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Garage Geeraerts

Active
Public limited companyfounded 1973active for 53 yearsNinoofsesteenweg 103, 1750 Lennik, BelgiumKBO/BCE: BE 0412.890.891

From the official registers: KBO 50 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Garage Geeraerts has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.3m and a net result of €839,109. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 37% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

KBO
Status
Active since 01-01-1973 Normal situation
Activity
Retail sale of motorcycles and motorcycle parts and accessories NACE 47830and 2 others
Establishment unit
2.007.853.775 1750 Lennik, since 01-01-1973
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board
  • Fingever NVManaging director · permanent representative Marc Geeraerts
  • Geeraerts GeertDirector · since 10-06-2022
  • Geeraerts PaulDirector · since 10-06-2022
Auditor
Baker Tilly Bedrijfsrevisoren

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€37.6m
▲ 8.6%
Profit
€839,109
▲ 12.9%
Equity
€4.3m
▲ 8.1%
Total assets
€17.1m
▲ 12.3%
Staff
27 FTE
▲ 12.5%
Filed on 04-06-2026, 57 days before the deadlinePDF
Score breakdownraises riskLiquidity: current ratio 1.32, cash €274,347, halvedSector: Retail trade (NACE 47)Equity €4.3m (25.0% of total assets)lowers riskSize: turnover €37.6m, 27 FTE, total assets €17.1mShow the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 41% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 50-1
equity 25.0% of total assets
Liquidity 13-5
short-term debt 73.1% · cash 1.6%
Profitability 61=
return on assets 4.9%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.5%▼ -0.1 percentage points vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025highest value 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.2 percentage points vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026lowest value 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €350,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.36 in 2024), below the usual 1.5. Short-term debt is 73.1% and cash 1.6% of total assets. 75% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 43% of them on solvency, 10% on liquidity, 43% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.32, cash €274,347, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €4.3m (25.0% of total assets)
NBB · annual accounts
lowers risk · Size: turnover €37.6m, 27 FTE, total assets €17.1m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
23 days early
2023
8 days early
2022
5 days early
2021
47 days early
2020
30 days early
2019
35 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Lennik, Wholesale and retail trade sectorin the Checked rankings No. 1 View
  • Positive: 7 profitable years in a rowprofit 2025: €839,109 7 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

Comparable companies

These companies have the same main activity as Garage Geeraerts: retail sale of motorcycles and motorcycle parts and accessories (NACE 47830). They are comparable in size and age: total assets between €5.7m and €21m, founded between 1968 and 2005.

CompanyTotal assetsTurnover
Garage Geeraerts Lennik€17.1m€37.6m
RIJWIELHANDEL GEBROEDERS VAN DEN BERGHE Sint-Niklaas€13.1m€16.1m
Norta Olen€20.8m€22.9m
RAD Gent€14.8m€29.5m
ALPINTER Ronse€19.0m€33.3m
Ets BRUNO CASU ET FILS Farciennes€5.7m€11.2m
Mooof Wielsbeke€12.1m€16.4m
Full comparison

Documents

Annual accounts at the NBB

All 50 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Garage Geeraerts

What is the company number of Garage Geeraerts?
The company number of Garage Geeraerts is 0412.890.891. The VAT number is the same number with BE in front: BE 0412.890.891.
Where is Garage Geeraerts based?
The registered office is at Ninoofsesteenweg 103, 1750 Lennik.Company details
What does Garage Geeraerts do?
According to the KBO register, the main activity is retail sale of motorcycles and motorcycle parts and accessories (NACE 47830).
What is the legal form of Garage Geeraerts?
The legal form of Garage Geeraerts is Public limited company (NV).
When was Garage Geeraerts founded?
Garage Geeraerts was founded on 01-01-1973.
Is Garage Geeraerts still active?
Yes, Garage Geeraerts is an active enterprise in the KBO register.
How many employees does Garage Geeraerts have?
Garage Geeraerts had an average of 27 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Garage Geeraerts?
The turnover of Garage Geeraerts was €37.6m in financial year 2025, according to the filed annual accounts.
Is Garage Geeraerts profitable?
In financial year 2025, Garage Geeraerts made a profit of €839,109.
Where can I find the annual accounts of Garage Geeraerts?
Garage Geeraerts filed 50 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Garage Geeraerts due?
Garage Geeraerts must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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