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GARAGE KOHL

Active
Private limited companyfounded 200521 yrs activeRue du Fort(CER) 101, 4632 Soumagne, BelgiumKBO/BCE: BE 0871.253.010
Summary

GARAGE KOHL has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €877,677 and a net result of €282,457. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
GARAGE KOHLActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 50103
1 site
Size
€1.5mtotal assets 2025
Staff
4.7 FTE
Equity
€877,677
Profit
€282,457
Financial health
86 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Parent
BCA Cars · 100%
Accounts filed 31 d late0 of 2 deeds read
Why 86- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 2.04, cash €39,292, halved+ Founded in 2005+ Equity €877,677 (60.2% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 85+8
equity 60.2% of total assets
Liquidity 35-42
short-term debt 39.2% · cash 2.7%
Profitability 93+7
return on assets 19.4%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▼ -2.1% vs 02-2025lowest value 04-2025: < 0.1%▲ +4.3% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: 0.1%▲ +16.7% vs 05-2025 07-2025: 0.1%▲ +41.1% vs 06-2025 08-2025: 0.1%▼ -32.9% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▼ -1.9% vs 02-2026 04-2026: 0.1%▲ +5.8% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▲ +5.5% vs 05-2026 07-2026: 0.1%▲ +25.9% vs 06-2026 08-2026: 0.2%▲ +148% vs 07-2026 09-2026: 0.4%▲ +110% vs 08-2026highest value 10-2026: 0.4%● 0.0% vs 09-2026highest value
  • Founded in 2005 lowers the probability for this profile
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Liquidity: current ratio 2.04, cash €39,292, halved raises the probability
  • Equity €877,677 (60.2% of total assets) lowers the probability
Credit up to €75,000 at 30 days acceptable
Liquidity ample (current ratio 2.04 against 1.89 in 2024; short-term debt: 39.2% and cash: 2.7% of total assets), and 39.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 73%, liquidity 32%, profitability 87%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 2005
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Liquidity: current ratio 2.04, cash €39,292, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €877,677 (60.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
1 d early
2023
8 d late
2022
2 d late
2021
9 d early
2020
23 d late
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €282,457 ▲39.5%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Among the best 8% on net resultsector median €28,427 · 12,319 companies €282,457 View
  • Positive: 8 profitable years in a rowprofit 2025: €282,457 8 years View
  • Controlled by BCA Carsknown shareholders 100% 100% View
  • Positive: Result rose in 2025from €202,466 to €282,457 ▲ 39.5% View

By topic

Financials

Fiscal year
2025
Total assets
€1.5m
Profit
€282,457
Solvency
60.2%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 30-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
17-01-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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