Garage KOCKELMANN

Active

Private limited company (pre-2019)founded 1974active for 51 yearsRue de Spa 193, 4970 Stavelot, BelgiumKBO/BCE: BE 0414.897.209

Summary

The computed 12-month bankruptcy probability of Garage KOCKELMANN is 1.5% (moderate). The 2025 annual accounts show equity of €444,433 and a net result of -€26,521. Equity is growing by about 24% per year across the filed financial years. Its solvency ranks better than 31% of 12,672 sector peers (NACE 47, financial year 2025). The company has been active since 1974 and the Belgian Official Gazette contains no insolvency or warning signals.

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Garage KOCKELMANNActiveChecked score 62/100

Risk analysis Report Compare

Activity

Retail sale of motorcycles and motorcycle parts and accessories

NACE 47830

2nd oldest company in Stavelot, Wholesale and retail trade sector1 site

Size

€2.2mtotal assets 2025

Staff: 6.7 FTE
Equity: €444,433
Loss: -€26,521

Financial health

62 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.5%

Structure

2025 accounts 36 days early2 deeds in the Belgian Official Gazette

Why 62raises riskLiquidity: current ratio 1.00, cash €41,659Equity €444,433 (20.0% of total assets)Sector: Retail trade (NACE 47)Size: 6.7 FTE, total assets €2.2mShow the evidence

Checked score

Score 2025

62 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 27% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 45=

equity 20.0% of total assets

Liquidity 19+1

short-term debt 64.1% · cash 1.9%

Profitability 30-3

return on assets -1.2%

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025lowest value 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.6 percentage points vs 07-2025 09-2025: 1.5%● unchanged vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026highest value 08-2026: 1.5%● unchanged vs 07-2026highest value 09-2026: 1.5%● unchanged vs 08-2026highest value 10-2026: 1.5%● unchanged vs 09-2026highest value

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 1.0, compared with 1.02 in 2024, below 1; short-term debt: 64.1% and cash: 1.9% of total assets), and 80% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 36% on solvency, 17% on liquidity, 25% on profitability and 30% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Liquidity: current ratio 1.00, cash €41,659

NBB · annual accounts

Equity €444,433 (20.0% of total assets)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Size: 6.7 FTE, total assets €2.2m

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€26,521

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

36 days early

2024

25 days late

2023

30 days late

2022

31 days late

2021

45 days early

2020

44 days early

2019

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 filed years within 61 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
25-08-2025 Annual accounts filedfinancial year 2024 · full…
30-08-2024 Annual accounts filedfinancial year 2023 · full…

Key points

Caution: Among the weakest 13% on net resultsector median €27,747 · 12,662 companies -€26,521 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€26,521 View
Active since 1974founded 21-12-1974 51 years View

By topic

Financials

Financial year: 2025
Total assets: €2.2m
Loss: -€26,521
Solvency: 20.0%

Total assets▼ 7.9%

Net result

20182025

Go to Financials

Timeline

Events: 49
Since: 1979
Next accounts: by 31-07-2027

31-12-2023Highest result from 2018 to 2025
31-08-2023Annual accounts filed
16-06-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Retail sale of motorcycles and motorcycle parts and…NACE 47830
Founded: 21-12-1974
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Garage KOCKELMANN

What is the company number of Garage KOCKELMANN?: 0414.897.209. In Belgium the VAT number is the company number with BE in front: BE 0414.897.209.
Where is Garage KOCKELMANN based?: The registered office is at Rue de Spa 193, 4970 Stavelot.Company details
What does Garage KOCKELMANN do?: According to the KBO register, the main activity is retail sale of motorcycles and motorcycle parts and accessories (NACE 47830).
What is the legal form of Garage KOCKELMANN?: Private limited company (pre-2019) (BVBA).
When was Garage KOCKELMANN founded?: On 21-12-1974.
Is Garage KOCKELMANN still active?: Yes, Garage KOCKELMANN is an active enterprise in the KBO register.
How many employees does Garage KOCKELMANN have?: On average 6.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage KOCKELMANN?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Garage KOCKELMANN profitable?: In financial year 2025, Garage KOCKELMANN made a loss of €26,521.
Where can I find the annual accounts of Garage KOCKELMANN?: Garage KOCKELMANN filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Garage KOCKELMANN due?: By 31-07-2027, for financial year 2026.Timeline