Equity
€548,086 ▲ 9.4%
GARAGE JOHAN has made a profit without a break since 2011.
GARAGE JOHAN
Lifetime
20 annual accounts with figures on one time axis, 35 filings since 1991Gross marginpeak €263,277 (2024)
€184,643▼ 29.9%
Resultlowest -€55,033 (2010)
€47,134▼ 56.8%
Equitypeak €926,586 (2017)
€548,086▲ 9.4%
Debts
€570,295▲ 6.7%
Staffpeak 3 FTE (2006)
0 FTE
Board2 names since 2018
2 directorsDESMET Katrien and 1 other
Documentsfilings and deeds
04-08-20264 days late
2025financial year
Gross margin from €263,277 to €184,643Result from €109,057 to €47,134Cash from €146,768 to €200,834
Key points
from the 2025 annual accountsResult
€47,134 ▼ 56.8%
The result fell in 2025 from €109,057 to €47,134.
Staff
1 employees on 31-12-2025
In 2025, 3 people joined and 3 left.
2025 accounts filed 4 days after the deadline
Checked score
94
Excellent
Financially stronger than 53% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025highest value
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.2%▼ -0.1 percentage points vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 4 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €1.1m
Founded in 1991
Liquidity: current ratio 1.88, cash €200,834
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 46% on liquidity, 41% on profitability and 60% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 14,766 companies had the same profile as GARAGE JOHAN has now. Each dot stands for 37 companies, two years later.
96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GARAGE JOHAN itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,766 companies, not a prediction for GARAGE JOHAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.88 (1.85 in 2024), above the usual 1.5. Short-term debt is 51% and cash 18% of total assets. However, 51% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
4 days late
2024
35 days early
2023
78 days late
2022
29 days late
2021
124 days late
2020
31 days late
2019
118 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 64 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0442920509
1 director appointed, 2 reappointments
Reappointments: VINCENT Kristof (director) and DESMET Katrien (director) · Appointment: VINCENT Kristof (director) · Director discharge: ontslagen bestuurders · General meeting of 27-12-2023 · Gazette deed
First establishment
GARAGE JOHAN NV, Damstraat 83, Deinze
Incorporation
published on 26-02-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| GARAGE JOHAN Deinze | €1.1m | €184,643 | 49.0% | 0 |
| D.S.M. INTERNATIONAL Moorslede | €1.1m | €127,616 | 20.2% | 0 |
| CARROSSERIE COLVAN Genk | €1.3m | €126,921 | 8.7% | 0 |
| GARAGE CARROSSERIE RUDI Aalst | €0.8m | €177,336 | 52.6% | 0 |
| M.C.S. Aalst | €0.8m | €140,098 | 24.9% | 0 |
| CarCenterPoelmans Beringen | €1.1m | €166,173 | 75.3% | 0.3 |
| HOSTE Veurne | €1.3m | €123,198 | 46.2% | 0 |
These companies have the same main activity as GARAGE JOHAN: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €780,000 and €1.3m, founded between 1983 and 1993.
Official details
Source: KBO- Status
- Active since 07-02-1991Normal situation
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 1 other
- Joint committees
- 200Auxiliary committee for white-collar workers
- 112Garages · annual accounts 2025
- Establishment unit
- 2.051.688.6699800 Deinze, since 25-02-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 31-10-2025
Annual accounts 2025
- Turnover
- ≈ €970,000estimated
- Total assets
- €1.1m▲ 8.0%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 04-08-2026
Insights on GARAGE JOHAN
GARAGE JOHAN has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548,086 and a net result of €47,134.
Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 64% of 5,049 sector peers (NACE 47, financial year 2025).
The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GARAGE JOHAN
- What is the company number of GARAGE JOHAN?
- The company number of GARAGE JOHAN is 0442.920.509. The VAT number is the same number with BE in front: BE 0442.920.509.
- Where is GARAGE JOHAN based?
- The registered office is at Damstraat 83, 9800 Deinze.Company details
- What does GARAGE JOHAN do?
- According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
- What is the legal form of GARAGE JOHAN?
- GARAGE JOHAN is a public limited company (NV).
- When was GARAGE JOHAN founded?
- GARAGE JOHAN was founded on 07-02-1991.
- Is GARAGE JOHAN still active?
- Yes, GARAGE JOHAN is an active enterprise in the KBO register.
- How many employees does GARAGE JOHAN have?
- GARAGE JOHAN had an average of 1.6 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- Which joint committee does GARAGE JOHAN fall under?
- In its 2025 annual accounts, GARAGE JOHAN states joint committees 200 (Auxiliary committee for white-collar workers) and 112 (Garages).
- What is the turnover of GARAGE JOHAN?
- The turnover in financial year 2025 is ≈ €970,000. This figure is estimated from the gross margin of €184,643 and 38 comparable companies (NACE 47811). It probably lies between €670,000 and €2.5m.
- Is GARAGE JOHAN profitable?
- In financial year 2025, GARAGE JOHAN made a profit of €47,134.
- Where can I find the annual accounts of GARAGE JOHAN?
- GARAGE JOHAN filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GARAGE JOHAN due?
- GARAGE JOHAN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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