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GARAGE JEF WILLEMS

Active
Private limited companyfounded 2018active for 8 yearsKwikaard 106, 2980 Zoersel, BelgiumKBO/BCE: BE 0690.528.152
Summary

GARAGE JEF WILLEMS has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,941 and a net result of €65,686. Equity has been stable since 2018 (±2% per year). Its solvency ranks better than 58% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-02-2018 Normal situation
Activity
General maintenance and repair of cars and light vans (up to 3.5 tonnes) NACE 95311and 1 other
Establishment unit
2.272.797.397 2980 Zoersel, since 12-02-2018
Financial year end
31 December
Peppol
Reachable since 30-07-2025

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€93,025
▼ 1.6%
Turnover
≈ €230,000
estimated
Profit
€65,686
▼ 2.6%
Equity
€68,941
▼ 33.8%
Total assets
€149,107
▼ 18.0%
Filed on 24-03-2026, 129 days before the deadline
Score breakdownraises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskLiquidity: current ratio 1.71, cash €110,754Equity €68,941 (46.2% of total assets)Size: total assets €149,107Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in repair of computers and personal goods (NACE 95)
Financial strength · tick: 2024
Strong
Solvency 71-11
equity 46.2% of total assets
Liquidity 73-7
short-term debt 53.7% · cash 74.3%
Profitability 100=
return on assets 44.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.71 (2.12 in 2024), above the usual 1.5. Short-term debt is 53.7% and cash 74.3% of total assets. However, 53.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 56% of them on solvency, 74% on liquidity, 94% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.71, cash €110,754
NBB · annual accounts
lowers risk · Equity €68,941 (46.2% of total assets)
NBB · annual accounts
raises risk · Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
KBO
lowers risk · Size: total assets €149,107
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
129 days early
2024
27 days early
2023
23 days early
2022
14 days early
2021
13 days early
2020
11 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 90% of companies in repair of computers and personal goodssector median €8,472 · 3,303 companies €65,686 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €65,686 8 years View

Recent changes

  1. · Gazette deed Resignation: Jef Willems (director)Reappointment: Jef Willems (director)
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as GARAGE JEF WILLEMS: general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311). They are comparable in size and age: total assets between €114,000 and €170,000, founded between 2015 and 2020.

CompanyTotal assetsGross margin
GARAGE JEF WILLEMS Zoersel€149,107€93,025
GARAGE LAMY Ham-sur-Heure-Nalinnes€129,263€85,505
Garage Philip Heist-op-den-Berg€154,843€77,807
Gasida Ravels€169,778€99,809
Mocatur Service Bornem€114,372€74,702
GARAGE J.P. Turnhout€126,660€126,923
Car Diagnostic Support Vosselaar€156,850€67,571
Full comparison

Key facts about GARAGE JEF WILLEMS

What is the company number of GARAGE JEF WILLEMS?
The company number of GARAGE JEF WILLEMS is 0690.528.152. The VAT number is the same number with BE in front: BE 0690.528.152.
Where is GARAGE JEF WILLEMS based?
The registered office is at Kwikaard 106, 2980 Zoersel.Company details
What does GARAGE JEF WILLEMS do?
According to the KBO register, the main activity is general maintenance and repair of cars and light vans (up to 3.5 tonnes) (NACE 95311).
What is the legal form of GARAGE JEF WILLEMS?
The legal form of GARAGE JEF WILLEMS is Private limited company (BV).
When was GARAGE JEF WILLEMS founded?
GARAGE JEF WILLEMS was founded on 12-02-2018.
Is GARAGE JEF WILLEMS still active?
Yes, GARAGE JEF WILLEMS is an active enterprise in the KBO register.
What is the turnover of GARAGE JEF WILLEMS?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €93,025 and 33 comparable companies (NACE 953). It probably lies between €170,000 and €310,000.Financials
Is GARAGE JEF WILLEMS profitable?
In financial year 2025, GARAGE JEF WILLEMS made a profit of €65,686.
Where can I find the annual accounts of GARAGE JEF WILLEMS?
GARAGE JEF WILLEMS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GARAGE JEF WILLEMS due?
GARAGE JEF WILLEMS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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