 percentage points vs 01-2026 03-2026: 1.0%▼ -0.1 percentage points vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.0%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 1.7%▼ -0.1 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.78, compared with 0.83 in 2024, below 1; short-term debt: 61.4% and cash: 1.8% of total assets), and 98.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 17% on solvency, 14% on liquidity, 15% on profitability and 6% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 75 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2009
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €20,090 (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €395,748
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 3263 sector peers (2025).
NBB · sector comparison
Position among 3263 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
75 days late
2022
30 days late
2020
185 days late
2019
95 days late
2018
29 days late
2017
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 74 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 October (4 of the last 5 filed years within 45 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€20,090
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 8% on net resultsector median €8,402 · 3,262 companies -€20,090 View
  • Caution: Latest accounts filed lateafter the legal deadline 75 days View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€395,748
Loss
-€20,090
Solvency
1.1%
Go to Financials

Timeline

Events
16
Since
2011
Next accounts
by 31-07-2027
  1. 14-12-2023Resignation: XHIGNESSE Danny (manager)
  2. 30-08-2023Annual accounts filed
  3. 01-02-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General maintenance and repair of cars and light…NACE 95311
Founded
13-10-2009
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GARAGE VALLES

What is the company number of GARAGE VALLES?
0819.562.502. In Belgium the VAT number is the company number with BE in front: BE 0819.562.502.
Where is GARAGE VALLES based?
The registered office is at Rue Puits-Marie 98, 4100 Seraing.Company details
What does GARAGE VALLES do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE VALLES?
Private limited company (BV).
When was GARAGE VALLES founded?
On 13-10-2009.
Is GARAGE VALLES still active?
Yes, GARAGE VALLES is an active enterprise in the KBO register.
How many employees does GARAGE VALLES have?
On average 0.1 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of GARAGE VALLES?
€0 in financial year 2024, according to the filed annual accounts.
Is GARAGE VALLES profitable?
In financial year 2025, GARAGE VALLES made a loss of €20,090.
Where can I find the annual accounts of GARAGE VALLES?
GARAGE VALLES filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE VALLES due?
By 31-07-2027, for financial year 2026.Timeline

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