GARAGE Marc ANDRE

Active

Private limited companyfounded 1977active for 48 yearsNeufmoulin 52, 4987 Stoumont, BelgiumKBO/BCE: BE 0417.827.302

Summary

GARAGE Marc ANDRE has been active since 1977 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €710,375 and a net result of €16,137. Equity is growing by about 5.8% per year across the filed financial years. Its solvency ranks better than 79% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

GARAGE Marc ANDREActiveChecked score 95/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811Bodywork repair (including spraying and painting) NACE 95314

4th oldest company in Stoumont1 site

Size

€1.0mtotal assets 2025

Staff: 3.3 FTE
Equity: €710,375
Profit: €16,137

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts filed 6 days late3 deeds in the Belgian Official Gazette

Why 95raises riskLast filed accounts filed 6 days late; 1 of the last 3 latelowers riskSize: total assets €1.0mFounded in 1977Liquidity: current ratio 1.93, cash €243,591Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 64% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 93+6

equity 68.2% of total assets

Liquidity 70-5

short-term debt 25.1% · cash 23.4%

Profitability 71-7

return on assets 1.5%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: 0.1%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.93, compared with 1.85 in 2024, above the usual 1.5; short-term debt: 25.1% and cash: 23.4% of total assets), and 31.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 79% on solvency, 76% on liquidity, 53% on profitability and 46% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Size: total assets €1.0m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1977

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.93, cash €243,591

NBB · annual accounts

Last filed accounts filed 6 days late; 1 of the last 3 late

NBB · filings

2025 accounts filed 6 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

6 days late

2024

56 days late

2023

1 day early

2022

5 days early

2021

1 day early

2020

2 days late

2019

122 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 26 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

06-08-2026 Annual accounts filedfinancial year 2025 · micro…
25-09-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €82,191 ▲98.4%

Key points

Caution: Result fell in 2025from €82,191 to €16,137 ▼ 80.4% View
Positive: Among the best 5% on equitysector median €41,219 · 22,577 companies €710,375 View
Active since 1977founded 15-12-1977 48 years View

By topic

Financials

Financial year: 2025
Total assets: €1.0m
Profit: €16,137
Solvency: 68.2%

Total assets▼ 6.6%

Net result

20182025

Go to Financials

Timeline

Events: 51
Since: 1979
Next accounts: by 31-07-2027

30-07-2024Annual accounts filed
31-12-2023Back to profit
26-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 15-12-1977
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about GARAGE Marc ANDRE

What is the company number of GARAGE Marc ANDRE?: 0417.827.302. In Belgium the VAT number is the company number with BE in front: BE 0417.827.302.
Where is GARAGE Marc ANDRE based?: The registered office is at Neufmoulin 52, 4987 Stoumont.Company details
What does GARAGE Marc ANDRE do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of GARAGE Marc ANDRE?: Private limited company (BV).
When was GARAGE Marc ANDRE founded?: On 15-12-1977.
Is GARAGE Marc ANDRE still active?: Yes, GARAGE Marc ANDRE is an active enterprise in the KBO register.
How many employees does GARAGE Marc ANDRE have?: On average 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GARAGE Marc ANDRE?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GARAGE Marc ANDRE profitable?: In financial year 2025, GARAGE Marc ANDRE made a profit of €16,137.
Where can I find the annual accounts of GARAGE Marc ANDRE?: GARAGE Marc ANDRE filed 47 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE Marc ANDRE due?: By 31-07-2027, for financial year 2026.Timeline