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GARAGE SILVANO

Active
Private limited companyfounded 1998active for 28 yearsMarcel Habetslaan 22, 3600 Genk, BelgiumKBO/BCE: BE 0463.448.578

From the official registers: KBO 28 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARAGE SILVANO has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,124 and a net result of €24,483. Equity has been growing by about 7.8% per year since 2018. Its solvency ranks better than 68% of 3,298 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 27-05-1998 Normal situation
Legal form
Private limited company
Registered office
Marcel Habetslaan 22, 3600 Genk
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 2 others
Establishment unit
2.087.489.092 3600 Genk, since 01-07-1998
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€131,862
▲ 19.8%
Turnover
≈ €400,000
estimated
Profit
€24,483
▲ 15×
Equity
€177,124
▲ 16.0%
Total assets
€315,835
▲ 32.0%
Staff
3 FTE
=
2025 accounts filed 31 days after the deadline
Filed on 31-08-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskFounded in 1998Liquidity: current ratio 1.91, cash €42,016Equity €177,124 (56.1% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 58% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 81-8
equity 56.1% of total assets
Liquidity 47-2
short-term debt 40.8% · cash 13.3%
Profitability 78+50
return on assets 7.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.4 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.91 (2.21 in 2024), above the usual 1.5. Short-term debt is 40.8% and cash 13.3% of total assets. 43.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 66% of them on solvency, 41% on liquidity, 60% on profitability and 63% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.91, cash €42,016
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €177,124 (56.1% of total assets)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
30 days early
2023
29 days early
2022
on the day
2021
18 days late
2020
30 days late
2019
173 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €24,483 5 years View

Documents

Annual accounts at the NBB

All 28 annual accounts

Articles and registers

Key facts about GARAGE SILVANO

What is the company number of GARAGE SILVANO?
The company number of GARAGE SILVANO is 0463.448.578. The VAT number is the same number with BE in front: BE 0463.448.578.
Where is GARAGE SILVANO based?
The registered office is at Marcel Habetslaan 22, 3600 Genk.Company details
What does GARAGE SILVANO do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE SILVANO?
The legal form of GARAGE SILVANO is Private limited company (BV).
When was GARAGE SILVANO founded?
GARAGE SILVANO was founded on 27-05-1998.
Is GARAGE SILVANO still active?
Yes, GARAGE SILVANO is an active enterprise in the KBO register.
How many employees does GARAGE SILVANO have?
GARAGE SILVANO had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE SILVANO?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €131,862 and 44 comparable companies (NACE 953). It probably lies between €320,000 and €530,000.
Is GARAGE SILVANO profitable?
In financial year 2025, GARAGE SILVANO made a profit of €24,483.
Where can I find the annual accounts of GARAGE SILVANO?
GARAGE SILVANO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GARAGE SILVANO due?
GARAGE SILVANO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as GARAGE SILVANO: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €297,000 and €346,000, founded between 1995 and 1999.

CompanyTotal assetsGross margin
GARAGE SILVANO Genk€315,835€131,862
A.N.D. Motors Nivelles€330,339€120,820
G-Motors Brugge€326,435€116,412
VISE DIESEL Visé€297,369€150,312
G&M AUTOMOBILE Sankt Vith€335,511€122,360
GARAGE SAINT-BERNARD Elsene€346,423€119,716
MEETJESLANDER MOTORENREVISIE Eeklo€298,625€111,345
Full comparison

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