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GARAGE SERVAES

Active
Private limited companyfounded 1986active for 40 yearsVarentstraat 32, 9255 Buggenhout, BelgiumKBO/BCE: BE 0429.192.534
Summary

GARAGE SERVAES has been active since 1986 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €595,624 and a net result of €110,223. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 72% of 12,672 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
GARAGE SERVAESActiveChecked score 97/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
9th oldest company in Buggenhout, Wholesale and retail trade sector2 sites
Size
€1.0mtotal assets 2025
Staff
1.8 FTE
Equity
€595,624
Profit
€110,223
Turnover not published (abbreviated format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 54 days early3 deeds in the Belgian Official Gazette
Why 97raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 4.16, cash €290,627Founded in 1986Equity €595,624 (58.6% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 84+10
equity 58.6% of total assets
Liquidity 82+1
short-term debt 15.6% · cash 28.6%
Profitability 82+6
return on assets 10.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1%highest value 12-2024: 0.1%● unchanged vs 11-2024 01-2025: < 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €55,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.16, compared with 3.04 in 2024, above the usual 1.5; short-term debt: 15.6% and cash: 28.6% of total assets), and 41.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 72% on solvency, 86% on liquidity, 75% on profitability and 73% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.16, cash €290,627
NBB · annual accounts
lowers risk · Founded in 1986
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €595,624 (58.6% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
54 days early
2024
52 days early
2023
40 days early
2022
41 days early
2021
41 days early
2020
51 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 21 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end25-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2019 to 2025net €110,223 ▲91%
  3. Equity above €500,000equity €595,624 ▲20.5%

Key points

  • Positive: Result rose in 2025from €57,717 to €110,223 ▲ 91.0% View
  • Positive: 9th oldest company in Buggenhout, Wholesale and retail trade sectorin the Checked rankings No. 9 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €110,223 7 years View

By topic

Financials

Financial year
2025
Total assets
€1.0m
Profit
€110,223
Solvency
58.6%
Total assets▲ 1.1%
Net result
20192025
Go to Financials

Timeline

Events
41
Since
1988
Next accounts
by 31-01-2027
  1. 10-12-2024Annual accounts filed
  2. 22-12-2023Annual accounts filed
  3. 21-12-2022Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
12-08-1986
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GARAGE SERVAES

What is the company number of GARAGE SERVAES?
0429.192.534. In Belgium the VAT number is the company number with BE in front: BE 0429.192.534.
Where is GARAGE SERVAES based?
The registered office is at Varentstraat 32, 9255 Buggenhout.Company details
What does GARAGE SERVAES do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE SERVAES?
Private limited company (BV).
When was GARAGE SERVAES founded?
On 12-08-1986.
Is GARAGE SERVAES still active?
Yes, GARAGE SERVAES is an active enterprise in the KBO register.
How many employees does GARAGE SERVAES have?
On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE SERVAES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GARAGE SERVAES profitable?
In financial year 2025, GARAGE SERVAES made a profit of €110,223.
Where can I find the annual accounts of GARAGE SERVAES?
GARAGE SERVAES filed 38 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE SERVAES due?
By 31-01-2027, for financial year 2026.Timeline

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