GARAGE LAMBRECHT
ActiveGARAGE LAMBRECHT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €58k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+2
Solvency71▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.81 in 2024; short-term debt: 51.4% and cash: 11.5% of total assets), but 53.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.2%
Return on assets
7.8%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 27-04-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
33 d early
2023
31 d early
2022
28 d early
2021
26 d early
2020
35 d early
2019
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-10-2026 and is due by 31-05-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-10-2026 close31-05-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€344k▲ 7.1%
2024 · €321k
2018: €153k
2019: €186k
2020: €169k
2021: €192k
2022: €258k
2023: €283k
2024: €321k
2018 → 2025
Total assets
€744k▲ 13.3%
2024 · €657k
2018: €654k
2019: €691k
2020: €505k
2021: €616k
2022: €771k
2023: €721k
2024: €657k
2018 → 2025
Net result
€58k▲ 53.4%
2024 · €38k
2018: €27k
2019: €33k
2020: €-17k
2021: €23k
2022: €95k
2023: €26k
2024: €38k
2018 → 2025
Working capital
€271k▲ 3.4%
2024 · €262k
2018: €120k
2019: €124k
2020: €104k
2021: €105k
2022: €175k
2023: €226k
2024: €262k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€258k▲ 34.0%€283k▲ 9.9%€321k▲ 13.3%€344k▲ 7.1%
Operating result€33k-€108k▲ 230%€52k▼ 51.5%€62k▲ 18.5%€74k▲ 19.1%
Net result€23k-€95k▲ 311%€26k▼ 73.2%€38k▲ 47.6%€58k▲ 53.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €744k
Fixed assets
€90k▲ 24.3%
Current assets
€654k▲ 11.9%
Equity and liabilities €744k
Equity
€344k▲ 7.1%
Debt
€400k▲ 19.3%
The debt ratio rises from 51.1% to 53.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€95k▲
2024 · €77k
Cash flow
€79k▲
2024 · €53k
Solvency
46.2%▼
2024 · 48.9%
Current ratio
1.71▼
2024 · 1.81
Quick ratio
0.39▼
2024 · 0.48
Debt / equity
1.16▲
2024 · 1.05
ROE
16.8%▲
2024 · 11.7%
ROA
7.8%▲
2024 · 5.7%
Interest coverage
13.03▲
2024 · 7.94
Debt
€400k▲
2024 · €336k
Debt ≤ 1 year
€383k▲
2024 · €322k
Debt > 1 year
€7k▲
2024 · €4k
Income taxes
€9k▼
2024 · €15k
Staff costs
€52k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€657k€744k▲
Fixed assets21/28€73k€90k▲
Tangible fixed assets22/27€73k€90k▲
Land and buildings22€42k€36k▼
Plant, machinery and equipment23€10k€23k▲
Furniture and vehicles24€20k€21k▲
Other tangible fixed assets26-€11k
Current assets29/58€584k€654k▲
Stocks and contracts in progress3€431k€505k▲
Stocks30/36€431k€505k▲
Amounts receivable within one year40/41€25k€42k▲
Trade receivables40€19k€36k▲
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€99k€85k▼
Deferred charges and accrued income490/1€29k€21k▼
Equity and liabilities
Total equity and liabilities10/49€657k€744k▲
Equity10/15€321k€344k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€259k€282k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€253k€275k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€336k€400k▲
Amounts payable after more than one year17€4k€7k▲
Other amounts payable178/9€4k€7k▲
Amounts payable within one year42/48€322k€383k▲
Financial debts43€100k€100k=
Credit institutions430/8€100k€100k=
Trade debts44€38k€33k▼
Suppliers440/4€38k€33k▼
Taxes, remuneration and social security45€24k€17k▼
Taxes450/3€18k€11k▼
Remuneration and social security454/9€6k€6k▼
Other amounts payable47/48€159k€233k▲
Accrued charges and deferred income492/3€10k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€52k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€21k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€135k€153k▲
Operating profit (loss)9901€62k€74k▲
Financial income75/76B€78€176▲
Recurring financial income75€78€176▲
Financial charges65/66B€10k€7k▼
Recurring financial charges65€10k€7k▼
Profit (loss) for the period before taxes9903€53k€67k▲
Income taxes67/77€15k€9k▼
Profit (loss) for the period9904€38k€58k▲
Profit (loss) for the period to be appropriated9905€38k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€58k▲
Transfer to equity691/2€38k€23k▼
To other reserves6921€38k€23k▼
Profit to be distributed694/7-€35k
Directors or managers695-€35k
Social balance
Average headcount (FTE)90871.01.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
Financial
Highest result since 2018net €95k ▲311%
Operating result €108k, net result €95k, both a record.
31-10
Financial
Equity above €200kEq €258k ▲34%
2 profitable years in a row build equity to €258k.
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-10
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Weakest financial yearnet €-17k ▼152%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blankenbergse Steenweg 3888000 BruggeGround area
4,081 m²
Building footprint
1,112 m²
Volume, LiDAR
5,699 m³
Parcel 31808K0310/00W002, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Blankenbergse Steenweg 388, 8000 Brugge
since 19892.043.493.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808K0310/00W002 | Flanders | 4,081 m² | 1 · 1,112 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 359 EUR awarded · 325 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 90 EUR | 56 EUR |
| 2024 | 1 | 56 EUR | 56 EUR |
| 2023 | 1 | 213 EUR | 213 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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CARLISI
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,610 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-03-1989
Fiscal year end31-10
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.