Garage Tant
ActiveGarage Tant has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €149k and a net result of €5k. Equity is growing by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-6
Solvency70▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.77 against 1.09 in 2024; short-term debt: 54.6% and cash: 20.9% of total assets), and 54.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.4%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
19 d late
2023
29 d late
2022
12 d early
2021
61 d late
2020
32 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€149k▼ 7.7%
2024 · €162k
2018: €-405
2019: €2k
2020: €41k
2021: €88k
2022: €106k
2023: €143k
2024: €162k
2018 → 2025
Total assets
€328k▲ 10.5%
2024 · €297k
2018: €31k
2019: €51k
2020: €105k
2021: €174k
2022: €139k
2023: €183k
2024: €297k
2018 → 2025
Net result
€5k▼ 75.0%
2024 · €19k
2018: €-4k
2019: €-4k
2020: €39k
2021: €54k
2022: €19k
2023: €38k
2024: €19k
2018 → 2025
Working capital
€-42k
2024 · €12k
2018: €-10k
2019: €-13k
2020: €20k
2021: €46k
2022: €77k
2023: €127k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€106k▲ 20.7%€143k▲ 35.1%€162k▲ 12.7%€149k▼ 7.7%
Operating result€75k-€27k▼ 63.8%€56k▲ 106%€30k▼ 47.1%€5k▼ 83.4%
Net result€54k-€19k▼ 64.5%€38k▲ 100%€19k▼ 50.1%€5k▼ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €328k
Fixed assets
€191k▲ 27.9%
Current assets
€137k▼ 7.2%
Equity and liabilities €328k
Equity
€149k▼ 7.7%
Debt
€179k▲ 32.1%
The debt ratio rises from 45.6% to 54.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €41k
Cash flow
€41k▲
2024 · €31k
Solvency
45.4%▼
2024 · 54.4%
Current ratio
0.77▼
2024 · 1.09
Quick ratio
0.77▼
2024 · 1.09
Debt / equity
1.20▲
2024 · 0.84
ROE
3.2%▼
2024 · 11.8%
ROA
1.4%▼
2024 · 6.4%
Interest coverage
44.25▲
2024 · 12.30
Debt
€179k▲
2024 · €136k
Debt ≤ 1 year
€179k▲
2024 · €136k
Income taxes
€3k▼
2024 · €7k
Staff costs
€2k▲
2024 · €98
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€297k€328k▲
Fixed assets21/28€150k€191k▲
Tangible fixed assets22/27€149k€191k▲
Furniture and vehicles24€88k€109k▲
Other tangible fixed assets26€61k€81k▲
Financial fixed assets28€550€550=
Current assets29/58€148k€137k▼
Amounts receivable within one year40/41€66k€68k▲
Trade receivables40€66k€67k▲
Other amounts receivable41-€510
Cash at bank and in hand54/58€81k€69k▼
Deferred charges and accrued income490/1€747€762▲
Equity and liabilities
Total equity and liabilities10/49€297k€328k▲
Equity10/15€162k€149k▼
Contributions10/11€6k€6k=
Reserves13€155k€143k▼
Distributable reserves133€155k€143k▼
Amounts payable17/49€136k€179k▲
Amounts payable within one year42/48€136k€179k▲
Current portion of amounts payable after more than one year42€50k€81k▲
Trade debts44€62k€73k▲
Suppliers440/4€62k€73k▲
Taxes, remuneration and social security45€22k€13k▼
Taxes450/3€22k€13k▼
Other amounts payable47/48€1k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€4k-
Remuneration, social security and pensions62€98€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€37k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€43k€47k▲
Operating profit (loss)9901€30k€5k▼
Financial income75/76B€78€3k▲
Recurring financial income75€78€20▼
Non-recurring financial income76B-€3k
Financial charges65/66B€3k€937▼
Recurring financial charges65€3k€937▼
Profit (loss) for the period before taxes9903€26k€7k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€19k€5k▼
Profit (loss) for the period to be appropriated9905€19k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€5k▼
Transfer from equity791/2-€17k
Transfer to equity691/2€18k€5k▼
To other reserves6921€18k€5k▼
Profit to be distributed694/7€801€17k▲
Return on contributions (dividend)694€801€17k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Equity above €150kEq €162k ▲12.7%
5 profitable years in a row build equity to €162k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.30
Current ratio from 1.53 to 3.30; short-term debt falls from €86k to €33k.
31-12
Financial
Equity above €100kEq €106k ▲20.7%
3 profitable years in a row build equity to €106k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €54k ▲37%
Operating result €75k, net result €54k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterveld 142960 BrechtGround area
699 m²
Building footprint
132 m²
Parcel 11042A0001/00R039, Flanders. Linked by address, not a title deed.
1 establishment unit
Garage Tant
since 20192.297.741.146
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11042A0001/00R039 | Flanders | 699 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MSK GROUP
BE 0802.076.568
Brussel · Eq €149k
Grondwerken Stuer
BE 0793.557.097
Beveren-Kruibeke-Zwijndrecht · Eq €149k
INTEXON
BE 0438.587.181
Maaseik · Eq €150k
TRK Infra
BE 0754.868.945
Zele · Eq €149k
JOHAN MARES
BE 0692.942.066
Sint-Niklaas · Eq €150k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-1995
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
45112
43221Plumbing work
43410Roofing work
43990Other specialised construction activities
43999Specialised construction activities
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45220
45250
45332
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.