GARAGE RAFFAY
ActiveSummary
GARAGE RAFFAY has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118,153 and a net result of -€5,433. Equity has been stable since 2018 (±0.3% per year). Its solvency ranks better than 71% of 12,781 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 16-01-1990 Normal situation
- Activity
- Retail sale of motorcycles and motorcycle parts and accessories NACE 47830
- Establishment unit
- 2.046.921.219 4600 Visé, since 06-02-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Board and ownership
- RAFFAY EtienneDirector
- RAFFAY Etienneall the sharesdeed of 31-01-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €8,392
- Turnover
- ≈ €84,000
- estimated
- Loss
- €5,433
- ▼ 9.5%
- Equity
- €118,153
- ▼ 4.4%
- Total assets
- €205,155
- ▼ 2.9%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.18, cash €73,200Founded in 1990Equity €118,153 (57.6% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 71% of them on solvency, 84% on liquidity, 38% on profitability and 32% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 45 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Reappointment: RAFFAY Etienne (director)RAFFAY Etienne holds all the shares
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as GARAGE RAFFAY: retail sale of motorcycles and motorcycle parts and accessories (NACE 47830). They are comparable in size and age: total assets between €145,000 and €276,000, founded between 1987 and 2005.
| Company | Total assets | Gross margin |
|---|---|---|
| GARAGE RAFFAY Visé | €205,155 | €8,392 |
| AUTOBEDRIJF SCHALCKENS C EN Y Lokeren | €230,402 | €9,702 |
| L.J. KERKHOFS Peer | €276,397 | €11,418 |
| VB RACING CENTER Tielt-Winge | €144,833 | €13,913 |
| PARTS CENTER BELGIE Kapellen | €228,952 | €19,298 |
| HAGO Visé | €179,059 | €5,633 |
| MACADAM 66 Modave | €228,791 | €18,195 |
Key facts about GARAGE RAFFAY
- What is the company number of GARAGE RAFFAY?
- The company number of GARAGE RAFFAY is 0439.693.674. The VAT number is the same number with BE in front: BE 0439.693.674.
- Where is GARAGE RAFFAY based?
- The registered office is at Rue de Tongres 8, 4600 Visé.Company details
- What does GARAGE RAFFAY do?
- According to the KBO register, the main activity is retail sale of motorcycles and motorcycle parts and accessories (NACE 47830).
- What is the legal form of GARAGE RAFFAY?
- GARAGE RAFFAY is a private limited company (BV).
- When was GARAGE RAFFAY founded?
- GARAGE RAFFAY was founded on 16-01-1990.
- Is GARAGE RAFFAY still active?
- Yes, GARAGE RAFFAY is an active enterprise in the KBO register.
- How many employees does GARAGE RAFFAY have?
- GARAGE RAFFAY had an average of 0.2 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of GARAGE RAFFAY?
- The turnover in financial year 2025 is ≈ €84,000. This figure is estimated from the gross margin of €8,392 and 38 comparable companies (NACE 478). It probably lies between €46,000 and €220,000. It is a rough estimate. In financial year 2020 turnover was €377,420.
- Is GARAGE RAFFAY profitable?
- In financial year 2025, GARAGE RAFFAY made a loss of €5,433.
- Where can I find the annual accounts of GARAGE RAFFAY?
- GARAGE RAFFAY filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GARAGE RAFFAY due?
- GARAGE RAFFAY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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