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GARAGE SDS

Active
Private limited companyfounded 2001active for 25 yearsAssesteenweg 286, 1740 Ternat, BelgiumKBO/BCE: BE 0475.714.922

From the official registers: KBO 24 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GARAGE SDS has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,074 and a net result of €10,242. Equity has been stable since 2019 (±2.1% per year). Its solvency ranks better than 40% of 22,726 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 26-09-2001 Normal situation
Legal form
Private limited company
Registered office
Assesteenweg 286, 1740 Ternat
Activity
Retail sale of bicycles NACE 47632and 5 others
Establishment unit
2.095.434.481 1740 Ternat, since 11-12-2001
Financial year end
30 June
Peppol
Reachable since 26-11-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€96,950
▲ 2.0%
Turnover
≈ €580,000
estimated
Profit
€10,242
▲ 33×
Equity
€178,074
▲ 6.1%
Total assets
€804,602
▲ 3.9%
Staff
1 FTE
=
2025 accounts filed 3 days before the deadline
Filed on 28-01-2026PDF
Score breakdownraises riskSector: Retail trade (NACE 47)Liquidity: current ratio 1.20, cash €8,084, halvedlowers riskSize: total assets €804,602Founded in 2001Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 47=
equity 22.1% of total assets
Liquidity 9-5
short-term debt 77.8% · cash 1.0%
Profitability 42+9
return on assets 1.3%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.4%▲ +0.2 percentage points vs 12-2024highest value 02-2025: 0.2%▼ -0.2 percentage points vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025lowest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.3%▲ +0.1 percentage points vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.2 (1.19 in 2024), below the usual 1.5. Short-term debt is 77.8% and cash 1% of total assets. 77.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 38% of them on solvency, 10% on liquidity, 31% on profitability and 54% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €804,602
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.20, cash €8,084, halved
NBB · annual accounts
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
1 day early
2023
6 days late
2022
on the day
2021
on the day
2020
1 day late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end01-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 82% of companies in retail tradesector median €41,216 · 22,767 companies €178,074 View

Documents

Annual accounts at the NBB

All 24 annual accounts

Articles and registers

Key facts about GARAGE SDS

What is the company number of GARAGE SDS?
The company number of GARAGE SDS is 0475.714.922. The VAT number is the same number with BE in front: BE 0475.714.922.
Where is GARAGE SDS based?
The registered office is at Assesteenweg 286, 1740 Ternat.Company details
What does GARAGE SDS do?
According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
What is the legal form of GARAGE SDS?
The legal form of GARAGE SDS is Private limited company (BV).
When was GARAGE SDS founded?
GARAGE SDS was founded on 26-09-2001.
Is GARAGE SDS still active?
Yes, GARAGE SDS is an active enterprise in the KBO register.
How many employees does GARAGE SDS have?
GARAGE SDS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE SDS?
The turnover in financial year 2025 is ≈ €580,000. This figure is estimated from the gross margin of €96,950 and 32 comparable companies (NACE 476). It probably lies between €270,000 and €970,000.
Is GARAGE SDS profitable?
In financial year 2025, GARAGE SDS made a profit of €10,242.
Where can I find the annual accounts of GARAGE SDS?
GARAGE SDS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of GARAGE SDS due?
GARAGE SDS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Comparable companies

These companies have the same main activity as GARAGE SDS: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €679,000 and €1.1m, founded between 1999 and 2003.

CompanyTotal assetsGross margin
GARAGE SDS Ternat€0.8m€0.1m
COVEMAECKER & CO Vleteren€0.8m€0.09m
GEERTS Lummen€0.7m€0.08m
VAN DE VELDE - FIETSEN Duffel€0.9m€0.1m
COCOON Wingene€1.0m€0.1m
MARINO QUALITY BIKE Lebbeke€1.1m€0.08m
Tweewielers Van Impe Marilyne Aalst€0.7m€0.06m
Full comparison

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