GARAGE LEKENS
ActiveSummary
GARAGE LEKENS has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €8k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 50% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-17
Solvency69▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.78 against 2.92 in 2024; short-term debt: 32.3% and cash: 48.4% of total assets), but 55.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.5%
Return on assets
8.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
22 d early
2023
35 d early
2022
34 d early
2021
32 d early
2020
33 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€38k▲ 25.0%
2024 · €31k
2018: €-104k
2019: €-94k
2020: €-65k
2021: €-19k
2022: €1k
2023: €11k
2024: €31k
2018 → 2025
Total assets
€86k▲ 0.1%
2024 · €86k
2018: €388k
2019: €106k
2020: €47k
2021: €78k
2022: €85k
2023: €77k
2024: €86k
2018 → 2025
Net result
€8k▼ 61.3%
2024 · €20k
2018: €3k
2019: €10k
2020: €28k
2021: €46k
2022: €20k
2023: €10k
2024: €20k
2018 → 2025
Working capital
€50k▲ 1.8%
2024 · €49k
2018: €6k
2019: €-12k
2020: €-35k
2021: €15k
2022: €32k
2023: €33k
2024: €49k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-19k-€1k€11k▲ 701%€31k▲ 181%€38k▲ 25.0%
Operating result€49k-€23k▼ 52.4%€13k▼ 43.1%€21k▲ 55.8%€9k▼ 56.6%
Net result€46k-€20k▼ 55.9%€10k▼ 53.3%€20k▲ 107%€8k▼ 61.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€9k ▼ 27.3%
Current assets
€78k ▲ 4.5%
Equity and liabilities €86k
Equity
€38k ▲ 25.0%
Debt
€48k ▼ 13.7%
Debt's share of the balance-sheet total falls from 64.4% to 55.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €24k
Cash flow
€11k▼
2024 · €23k
Current ratio
2.78▼
2024 · 2.92
Quick ratio
1.96▼
2024 · 2.08
Debt to equity
1.25▼
2024 · 1.81
ROE
20.0%▼
2024 · 64.5%
ROA
8.9%▼
2024 · 23.0%
Interest coverage
9.16▼
2024 · 25.20
Debt ≤ 1 year
€28k▲
2024 · €25k
Debt > 1 year
€20k▼
2024 · €30k
Staff costs
€20k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€86k€86k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€5k€3k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€74k€78k▲
Stocks and contracts in progress3€21k€23k▲
Stocks30/36€21k€23k▲
Amounts receivable within one year40/41€9k€10k▲
Trade receivables40€9k€10k▲
Other amounts receivable41€171€171=
Cash at bank and in hand54/58€42k€42k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€86k€86k▲
Equity10/15€31k€38k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-38k€-30k▲
Amounts payable17/49€55k€48k▼
Amounts payable after more than one year17€30k€20k▼
Financial debts170/4€30k€20k▼
Amounts payable within one year42/48€25k€28k▲
Trade debts44€6k€14k▲
Suppliers440/4€6k€14k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€9k€6k▼
Remuneration and social security454/9€2k€985▼
Other amounts payable47/48€9k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€15k€20k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€9k€9k▲
Gross operating margin9900€48k€41k▼
Operating profit (loss)9901€21k€9k▼
Financial income75/76B€14€0▼
Recurring financial income75€14€0▼
Financial charges65/66B€949€1k▲
Recurring financial charges65€949€1k▲
Profit (loss) for the period before taxes9903€20k€8k▼
Profit (loss) for the period9904€20k€8k▼
Profit (loss) for the period to be appropriated9905€20k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-38k€-30k▲
Profit (loss) brought forward from the previous period14P€-57k€-38k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €46k ▲63.2%
Operating result €49k, net result €46k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.27
Current ratio from 0.52 to 1.27; short-term debt falls from €72k to €58k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everselkiezel 1193550 Heusden-ZolderGround area
1,430 m²
Building footprint
1,107 m²
Volume, LiDAR
4,926 m³
Parcel 71502C0352/00A003, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GARAGE LEKENS NV
since 19922.059.812.519
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71502C0352/00A003 | Flanders | 1,430 m² | 1 · 1,107 m² | 8.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-10-1992
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.